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Collection Agency letters addressed to Landlord
I've begun receiving letters to my flat addressed to my landlord from a postcode which, when googled, reveals a Debt Collection Agency. I was wondering if anyone could advise what my position would be were this to escalate and bailiffs were to come round. I don't know how much the debt is for or what it is for (as I…
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Semi-detached and detached house prices
As a general rule of thumb, what is the difference in price between a semi and a detached? So, if you had a semi and a datached on the same road, in roughly the same condition, identical living space, same garden etc, what kind of percentage difference would you be looking at in today's market? (I understand there are no…
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How do I find who owns the service road ?
I would appreciate any advice you can give me. We live in a block of 14 flats that are all leasehold. All of the flats are over shops and at the back of the flats there is a balcony with stairs running down to a service road, where the dustbins are situated and any deliveries that come for flats are delivered. There is no…
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Breaking a contract to rent.
More of a legal question than a money one. My girlfriend has just signed a 6 month rental agreement on a new property starting early March. She signed the agreement on Thursday(yesterday) Then Friday (today) sods law comes to town and out of the blue the company she works for gave her a months notice that her division is…
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When can I make offers....
I am pretty much a FTB (bought current property with Right to Buy so that doesn't really count!). My query is...and I apologise if this has been asked before or it seems like a stupid question but....my OH and myself have seen a property that we really like but our current property is not yet on the market (hoping to have…
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Building regs insurance?
I'm buying a house where a small entrance has been knocked between two rooms. Proof of building regs compliance has been sought but it was done by previous owners, not the current seller. In the event of there being no paperwork to prove this compliance, my solicitor has advised that an insurance policy can be obtained for…
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Advice on whether to sell this summer or next year?
I realise that nobody can predict exactly what is going to happen but I would appreciate any opinions on the following: We are looking to sell our 2 bed flat (bought for 176k in 2006 - based in Hertfordshire). Based on current prices it looks like right now we would get what we paid for it 3 years ago or possibly a bit…
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Negotiate with the vendor or EA?
I am having a second viewing on a small house later on. I am very keen on the property and intend to make an offer. The agent will not be present at the viewing. Would it be better to make an offer in person there and then to the seller (who seems a very nice and genuine guy) or should I start the ball rolling through the…
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Ideas please (as many as poss)
Hi, any input would be appreciated , any sarcasm please keep to yourself. property i am interested in is in leicester area it sold for £325k 3.5 years ago needing modernisation, habitable (just) , since then it has stood empty and had druggies in (stripped bare) kids wrecking it and a fire upstairs (no roof damage) all…
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Landlord let new tennant move in but I am still paying the rent!
My fiance and I moved house 4 months before our contract ended. The landlord wouldn't let us out of the contract early but said if we found a replacement tennant they would let us change contracts. We couldn't get anyone to take over the tenancy because the place is very small and expensive for what it is, and there are a…
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Tenancy not so agreement?
Hi All, Hoping you can help me in what I count as a big problem. I have a "assured Short hold tenancy agreement" with a letting agency. The only problem is the last one I signed was 25th October 2006 to 24th April 2007, and I have not signed another since. We have just been offered a property by our housing association…
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Using loans for deposits
Hi, I realise I'm going to get a pasting for this. But my husband and I need to move to a new area and have put our house up for sale. There will be some negative equity but it will not be more than £5-10k (if it is, we'll have to resort to other measures). The underwriter at our building society has said that because we…
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Letting Apartments abroad advice
Hi all, we are soon going to have 2 apartments abroad which we will be renting and i am basically after advice on where people advertise, which companies to avoid etc We have a company that we purchased the properties with who will do the advertising etc, but i want to do more to increase the rental potential. Anyone else…
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Living here buying there - where to appoint a solicitor?
We are living in the West Country and buying in kent - do we appoint a local solicitor or one where the new home would be? Any pros and cons?
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Freezing your bank account for non payment?
How would anyone know which account(s) to freeze?
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old landlord wont give us our post what do we do
Hello, We moved out of a property we rented on 29/01 due to problems with our landlord and problems with the house that he would not resolve so we agreed to end the tennancy early and we left on the 29th jan. i have contacted the letting agents and advised us we have got a few things being delviered there and also our…
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Are landlords/Estate agents allowed to do this?
We've been good tenants, a few late rent payments but nothing more than that. A few weeks ago, our landlord came round unannounced at 9pm. He said he was testing keys? When he came in, wasn't too happy with the state of the property. Now, bear in mind that this was an unannounced visit, 2 days after a 21st birthday and…
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BTL Tax form question
What is it with 'help' forms on tax returns they just end up confusing you even more!!! I'm looking ahead to next years tax form I have a BTL it is fully furnished, our tenant has just moved out we have had to buy new sofa's, repainted the whole house, replaced the floor in the kitchen, new light in the kitchen. I've been…
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New Build Homebuy for FTB
Hello, This is my first ever post, so please bear with me! :) My partner and I are viewing a New Build Homebuy part buy, part rent apartment with our local Housing Association tomorrow. It will be the first ever time that we have viewed any property of any kind so I'm terrified! The HA website and emails have suggested…
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Claim tenancy deposit from LL - Am I doing the rt thing?
I am thinking of going to court to get back my deposit from my previous landlord. Here is my story, please tell me if I have any chances of getting back my money: (Paid £950 as deposit and it was not protected by LL) - Rented the property for 12 months but had to leave much sooner. Moved out after 3 months, after finding…