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fast transfer to soliciotor
Have transfer 10 percent to solicitor which equals 23.000 k.. got hsbc internet but it wont let me send more than 10k and they say it takes 3 days... thought now they do faster payment/ if i get a bankers draft, is that cleared straight away to the solicitors account or is like a cheque... never had a bankers draft…
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Selling with dodgy neighbours?
What, (if any) are the rules when selling your property if you have had problems with neighbours, including police involvement? What do I have to declare etc?
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vendor in negative equity - what next?
Have just found out that the propety we made an offer on is in negative equity. 2 weeks after we made the offer, the vendor has only just got around to getting redemption statements from the 1st and 2nd charge holders, only to find out that there will not be enough from the proceeds of the sale to clear both charges. The…
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What happens after I have agreed with a buyer?
And done the things that needs to be done with the solicitors in regards to house selling...what happens next? Do I move out immediately or after a grace period?
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When is a loft room, not a room?
I've just got the survey (homebuyers) back on the house I am hoping to buy. It has had a partial loft conversion, boarded and carpeted, with a Velux window in the roof looking out to the rear. The conversion is accessed directed by a metal fixed spiral staircase from the first floor, for which a circular wall has been…
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I own a flat in a council block - how do I stop thiedr huge charges for maintenace?
Hello, I own a council flat in a building which is mostly not owned by the council tenents. the council keep updating and renovating the building and whack me with huge bilols which are costing me the earth. I have recently recieved a bill for £15,000 and there are talks of more coming. Is there anything I can do to either…
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Complex flat parking problem - Help !
Hi All Sorry if this is a bit long ! I need some advice with regards to a dispute over parking spaces. The background to this is that I live in a block of flats that were newly built in 1997. The developer offered extra parking spaces to those people who bought the flats new in 1997. There were also 5 spaces overground…
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Hips
Which is the cheapest way to get this done?
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Abut to get a 'Postponed Possession Order' - Am I going to be evicted?
:( Hi all, I'll try and keep this short and to the point..am so stressed. Can't think straight, and keep crying. No good. My Girlfriend was a star at around midnight. Talked things through on the phone, and she's coming over at 3pm today (Tuesday) to help me try and get through this I've not slept all night, as I've been…
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List of costs of buying house
I've just finished buying a house. I thought it might be helpful to list all the expenses involved for anyone new to house buying looking to get an idea of the costs. This purchase was a straightforward deal for a freehold property, 3 bedroom house. Cost of property: £285,000 Stamp duty: £8,550 Various fixtures and…
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estate agent drivng me mad
hi everyone i am trying to buy a house!! called estate agent to book viewing she surgested we see another property at the same time as it was over the road hadnt noticed it as it was a semi and we were trying to get a detached. she informed me that it was up for 195 but they would except 185. as it turns out the house i…
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Buying a new off-plan home in the UK? Questions to ask?
Hi, I am looking at buying a new home in the UK which development has just started (foundations going in). The developer is a proven bespoke developer from the North of England who has around 40 projects behind him. I have checked https://www.nhbc.co.uk and his company is registered on there and comes with the 10 year…
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Salary Multiplier
Hi I am wondering if any one knows who is offering the highest Salary Multiplier at the moment? Woolwich advertise 5 times salary on their website but when I phoned I was told it was for Barclays account holders only - 4 times otherwise. I bank with the Nationwide and they have said 4.1 times salary. I am trying to get to…
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EA's are brutal beasts
Hey guys I have been negotiating to secure a repo property. Several communications over last 7 days with EA, with some conflicting information from them and puzzling responses anyway........... Today during my latest chat regarding offers for the property I asked the EA had she disclosed my bids to the other bidder as I…
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Fees - House / shop not sold
We put our house and shop up for sale a couple of years, we had only a few viewings, although we received one offer which we accepted, closed the shop, the agent in question told us the mortgage had been approved it transpired that the "buyer" didn't have the money, so we took the house and shop off the market. The agents…
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Buying a house with decent garden
Partner and I are happy where we are, but continue to look for the next place. What really makes us happy is a large garden area, even if the house doesn't replicate it in size. Where it is, in terms of urban/rural, does not concern us at all. A lot of mainstream agencies only seem to deal with urban areas, with small…
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help please
i have a problem with my no ex landlord on tuesday the 24th november we moved most of our stuff out informing himat the weekend before that as we had not had water for the 9 previous days we could no longer reside in the property -he agreed and said i understand if you want to move out we spoke on the phone where he said…
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Which to do first, job or house
In a quandry, I am looking to relocate with a compassionate transfer to the West Midlands. Do I get my transfer first (no idea how long this will take), do I put my house on the market now or wait?
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raising a large bond....
Hi there, sorry it's going to be a ong one.... I spoke to my landlord in November and he informed us he was thinking of selling up after our lease finishes and asked if we were interested in buying, unfortunately it's not the right time for us as we are trying to re-build our credit and finances after having house…
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Life insurance is it needed??
Hi I am just going through with buying my first home and wondered if life insurance is needed to finalise your mortage ?? Thanks Andy