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Joint account and separation
Hi all H has recently announced he's leaving me. We're now in the process of trying to sort out our joint account. He has suggested that he gives me £1000 each month to cover the debts (loan & credit card) on the account and that I keep the account. (Despite the debts actually being in his name.) I don't currently have any…
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Care Home - Banking
My 83 year old MIL has recently moved to a Care Home (in Scotland). Her home has just been sold to fund her care. My questions are: What is the best bank account to keep the funds from house sale in? She has a current and savings account with Nationwide. If money is in a high interest account, will she have to pay more…
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Changing surname after marriage in UK as Dutch citizen - Should I apply for a British Passport?
Hi all, I am after some very specific advise! I am a Dutch national and have lived in the UK for the past almost 12 years, I have settled status since Brexit. In April I am getting married to my British fiancé and I intend on taking his surname. Completely unaware of how the Dutch government works when it comes to this I…
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Car loan
Hi, Sadly my husband and I have separated so I am looking at my finances. I have a car loan which my dad could help me pay off - either take over the monthly payments or pay off the whole amount but would this come into question when solicitors look at our joint accounts? Would I be penalised for paying it off early eg: I…
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What is the latest state of play on Care Home planning etc?
I made my will a good few years ago, and it puts the house (split 50:50) into a Trust on the first death etc etc. However a Saga communication I have just received says that Local Authorities may very well (why can't any of these commentaries state a position outright? It's always may or could be, never is) treat a…
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Son moving back home and buying first home
My 26 year old son is currently living with my partner and I along with his girlfriend. He spent 3 years away at uni, came home for a while then moved into a rented home for 2 years with his girlfriend whilst she finished uni. They asked to come back to live with us, whilst she got a job (he works remotely from home), said…
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Divorce and inheritance
Hi all Am hoping someone can answer this before I have to pay mega cash to a solicitor. The wife and I are discussing divorce after being separated for the last 6 years of an 18 year marriage. The problem is there are absolutely no assets to divide but I have recently received a substantial inheritance after my dad passed…
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First marriage, legal entitlement?
Hello. I split from my first husband in 1980, we had a mortgage free house together. He sold this in 1983 for £70,000 and then went on to buy another house mortgage free. I never saw a penny. I married by second husband in 1984, we split in 2005 though are still technically married. We have no savings or home due to severe…
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Embracing the new family dynamics and looking forward to the future with optimism
I usually have some sort of sewing related title to my threads. My diaries of how I cope, or don't cope with my unusual life. But I have lost my Sewing Mojo at the moment. Moving forward with a two year old, a four year old, a 12 year old, and four Adults who still take up my time I doubt this single Granny is going to…
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What to include when splitting bills
So my partner and I are trying to sort out splitting the bills. I have decided to split based on income so I will be paying 70% but I don't know if I should be including her tax credits in her income. We have 3 kids 1 is my bio and the other 2 are my step kids which I treat as my own. She doesn't receive any money from the…
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Sister has asked me to lend money - how to deal with it
OK, here goes... My sister has always lived beyond her means, mortgaged to the hilt, credit cards up to their limits, borrowing from parents. A few years ago she had to sell her big-ish house because she could no longer meet the mortgage payments. Building soc forced the sale. She retired early due to disability, her…
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Lending money to family
I have been asked to borrow about 3k to a family member with bad credit he is wanting to consolidate his debts into one payment he can’t get a loan out because he has bad credit he says he will pay me back every month. What are peoples thoughts on this?
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Divorce
Hi, Could I ask for some advice please on behalf of my son? He and his wife are getting a divorce and have two children aged 10 and 11. He has been looking to get a solicitor and wants to know what he should ask them so he can make an informed decision when deciding who to go with. I think I am right in saying he needs a…
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Ex partner
Hi. My daughter lived with her boyfriend for 2 years. They have now split up and moved to separate places but the boyfriend is very controlling and angry. He has asked her for 2 years proof of food bills. Can he really ask for that? She paid energy and food bills and he only paid Wi-Fi and water. Is he asking as it’ll be…
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Feedback on my DIY estate management and probate application
Since I got so much useful help from this forum, thanks, I thought I'd give some feedback on my experience of doing a DIY estate management probate application and maybe some points to consider. Background. Mum passed away 15.11.23 leaving all by will to Dad who was also her executor. She did have investments in her own…
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What do you pay for on your kid's behalf, and what should they pay for themselves?
I'm interested to know: Parents with kids who have their own money (pocket money, birthday gifts, part-time jobs etc): do you still pay for everything for them, or are they expected to pay for certain things? Mobile phone bills? Computer games? TV/music subscriptions? And how old is your child? Thanks.
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Cancer Diagnosis - advice on entering marriage or Civil partnership - pros & cons
Hello Hope we can gather some thoughts, advice, help from this
forum on life planning after a cancer diagnosis. We are a couple, been together for 8 years, unmarried. Both in our 50s. My partner was diagnosed with cancer. Treatment has given him the all clear for
now, but this is a type of cancer which can come back within…
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Certified Copy of Enduring Power of Attorney
Can someone advise on who can certify an original POA made up in 2002. I have had a copy of the original POA certified by the Post Office, which has been accepted by a bank, but the HMRC say it needs to be a Solicitor or Stock Broker. If I need to get it certified again, it will cost more money! TIA
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Help with Financial Agreement in Divorce Case - Final Hearing
Hi, after weeks and weeks of searching online I am unable to find an answer on how a house is handled in a divorce. I was hoping someone may be able to provide some guidance and even direction towards some relevant case laws. I am 40 years old and I applied for the Divorce as my ex wife had me falsely arrested while she…
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Non-married breakup, kids involved - advice please
Long story short, my Brother and his ex-partner (not married), have two children together and have been living together for close to 15 years in a house they have bought together. They split up around 4 months ago after a long drawn-out process of his ex cheating on him with both men and women (again, this is the short…