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Amex card for Airport Lounges
Does anyone use this facility at all please? How does it work? Which of the multitude of Amex cards do you need? Thanks.
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Property disregard - care fees
Does the ongoing ( not just 12 week) property disregard given because qualifying relative lives in the house as only home ever have to be re paid ? For example the property is disregarded for say a year then sadly death occurs and the relative living in the property inherits the property and sells it and moves on. Are any…
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Discounts in shops/travel/restaurants etc for over 60's
Apologies if this has been asked before. I'm searching the forum for any Over 60's offers, discounts etc on anything really. Does anyone know if there is a specific board for this ? or if anyone can pass on any money saving tips that would be great. Greatly received
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Selling home and moving in with child
I am thinking of selling my home, owned-outright with my deceased husband(now mine), and moving in with my daughter and her teenage family. I think Ill get about 700k for my property and plan to pay my daughter some form of rent. I'm of good health and active, but aware that any money given to family is subject to…
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Insurance Renewal Time
The FCA might have banned dual pricing, but there can still be a loyalty penalty for renewing insurance policies. Pretty much every year, I have to waste time hunting out the best available deal on motor insurance (January/February) and household insurance (July/August). It's a pain in the neck, and I hate it. This year,…
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Moved: JN Bank savings ... Is my poor experience typical?
This discussion has been moved.
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Tax Free Allowance
As I am no longer working due to ill health I need to access some of my Pension to cover all the every day on going expenses everyone has.I realise that I can take up to 25% as a tax free lump sum. Can I then take an additional £12,570 tax free as well which is my Tax Free Allowance ?Thanks in advance for any help you can…
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Life Insurance/ Funeral Plan or ISA ?
Hi, Now a pensioner, my wife & I both have life insurance policies coming to an end soon. They were excellent schemes with lump sum payment should either of us died. We now need to cover each other in order to leave ourselves able to cover Funeral expenses. Which would be best way forward, we both have health issues. Not…
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'Swap out' postage stamps
If you have a little stock of stamps, don't forget to 'swap them out' via Royal Mail before early next year for the ones with the bar code. I did my 1st & 2nd small & large (I 'inherited' several), just received bar coded in exchange. Think time runs out Jan/Feb, so thought it best to get it done before any 11th hour rush!
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Life Insurance
I keep seeing these 'Over 50s' policies and I know Martin has written an article about them (they aren't ideal apparently) but I've had a look on comparison sites and there's an option to do either life insurance quote or over 50s life insurance quote - has anyone found any benefit in doing over 50s only?
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Time saving ideas
As a Pensioner who’s not as IT savvy as my Grandchildren I would love a trustworthy online site where I can record all my Insurances, Utilities, Wi-Fi/mobile costs, etc ……and they would send me money saving options in plenty time for renewals. I’m sure that I’m not alone in finding this annual task a real chore both in…
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Gift to grandchildren
If I pay for my grand-daughters riding lessons, which will amount to 50k per year, this will exceed my 3k annual allowance, who has to declare it on their tax return? My daughter? Surely not my grand-daughter, she's 12!
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Asda Rewards app no longer supported on older iphones discriminating against the elderly
So my 75 year old mother has just about got to grips with the old iphone we set her up with which enabled her to access whatsapp and apps like the Asda Rewards app. She has been enjoying going to Asda on the bus with her shopping trolley to try to boost her rewards bonus by buying the items included in the scheme. However…
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Inheritance tax cut
Before the Autumn statement from Hunt, all the talk was about scrapping or at least lowrign inheritance tax. It was such a sure thing the BBC even ran an article about it; https://www.bbc.co.uk/news/business-36014533 Then, nothing... how can the press be so sure that it was going to be cut, then not a word about it since?
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Cruise
Which is the best value cruise company nowadays. I have been recommended Princess and Costa
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Lasting Power Attorney: Property and Finance
Hello everyone, I would really appreciate some advice here as currently my husband and I are in the process of filling out the LPA application forms on the .gov website. We are both setting up LPA for Property and Finance so that if I lost capacity, my husband would be able to make financial/property decisions on my behalf…
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The Budget trick
Pensioners receive CPI on State Pensions, but the reduction of NI rather than income tax leaves non-working pensioners without a direct pension benefit.
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UK newcomer investment query
Hi all, I have only been in the UK for a short while and have been working for almost 2 years. I am 65 years old and was wondering what would be the best way to invest my capital as I will obviously not get a full pension, although I intend to work as long as I am able. It is not enough to buy a property.
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Lasting power of attorney.
Hi does anybody know if after registering the lasting power of attorney can the donor if they still has mental capacity are allowed to tell the attorney that they want to change their Will and can the attorney do it .
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Ring doorbells free for victims of crime.
Following a series of incidents at my house,resulting in smashed windows and doors,my Ring doorbell was also broken.The police informed me that Amazon provide free Ring doorbells to victims of certain crimes (including,in my case,harassment)on production of a valid crime number.Amazon say this is not the case but,on…