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Natwest Credit Card - use abroad
Hi All I have a Student Credit Card with natwest and was wondering if anyone could help me. Im planning to buy a hotel room which is charged in Japanese Yen, on my mastercard with the above card. does anyone know what charges they put on, and what the exchange rate they use is like? couldnt find any info on their website…
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0% on purchases for 12 months
I have just got a Halifax One card which has 0% on purchases for 12 months, and 0% on balance transfers. This card does not seem to be mentioned in the recommended credit card section of this site. I wanted the 0% on purchases but could not use the M&S card because I already have one of those cards.
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Credit Card = Credit Rating??
Hi All, Just wondering ... do I need to have a credit card to get a good credit rating? As my mum keeps saying that I need to build up a credit history to be accepted when applying for a mortgage etc ... is this true? Is there any other way to build up a credit history? Many Thanks xx
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Any Ideas
Hi Everyone, I have just taken out an M&S credit card with £3000 credit limit. This is to take advantage of their lifetime balance transfer rate of 3.9% and no transfer fees. I currently have a nationwide loan, and I am looking to somehow get the remaining balance (2800) to this loan. Can anyone suggest how I could do this…
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Credit Card For People With Bad Credit
I found a good site recently at http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ that has a list of credit card companies that issue credit cards to people with bad credit. It also has the pros and cons of each card.
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441
hi all, my credit score is 441 and is very poor cant even get a vanquis lol how can i improve it,
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captial One phone calls
My wife has a capital one card (for about 2 years now). We are getting phone calls - lots of them. We have caller display on our phone. I'd say we get 2 or 3 a day (we are usually not in to take them). I just answered one (always 0800 number) and they ask for my wife to ring them. A while ago they asked for my wife to…
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Norwich & Peterborough balanace transfer
I transferred a credit card balance to this credit card in November through the special 0% interest on the transfer for 6 months. However in December I made a late payment and they have since started charging me interest on the transfer. I've made no purchases on the card. I called customer services who told me that late…
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Free Identity Fraud Protection
This discussion relates to the following article Free Identity Fraud Help To discuss or question please click reply
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MBNA charged me £12 on a nil balace
Just checked my Mbna account, I've been charged £12 because my bank refused a DD. I Paid the balance off in full with my debit card so my balance was 0.00. They requested a DD from my bank and it got refused because I had cancelled the DD on my bank. The thing is, I forgot that I set up pay balance off in full on the MBNA…
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credit card for people with bad credit?
have any of you got any recs for a CC for ppl with bad crdit?
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credit card rate
i have a halifax one card intrest rate 18.04 i phoned halifax last week to see if could get better rate but they would not give me one i have had card over 10 years never been in red i had 10500 limit i was so angry i told them to reduce my limit to 5000 and they did not seem happy i told them i would not use card again…
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CC's and which one to pay of faster advice
Hi all I have just over the last few days B/T from lloyds card with £9300 to. Barclays £765 at 6.9 life of balance virgin £1000 0% until march 08 egg £3300 0% for 9 months. Lloyds card is currently at 15.9% apr. I will be paying the min amount this month but next month I should get a bonus of about £1000. My question is…
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Transferring balances from someone else's card?
Hi, My fiance has just been accepted for a M&S credit card with a good lifetime balance transfer rate, however she didn't realise that the issuer was HSBC (her existing CC issuer). As a result, she can't transfer the balance on her existing card. We both have similar outstanding credit card balances so I was wondering, is…
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Credit card interest charges
I may be being totally naive about the following, but I've just been charged a huge mount of interest by my credit card company for not paying the full outstanding balance on my Jan 2007 statement and been told that all credit card companies do the same...I wonder if anybody can tell me if this is how all credit card…
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CITIBANK Credit Card and 50 quid Voucher!
Back in November my wife took out a Citibank Platinum Credit Card in order to take advantage of their offer where spending 500 quid before Christmas would get her a 50 quid voucher in January. Well, she spent just over 500 quid which was then paid off at the statement date but so far no voucher ! A couple of weeks she…
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Best pre paid credit card
Whats the best pre paid credit card with the following features -must be visa/mastercard -must allow international transactions -same day spending (i.e i load it with the £££ and I can then spend it the same day) Thanks
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Amazon Credit Card balance transfer fee problem
I've posted this in the balance transfer fees thread but I'm not sure whether it might get missed as it's in a sticky. Has anyone else had similar problems or noticed the lack of information on the website? thanks
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tesco energy saving light bulbs
Hi I am new to this and apologies if this has already been posted and I missed it but was in Tesco earlier and noticed all there energy saving light bulbs are now half price and double green reward points for them as well
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Free £10 from A&L (MBNA)
..Just to set up a direct debit for the minimum payments (open until 23 February) Conditions: 1 Qualification to gain £10 credit is restricted to A&L credit card customers whose accounts are open, within their credit limits and not in arrears or dispute at the time the direct debit is set up via the internet or telephone…