-
Change date of a direct debit - not allowed?!
I've been changing my direct debit dates to the 1st of the month in order to try to become a bit more stable financially. This hasn't been a problem until I just phoned BUPA who told me that my date was set and that I could only change it by cancelling my policy then opening a new one and "be viewed as a new customer". I…
-
Alliance & Leicester - Deposit £500 a month
i am due to get my paper work through for my new premier current account early next week and was wondering a few things about the monthly deposits (i have opened an account for the free £100 when switching current accounts). in the small print on their website it says: "for Premier Current Account you have funded at least…
-
Is it possible to get a bank account for 3 people?
Hi all, Might sound a bit daft but is it possible to get a bank account that 3 people can share? Getting a new flat soon and want to set up an easy repositary account we can just put a regular payment into each and bills and rent all come out of that (so noone's out of pocket). If so who does 'em? Many thanks for any help…
-
Help!! Abbey have taken all my money!
My wife and I have an Abbey Current account and have had £720 taken from our account for a standing order that was cancelled 2 months ago:- We moved house 2 months ago (rental) and immediately cancelled the standing order for the rent as you do. The first month went by okay, I checked for any anomolies and no money was…
-
Offshore Account Advice Needed?
Hi I work internationally as a contractor and have always been paid via UK companies/agents in GBP, being a UK resident no probs paid straight into my UK account. I'm starting to be offered work where i will be paid in either USD or Euro. Know what is the easiest way is it to open an offshore account? I would like to have…
-
TRUTH Financial Software: some advice please
I would love to hear from all you experts out here. I have been advised that a piece of software called TRUTH can tell me exactly what lifestyle I should lead according to my financial situation. An advisor has recommended that it costs between £500 and £1000 for a report produced by this software tailored to specific…
-
HSBC...receiving faster payments....NOT
Any one else experience this, I make payments to my daughter from my bank using the faster Payment System....on the last two occasions, her bank (HSBC) has rejected the payments and returned them to my bank....it has been working very well for the last few years and even when it changed to FPS it worked ok....but now these…
-
Transferring $28,000 into a pound sterling bank account
Any idea the cheapest way of doing this? I have this money in an online casino, in US$, and I'd like to get it out. They can send me a (I believe UK-drawn) bankers draft, they can transfer to my bank account. I have bank accounts with Lloyds, Nationwide, Natwest and Smile. Or possibly I could withdraw it via my Lloyds…
-
Being paid in $US - best method?
If anyone has any experience of this and can advise I'd be very grateful. I've been taken on to do regular freelance work by an organisation in the States, but am trying to work out the best way for them to pay me. My concerns are: losing the least amount of money in the transaction, obviously, and making it easy for them…
-
FAO Barclays online customers!
How do these pre approved offers work? I will be looking for a loan in the next few months through Barclays (if appected) and want to know what is taken into account when they pre approve you. I have only been a Barclays customer for over 3 months, i have current account plus with them and the e-savings account. My…
-
HSBC - Been sent a new VISA card? Read me!
Greetings all, just thought I would share this with you. I did a quick search and didn't come across it - apologies if its been posted. As you may know HSBC are changing from Maestro to VISA for debit cards, my lovely new VISA card arrived in the post and I went online to activate it, save some time yes? Actually no. After…
-
Account on block and no understanding as to why...
I have three accounts with Lloyds, one graduate, one savings and one current. I have a £2k overdraft on the graduate and because of Lloyds charges when I was going through some really hard financial times It's £200 over the overdraft because of the bank's bloody charges. However I have been paying this off (and the lady on…
-
LTSB Bank Error, What to do??
Hey all, need abit of advice...... On Saturday I withdrew a large sum of money (over £1000) which because of the amount got a security flag put up. They ran through the security checks and all was fine. I checked my balance after and the money had come out of my account and I had it in my pocket no problems. Then yesterday…
-
Possible silly questions...
I have two accounts with the Co-Op bank (opened one, and not yet closed the other). There's a £250 cash withdrawal limit. Does this apply to each account? i.e. can I take out £250 from one and £250 for another..? Is this £250 related to cash withdrawals only? i.e. can I buy something for £250.01 from a shop using the debit…
-
Natwest Advantage Gold bizarre 'debit interest' charge
Hello, Newbie here! :) I've just received a 'Pre-advice note' for my Natwest Advantage Gold current account, informing me that for the period 2 March 2009 to 5 April 2009, the debit interest is 75 pence, and this will be taken on 30 April. And that the unarranged rate which applies is 2.19% per month. The thing is, I've…
-
Payment for Sale of overseas Holiday Home in Euros
We will be selling our caravan in France at the end of September and will be bringing a cheque for 15,000 euros back to England with us. What is the best thing to do with it? I would think this will become a common question with the way things are going for home owners abroad.
-
EURO Bank account
I'd like to open a Euro current account in the UK. My current bank (nationwide) only do savings accounts. Any suggestions on the best euro current account offered by UK banks? Thanks!
-
Alliance & Leicester - Faster Payments
Hello all, it seems that A&L have got faster payments working. Does anyone know if this is the case for Standing Orders yet, though?
-
nationwide card
when i go to europe i usually use my halifax card but i know i get charged every time i use it.. i have read a bit on here about some cards to use abroad and have seen nationwide mentioned.. does it mean if i use a nationwide card i wont be charged on atm withdrawels.. and which card do i need..
-
Club Account
I'm looking to open an account to keep the match fees in for a football team that I run, just a few people a know and work with. I'm wanting myself and 1 other to be signatories for the account, but to be able to change these if I need to. Also i'd like to be able to get a debit card for it. Has anyone got any ideas about…