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credit rating pls helppppppppp
hi I check my Credit File on Equifax PLC, an my scor is 229. ist bad? if so, how bad ? thanks
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wanna make money from home
hi i wanna work from home any idea???? someone tel me ican make money send email usen paypol some thing like that. if uknow anthing ple let me know. thank all
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credit card charge
I am at this moment asking my bank the HSBC for a full break down of the excessive charges they have imposed on me over the past 6 yrs under the DPA. Am i in the same position to ask the same of my credit card company ? And can i claim a full refund in the same way?
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Please Help !!! Need Credit Card
I have checked my credit score on the following sites Equifax - 560 Callcredit - 740 Experian - 539 Please help me that which credit card i can apply for????
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Saving money....
Today i called my Barclay card up and found that my APR was 14.9%. Now i have a balance of £700 on it or so. I know i have 56 days give or take of interest free time in which to clear the amount then it goes to 14.9% interest. I was thinking say a week before the 56 days grace ends i can transfer the outstanding debt to my…
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Get a Sony VAIO with Paypal MasterCard 12.9% APR!!!
The PayPal Mastercard comes with a six month 0% p.a. balance transfer offer and carries no annual fee. The card also offers a free ID theft helpline and an internet fraud guarantee. Applicants also benefit from an instant decision. The first 1,000 customers will also receive entry to the PayPal Vault, with the chance to…
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Does a balance transfer class as a payment?
This prob sounds a daft question and I hope it makes sense! I've just got my 0%bt Barclaycard and transferred as much of my balance from my Tesco card today. I was told that the bt will take up to 7 days to go through. The next payment for my Tesco card is due in 9 days. Will the bt (i.e. Barclaycard paying well over the…
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Return to Stoozing (Egg Money) Help
After making close to a grand last year from Stoozing, I have had to take a break. I was all ready to pile my £14,500 Egg Card into my Savings Account only to see that the 2.5% nonsense will scupper this. So I have sent them a PM to cancel if they don't waive the fee. Anyway. I just got Egg Money Card I just got 5k…
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Tesco Credit Card - I don't understand their website!
I currently use a Sainsbury credit card (from my pre-MSE days) for day to day spending, paid off in full each month, hence no worries about interest rates etc, used it for convenience of collecting Nectar points. However, now realise that what I get back is pants (although is money for nothing and have just got new…
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Paying an individual with a Credit Card via PayPal account?
Can it be done? What I want to do is buy a car for £2500 from an individual private seller (friend) and use my PayPal account to pay the money directly into his personal bank account. However my PayPal account is directly linked to my Alliance&Leicester but I want this debt on my credit card to benefit from a 0% rate so I…
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Help Im an Idiot I've run up £5000 on two cards
I have two HSBC credit cards one Master Card and the other Visa. I have run up £2009 on the Visa and the reminder on the Mastercard. Im just wanting to know my best options for paying off these as quickly as possible. I earn roughly £1700 a month after tax £324 of that goes towards a car loan which will be paid in October…
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Balance Transfer QUERIES
I have a limit of 4000k on barclaycard with a 10 months at 0% As i can only transfer 90% which is 3600k as i also have 3 months purchase at 0%. My question is 1 can i spend the 400.00 2, will it affect the 3600 transfer after the purchase rate as expired. How can i get the remaining out under the 0% deal Thanks
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Credit card question
I have asked in the debt free forum but not getting much joy with an answer to this one. Is it possible to transfer my credit card balances to a credit card that is in another persons name?? My brother has kindly offered to get a capital one card (0% til aug 2007) in his name and transfer the balances over and I set a…
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Difficulty applying online with Equifax
I've tried three times to subscribe to Equifax but everytime the system fails after submitting my payment details. I phoned the 0870 ! helpline and was told my dredit card details were incorrect but I know for definate they were correct on my second and third attempt. I'm sure it's not because I have a dodgy credit score…
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Help Me. I Have Sinned!!!
Hi. I'm new to Money Saving and want to sort out my credit card debt. I have the following cards: A Barclaycard with a balance of £3500 and a credit limit of £3600. A Capital One card with a balance of £631 and a credit limit of £1600. A Bank Of Scotland Card with a balance of £4100 and a credit limit of £4250. A M&S Money…
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Advice pls.re MBNA
A friend of mine applied for an MBNA card about 6 months ago and got it, he was a bit surprised as he has a default. The account has been run correctly no late payments or charges, anyway he phoned them up and requested a credit limit increase as he wants to come to America with me in a couple of months time. Now comes the…
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SBT Credit Cards
Does anyone know which credits offer Super Balance Transfer at 0% for 6/9 months (i.e. into my bank account, not to pay off another credit card/overdraft). I am considering starting a stooz pot, but don't know if I am able to do so as I have no debt on my credit card & no overdraft. Thanks.
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Late Payment Charge....Just one day late!
I really need your advice about my Halifax One Credit Card. I received my statement on Saturday and was very surprised to see that I had been charged a £25 late payment fee. I couldn't see how this was right as both my credit card payments are met each month by a standing order everymonth for a set amount. On looking a…
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credit card novice - help needed asap
Excuse my lack of knowledge. I've never had a credit card, have no debt and no history of non-paying anything etc! I applied for a Sainsburys Platinum card but had it turned down - they don't say why. Any ideas? I will need to apply for another card but where do I go to now, I want a 0% for as long as possible please.…
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Oh dear - PayPal to start a credit card
Yes its true, according to the Guardian. Oh dear. http://money.guardian.co.uk/creditanddebt/creditcards/story/0,,1752171,00.html?gusrc=rss