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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Third Party Accident
I was hoping for some guidance. My property was damaged by a driver who ran into my property. Severe damage was caused and the driver admitted fault and wrote a letter to me sharing all his details. The driver's insurance company has also admitted fault and asked for repair quotes which I have provided. However my property…
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Aviva ridiculous car insurance renewal quote
Currently with Aviva. £432.33 previous year, £677.61 renewal quote. That's a price hike of 64%. They want almost £700 for a 7 year old car which sits on my driveway most of the time. I've been a car insurance holder with them for approximately 3 years, and have held other policies for over 7 years, and this is the reward.…
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Travel insurance for long visit
Hi. My wife is from the US but lives permanently in the UK. However, she has to travel to the US frequently, to care for her mother and she can be gone for many months. Can you recommend any companies that would provide medical insurance for her? As it is uncertain how long each visit will be, maybe someone who charges a…
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Does any Insurance Company Payout with Cash Instead of Vouchers?
When it comes to content insurance, does any insurance company give you the option to receive in cash instead of vouchers or are they pretty much all the same?
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Home insurance quotes for this year seem to have gone crazy!
Hi folks, Home insurance both buildings and content are to be renewed near end of April. Currently with Tesco bank, last years prices were under £200, I had my details with both Confused and Moneysupermarket so I have just let them do a quote for coming year. I did have one claim in 2016 but that is over five years now,…
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Car is being written off but we dont want that
Hi Everyone. I'm hoping someone can assist with this stressful dilemma (I did search and couldn't find the exact same thing on here). A few weeks ago we were hit from behind by a van. 100% their fault. Dash cam front and rear shows this so there is no issue here. Their vehicle was dented (ford transit) but ours came off…
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Sky Protect Home Insurance Cancellation
Help!! Background - I have taken out home insurance for my own property and that of my mother-in -law (89years old ) and Aunt (96 years old) in the last few months. Big mistake - according to Sky Protect and their underwriters Zurich. I did this as you can imagine in the modern world it is not easy for the elderly to deal…
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'Life of Another' insurance versus putting life insurance into trust
Hello, I have just taken out life insurance and was considering putting it into trust so that it is paid out 'immediately' on death - having heard of probate delays etc. My consideration is that the full sum insured is not needed if my wife predeceases me so if that happens I would like to cancel that policy and take…
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Holiday Insurance
Hoping to book a few days away in February, however waiting for an appointment that can't be missed. Is there any type of insurance available I could buy should I have to cancel the holiday? tia
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Churchill Car Auto Renewal Price Hike - Successfully Negotiated Massive Reduction
My auto renew car insurance quote (comprehensive plus) was £1200 more than the previous year. From just over £3000 last year to just under £4200 for the year beginning April 20th That's a whopping 40% increase (approx). And I had no claims for over 2 years and no convictions for over 3. I then got a quote from a price…
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Insurance for hearing aids - loss or accidental damage
Hello,I have recently bought hearing aids privately for the first time, and I now need to get them insured.I am having real difficulty finding anything less than £40 per month where I was thinking that I would pay £50 per year. My home insurance will only cover the hearing aids for £50 pere year, but will only insure them…
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Strange travel insurance pricing
Looking at prices for renewal of annual travel insurance. As going abroad less (fed up of airport faff), decided to look at single trip cover from a leading travel insurer for same areas. Was it cheaper, being for only a one-off trip? Not only was it more expensive, it was about four times the price for same cover, approx.…
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Car insurance and ability to drive other cars
Hi , does anyone know if your job can change your ability to drive other vehicles with Tp cover . I got insured last year , and the drive other cars on my certificate said not available . I did need to send of proof of no claims etc so I’m curious if this (isnt available until after them documents are sent) I changed my…
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Car insurance licence held
If I pass in April 12th 2018 and my car insurance ends 28th April 2024 do I put in I've held my licence for 5yrs or 6yrs ? Not sure as to put 5yrs of renewal I've held for 5yrs if looking now or do I put 6yrs as when policy starts would be 6yrs held
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Freeholder building insurance
My freeholder, this year, as added me, leaseholder as also a policy holder (without asking me first) instead of adding me as an "interested party" as previous year, on the policy. Should I ask him to change it to "interested party" on the policy or leave it as it is? where do I stand legally - not being the freeholder, I…
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Subsidence claim and insurance
Hello. I hope someone can help as this has been so stressful and I feel I’m getting nowhere. In 2022 after the hot dry summer there were cracks in the building at the back of my house - bit like a conservatory and downstairs toilet. They were filled and decorated but happened again so I claimed through my insurance. The…
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Surveillance by income protection insurer- I am being followed, I think
I've been receiving monthly payments under a group income protection policy for the last 10 years due to a long-term illness that means I cannot work. I'm pretty sure I've been followed when I leave my house over the last couple of weeks by the same guy. Talked it through with a couple of sensible people and they don't…
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***WATCH MBNA HOME INSURANCE***
Purchased home and buildings insurance before Xmas. Noticed a new direct debit on my account for £4.34 on Dec 22. Assumed this was the first payment of HI. Then saw first payment of Insurance go out - and then today a second payment of £4.34 leave my account.Traced the direct debit - AWP P C SA to Allianz Assistance (Do…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Car Insurers RIghts
Can my car insurer refuse to allow me to see photos of my car taken by their approved recovery company. My car was affected by a fire at an airport whilst I was on holiday and I wasnt permitted access to it before it was removed for assessment.