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Skillstrain fees how can I reclaim
Beginning of 2005 I accepted a Salesman for Skillstrain into my house and being unemployed I jumped at the chance to do a course to gain my MCSE over a period of time (3 years). I said at the time I was unsure with being unemployed and the course costing three thousand pounds. He assured me that payments were 75 pound per…
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bank say they will close my account if its only to have benefits paid into
Hiya I'm new to this site so not sure if I've posted in the right section. I was made redundant and for the first time in my life had to claim benefits. I was told by my bank (Lloyds TSB) who I have banked with all my life that I cannot keep my account open just to have my housing benefit paid into it. I did have my JSA…
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Thomson Holidays - Any Advice
Hi I'm really sorry to post a needy "help me" post for my first thread, I promise I will be more socialble in future, I just wondered if anyone would have any advise about the following (its long...): I booked a family holiday online on 16th May 2010 for 30th July 2011. I have been intermitently paying off amounts online…
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Barclays additions fees refund (living abroad)
Hello everyone! I need a bit of advise please. I have an Additions account with Barclays. More than five years ago I moved abroad. I kept on paying their monthly fees until a few months ago when during a conversation with an agent of their phone banking service I found out that those fees weren't actually covering my…
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Premier Law Ltd.
Hi. My husband had a letter froma company called Premier Law Ltd. recently, claiming they are able to recover unfair fees from his previous mortgage with Hadenglen. Whilst we are pretty sure that he is entitled to recover these fees, we are a bit in the dark about Premier Law Ltd. When my husband phoned them, they said…
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Reclaim of missold shares from companies in default - scam ?
Good day all, My mother in law has been approached by a company claiming that she is due (OR) can claim compensation for having lost money due to bad advice (Companies in default also mentioned) - I ( & probably she also doesnt know ) if she holds such shares in 1st place, certainlyb has a few ! - Before i go further is…
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JD Williams - Admin fees
Hello, Has anyone had any success with reclaiming Admin Fees from any of the JD Williams mail order companies? I have now cleared my debt with them and would like to see what I can regain. Thank you
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right to buy reclaims
Hi i am just wondering if anybody has made a claim throgh a solicitors for a right to by claim for money back for a missold mortgage. a solicitor got in touch with me said i had a claim, bought my house in 2004 and just woundered if anybody had won a case like this. thanks Michelle.
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Information about the announcement on our Halifax Standard Variable Rate
Hi Just received a cheque for £355 regarding a morgage I used to have with the Halifax Bank! Does anyone have any other information other than what is on the Halifax Bank website? Don't want to appear greedy but can I claim more than the £355 they have sent me as A GOODWILL PAYMENT?
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bank interest on dormant accounts
Does anyone know if banks let interest accrue on dormant accounts. Sorry if im getting this wrong re posting etc Not even sure if im doing this right!
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Abbey mortgage exit fees
Hi I've just rang Abbey/Santander and unfortunatley they can't help over the phone now for mortgage exit fees and I have to write to them!
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Reclaiming lost shares
I have recieved a letter from a company called Prosearch stating that i have a large amount in dividends waiting for me to claim from a previous employer who i happen to be working for again for the last 5 years. I have seen on this site that Prosearch have a habit of robbing people with heavy charges. Can anyone tell me…
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Mortgate Payment Protection
Hi guys :) So, i took a mortgage out 3 and a bit years ago, it was through a financial advisor, so she arranged everything. Background info, im employed full time, get statutory sick pay through my employer, dont have any dependants, and have this mortgage in my own name. When i took the mortgage out, i was sold an…
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Missold mortgage? £9,000 penalty to pay
Hi, In short - are trying to end my mortgage, but have a fixed term of 3 years and its not yet expired, so will have to pay penalty or Early exit? (not sure what exactly it is called) of £9,000 :( Is there any way I can succesfully get out of paying this penalty or do we just accept it and pay it? Have heard that possibly…
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free trial offer scams
hello i have just been conned by a free trial offer which has now cost me £266. i have cancelled my card and informed my bank but they say that as i gave the company my card details to cover postage costs there is nothing they can do. also they are charging me £10 a day for being overdrawn. I have tried to contact the…
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Redeemed Mortgage Account
I am asking for advice or suggestions please. I asked the Halifax to provide a copy of the original terms and conditions for the above account from a few years ago. I have received a letter back stating unfortunately they were unable to do this. Should I write to them again. Surely they will have a record somewhere. I am…
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Loan charges - can i reclaim ?
Hi - I wonder if you can help. I have had a loan and have been charged £25 for every letter they send me as have had late payment s- can i claim this back ?
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£40 charge for missed £15 direct debit!
I mistakenly cancelled a direct debit for insurance on our campervan. The company, Close Premium Finance, has written to me and charged me £40 "admin fee" for my mistake. The DD payments are £15 per month and £40 seems a ridiculous charge for sending a letter. I have rang them and told them this but they are not budging…
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poor / bad bank advice
Hello I have just discovered that a £10000 interest free mortgage loan has had the endownment cancelled leaving me with the full amount to pay and no funds to do it. The house has the equity in it to cover this but only when sold. I suspect this happened when I was in money difficulties and was getting over drawn charges…
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Losing £1000 Mortgage arrangement fee
This is my first post so please excuse me if I don't supply relevant information or this is a topic somewhere else. (I couldn't find it) I'm a first time buyer and I recently applied for a mortgage with Santander. I paid £999 for them to 'arrange' it. Last week after 3 months I was 2 days from signing and the seller…