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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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My property fraudulently offered for rent
Hi Everyone, Many apologies if this post unsuitable / mis-posted. I'm a bit stuck with where to direct - any advice enormously appreciated.... It seems my property and others in my street (perhaps elsewhere locally?) are being falsely offered for rent on Facebook (maybe on other platforms as well). I haven't been able to…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Paying off debt in lump sum before applying for mortgage
Hi all, My partner and I are looking at buying a house together. I own my current house by myself. Income £70,000 combined per year. In total, combined, we have around £28,000 of debt.Mine being £12,000 (2 personal loans taken out for home improvement - set monthly payments). 2 credit cards if needed but don’t utilise them…
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Measuring up?
Is it normal for a buyer to want to measure up after offering on a property?
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House offer for dad - guaranteed-chain cash buyer - was this offer too low?
Hi all Just wondering people's opinions on an offer I made that was rejected and whether it was fair considering my dad's position. I've just been helping my dad search for a house due to his current mortgage-free house being purchased by a developer for a large regeneration project. They will tear it down and build over…
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tenants in common or joint tenants?
I advised my son and DIL to change their house ownership from joint tenants to tenants in common, thinking of possible future care fees. they have two almost grown sons who would inherit from each. I'm now wondering how this affects CGT as the sons will no doubt leave home at which point CGT will kick in. can they mitigate…
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What counts as reception rooms?
In my house the rooms are arranged in a circuit. You come through the front door into the entrance hall. Then it goes: Kitchen, utility room, playroom (large), study (small), living/dining (large) and back to the hall. How many "reception" rooms is this? Someone told me once that only a room opening off the hall is a…
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When can I move energy supplier?
I complete my purchase on Friday and already know that I want to switch energy supplier. Current owners are with EON. What do I need to start the switch? A bill from EON or just the MPAN reference? I was hoping to start the switch pretty much as soon as I complete but not sure if that’s possible.
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Oak Tree on Purchase Property. NIGHTMARE!
Good afternoon. I was after some advice, general validation and a place to just vent! We're close to exchange on a property we're buying. The property in question was part exchanged by the original occupier to a property developer as they decided to buy a new build. We're buying the property from the developer. About 3…
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2 weeks and noone has viewed the house
We have had our house up for sale for 13 days now and not one viewing, is it the house, the estate agent, or just the uncertainty of the housing market at the moment. Our estate agent was full of promises when she came around to value, saying she already had a cash buyer and another buyer who was extremely interested in a…
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House not moved and kids starting new school - what would you do?
So, we're planning to move. Applied for new school for daughter (whos 10) and, at least, that all looks ok. BUT, this is september. We're just thinking what on earth are we going to do if the house is not sold, not moved into old one? Anyone had this? The new school is 45 mins from where we are now so, since we both work…
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General tips for improving a house's saleability (or even value)
Hello. I have very limited experience of moving house and would be really grateful for any advice on what can make or break a sale (and perhaps anything worth doing to improve a house's value). I am looking to try and be in a new property within the next 18 months and any personal pointers would be appreciated. One example…
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Subfloor void and wall cracks survey concern
Hi, any thoughts on these survey findings? Level 3 survey report on a late Victorian house we have put an offer in, a few tings came up but our main concern is things that have been marked as condition rating 3 needing urgent attention 1. the cracks on the wall 2. the subfloor void ventilation concern Is this something we…
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Redeemed a mortgage without Solicitor
In the process of redeeming the mortgage. The bank gave me the option of using a solicitor or not. I want to do it myself. The bank has sent me 3 things now. DS1, TR1 and a power of attorney. The forms are all filled out and signed by the banks solicitors. I know I need to sign panel 12 (on tr1) Once this is done, I intend…
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Another "what to offer" thread (sorry)
We have
been looking for quite a while to buy somewhere and haven’t found anywhere we
really like. We viewed somewhere recently that we know we could make great for
us. The problem is it’s been advertised as “high spec”/”needs nothing doing”
etc. Looking at the pictures from the listing it looks amazing but we went to
view…
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Letting a property help needed. First time
Hi guys Can someone help me. My sibling who is part owner of a family house wants to let it out for extra income . Which we all don't mind. She works and on a standard job paying around 26k a year. Rest of us have no objection for her to make some extra income. We don't want it. So how does her taxation work. Would her…
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Looking for some tips as a parent of students who are entering letting market (Scotland)
Both children are looking to rent properties for the next academic year and looking for any tips that others can share. Thanks in advance.
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Is my moving cost estimate approximately right?
Hi I'm just trying to work out my moving costs, just as a ball park figure, realise that prices wont be exact but have used this online calculator and its coming out at £23K so I was going to budget £30K. Is there anything that the below calculator misses or looks wrong? Just don't want to under budget!
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Lenders valuer is factually wrong. What can we do
I am trying to sell my house. Had an interested buyer a month or so ago, everything was going well. The buyers lender sent their valuer in as is normal and expected. However, the valuer reported the presence of a steel frame, no problem, but he also reported spray foam insulation. There is no spray foam insulation. I have…
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Restriction on title delaying sale
Hoping someone might have been in a similar situation and has some advice please. I am in the process of buying a house and completion is being delayed due to a restriction on the title - this is related to a historic loan the sellers have fully repaid but have no paper work showing it's been paid off in full. Seller's…