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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Going from 2 cars to 1, how do we both keep our NCD ?
Wife and I both have full NCD on our own cars, we are selling one car and just keeping one which is registered in my name and she is a named driver. How do we maintain my wife’s NCD once we go to one car , can we alternate year after year as to who insured it. We will use the car equally. Thank you
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motorcycle/motorbike insurance comparison sites question?
Howdy! I'm looking to get motorcycle/motorbike insurance for my first ever 125cc bike! Currently all quotes are between £1,300 (principal insurance) - £4,046 (jeez Carole Nash) However, my question is: does doing multiple searches on comparison sites or direct affect my price? I read on the article it doesn't affect my…
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Car Insurance NCB question
Last year my husband who is a named driver on my policy had a prang. He doesn't have his own car insurance so the claim went on my name. The renewal now shows I have only 4 NCD. I queried this because I've gone 16years without a claim. So the answer is that the max ncb for them is 9+. Surely this isn't correct or fair?
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Van driver bumped into front garden wall.
Hi Everyone, Insured van driver bumped into front garden wall. caused some damage in which he admitted full liability. Police also attended the scene. The third party insurance representatives advised to get 2 quotes for the works. Sent them 2 quotes from 2 different building companies (both were for demolition and…
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LV Home Insurance
I have just received a renewal notice from LV. It is to be increased from £100 pa to £160. I have thus renewed with Direct line with similar cover for £87.00. I phoned LV for an explanation and asked them why Confused.com were quoting an annual premium with LV at £87.00. All they could offer was that due yto flooding and…
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Home Insurance for House & Cottage
Can anyone recommend an insurance company that will cover both homes, the quote from NFU was £2400 without accidental damage cover. It is a detached house and a detached cottage (same title deed but different addresses, cottage has its own council tax) Both to be lived in permanently by our family. Thanks in advance
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House insurance renewal declined
We moved mid year to a new home in Norfolk from Surrey. House is pretty standard pitched room, brick built. In village location. Bradford and bingley have declined to renew our buildings or contents with nil guide as to why even when pushed bar they can’t get a quote for us and it being ‘something to do with underwriters.’…
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Two Separate Car Insurance Policies - One Claim - Do I declare on both renewals
Hi, I have two car insurance policies: 1. My own longstanding car insurance (1990-current) for a car that I have owned since 2014. This policy (for year 2023/24 =Aviva) holds my NCD and it is protected. My partner is a named driver on this policy and unfortunately in March 2023, during my 2022/23 policy year, had an…
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Named driver question
Hi all. I’d like to put my elderly Mum (she’s 83) as a named driver on my car policy but my current insurance won’t quote for that. I would have to look elsewhere. One of the questions when asking for new quotes is always whether you have had insurance refused. I’ve never been refused under the policies I’ve ever had in my…
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House fire; found out home insurance not autorenewed
Hoping for thoughts and advice from anyone who has been in this or similar situation, or knows about home insurance and autorenewal. We had a big house fire Saturday night. We all (me, DH, dd8, ds3; both kids with additional needs) got out. Fire confined to garage and room above, but caused structural damage; rest of house…
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Insurance for cruise
I am going on a cruise next Feb and decided to get annual insurance to include that and a couple of trips to Europe. I was astonished. £70+. Trips to Europe i hacve cover now for £20, is this amount normal for cruise?
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Vehicle insurance cancellation fees
Hello all, My first submission.....just cancelled my Motor Insurance for a motor home well before the term was up. The premium was £309.74 and I was just short of 6 months into the insurance period. I did not, of course, expect 50% of the premium to be returned and fully expected an admin charge to be imposed for early…
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Marshmallow - cancelled my insurance and then refused to honour 14 day free cancellation right
Any insight would be greatly appreciated. I signed up with Marshmallow through Money Supermarket. There was no drop down box for my job title, I couldn’t get in touch with them/only bots for customer service, so I chose the next most relevant job which my job also covers, but I am actually a Supervisor of that role. They…
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Moped insurance after accident - owing money
Hi, My 19 year old son purchased a new moped 6 weeks ago. He paid half in cash & took the other on finance. He took out fully comp insurance on a pay monthly scheme 2 weeks later he had an accident and 4 weeks after that the insurance company wrote the scooter off. After speaking to the claims company they have offered…
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Dynamocover - Caused £430 of damage to my car
I purchased a RecoverCover breakdown policy through DynamoCover and had the misfortune to have to use it recently after my car developed a fuel leak just outside Cardiff. The guy they sent out from "Lanes of Abergavenny" managed to damage my engine by using a screwdriver to try and lever off the connector on the fuel pump…
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Insurance without need
Hi all, I've found myself in a strange position. To give full context - I've always followed MSE's helpful link to get 2 for 1 cinema tickets. Take out 1 night travel insurance even if you're not going away and get access via comparethemarket. However, I thought I done something similar and I am now been told I may be…
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About Hire and Reward insurance
Hi, I am paying £3000 a year for 'Hire and Reward' insurance for Private Hire. I am trying to fit in some Amazon Flex work which also requires 'Hire and Reward' insurance, however Amazon wouldn't accept my current policy certificate. I emailed my insurance broker back and forth and they are asking me £150 fee just to…
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Excessive increase in car insurance renewal
I’m aware that car insurance is on the increase but I am absolutely staggered at the increase my daughter’s received from Direct Line. She’s been a loyal customer since she passed her driving test 9 years ago. No accidents, no claims and a protected no claims discount. Basic ford fiesta, kept in a locked garage compound in…
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Is it okay not to cancel home insurance when moving?
Hi, about to move house. I've calculated that the refund due on my current home insurance is less that the cancellation fees. Is it okay not to tell the insurance company (auto renewal is off)? I'm the only person named on the policy so nobody else can make a claim anyway. Already have new house covered under a different…
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Approved work by insurer not being carried out until after policy expiry date
My insurer has just finally approved by email for some inside roof repairs to go ahead, I have contacted the contractor and the best date they have is 3 weeks after my policy expires, is it still valid? Plus I have my excess of £200 which will be paid by GoCompare, but the offer also runs out at same date? Any advice…