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Approved work by insurer not being carried out until after policy expiry date
My insurer has just finally approved by email for some inside roof repairs to go ahead, I have contacted the contractor and the best date they have is 3 weeks after my policy expires, is it still valid? Plus I have my excess of £200 which will be paid by GoCompare, but the offer also runs out at same date? Any advice…
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Roof inspection report for building insurance
My buildings insurance (for freehold building with two flats) requires a roof inspection report every two years as it is a flat roof. But is quite new, in excellent condition and constructed with a high quality covering guaranteed for 15 years, as confirmed by the previous report so it seems completely unreasonable for the…
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Freeholder’s tenants caused damage.
Complicated insurance situation - can anyone clarify please? My bf recently bought a ground floor flat in a three story building; his is leasehold only. Freehold is jointly owned by two people; one lives in the top floor flat, the other lives elsewhere and rents out the middle flat. My bf & the two freeholders each pay a…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Motorbike Insurance - Address
I'm planning on taking my motorbike with me to university next year, It will only be with me in university for about 3-4 months of the year and the rest of the time it will be at home. My question is, should I put my home address where the bike will be kept for the rest of the year or my uni address? My home address has…
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Holiday insurance
Hello My friend bought an annual travel insurance policy last year that covers up to 26th March this year. She is due to go on holiday on 6th April. She now has to cancel due to injury. Is she covered? She had insurance at the time of booking but unsure where she stands now as the insurance ends 26th March. Thanks!
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Does this count as a claim or loss?
Hi all Bit confused on this and need some guidance please! I was driving in the dark last week in a part of the country I'm not familiar with - lots of single carriageway, lanes etc. There were some roads closed so Waze was taking me on a merry little dance through tiny streets and lanes....until it directed me onto a road…
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Startrescue.co.uk Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Startrescue.co.uk Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Car insurance for an unfit person
Hi my brother has been declaredmedically unfit to drive. But he says i can borrow his car. I am fully comp and have 'drive other cars' on my policy. Is it ok to drive his car?
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Car insurance renewal with accident
Hi, I recently took out car insurance with a new insurer after receiving a very high renewal quote from my existing one. I found one for much cheaper and paid for the full premium with the start date still a couple of weeks away. A couple of days later I had an accident that was my fault and started a claim with my current…
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Cancelling Policy after RTA
In June 2023 I was involved in an RTA and was hospitalized so unable to contact insurers for a couple of days. As soon as able contacted them, car was collected from whereever the Police had taken it and declared 'write of' the next day. It was noted both at the scene and the breakers yard that the boot was not able to be…
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Settling direct after damaging someone’s car
Advice needed please, I parked up today in a car park and opened the passenger door, it was so windy it blew into the next car and dented it. I did the right thing and left a note under their wipers as they were not in the car at the time. I took a picture of the dent and of car. The person has been in touch with me and…
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Car insurance when transferring ownership
We want to transfer ownership of my Mum's car to a family member. This will mean Mum cancelling her car insurance and a new policy for the family member. Is it best to overlap the policies (both to cancel and start on the 15th), or cancel on the 14th and start the new one on the 15th?
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Recommend insurance but not just any insurance. There is a must exclude…..
Please recommend insurance company. I want to avoid a company I’ve had dealings with who are employed as third party consultants to the main insurers. My experience is backed up by trustpilot. I want insurance company recommendations where the main insurance company doesn’t use/employ a company called - innovation group.…
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Standalone Personal Possessions Insurance
We live in the property we also use for our B&B business and have full home contents and buildings insurance for the property, ourselves and all guests while staying here. Unfortunately this year our broker could not find any insurers who could provide personal possessions cover for ouselves while away from home as part of…
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Help with Car Insurance claim when policy renewal due
I would say I had an accident in my car however, I wasn't driving at the time. I was parked in a car park which had a very slight slope and unfortunately, after I left the carpark, the handbrake didn't hold the car and is slowly slipped out of the space and hit a car parked in the space on the other side of the "road". I…
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Home/boiler emergency & due for renewal
Water pouring out of my boiler this am. Eventually got stop !!!!!! to work. Emergency boiler cover says just enough to repair not replace. Await callback from Admiral and visit from plummer who maintains & installed Boiler in 2007. Home ins expires in 10 days and was maybe going to choose another cheaper company. Should I…
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Home insurance
Hi What home insurance providers have the best history of paying out? many thanks
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Buying insurance in Scotland
I’m a long time expat and thinking of moving to Scotland next year. I’ve spent my adult life in the USA so I’m don’t know how many things work in the UK and Scotland specifically. In the US I go through an insurance broker to buy home/car/umbrella insurance. In Scotland do people use insurance brokers or just compare…
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Landlords insurance
Hello, My landlord's insurance is due for renewal and I would like to change company as the premiums have increased significantly over the last few years. Unfortunately, my central heating boiler recently leaked and damaged the carpet below. I have a contractor coming to replace the carpet and check for any ceiling damage…