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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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NatWest/RBS/Ulster £200 Switching Offer- 15/2/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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Nationwide Direct Debits list showing wrong dates and amounts
Has anyone had this issue? The last payment dates on my direct debit list changed saying last payment was a completely different date to the normal payment date but it never even came out. I seen this during the week. Now today, all of my direct debits are showing as coming out today but the amounts are showing the same as…
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How to find bank accounts opened for my daughter
When my daughter was born, nearly 23 years ago, a close family friend of my parents said that they would like to open a savings account in her name and pay into it on birthdays, Christmas and special occasions. They asked me a couple of times to borrow her birth certificate to open new accounts as they had maxed the one…
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Co Op Switch offer (seen 15th January 2024)
I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…
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Voluntary NI contributions for expats
When I called up today about getting my 18-digit number to pay £840 for a missing year, the person on the phone asked me if I was out of the country that year. When I said yes, she told me that I should call another number and see if I could pay the lesser amount of 163.80 for that year (2014/15). I plan to do that on…
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Switching to Natwest select/rewards account
Just tried to switch current accounts to Natwest Rewards and because I have no photo ID (Passport has ran out and I don't drive) I have been told I can switch but because I am not providing photo ID will not get the £200 switch incentive. Has anyone else experienced this and is this the correct information I have been…
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KYC Santander
Good morning Over the past couple of weeks both myself and my wife have received telephone calls and emails from Santander requesting information with regards to KYC We are a retired couple who receive private pension and house rental income Been with the bank over 40 years They have asked for proof of income, house…
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NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 79 of their bank branches in 2024, after the Group announced a further 47 closures today. Read the full story: NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list, plus…
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Nationwide take over of Virgin Money
I've got several savings accounts with Virgin Money plus credit and debit accounts.... will they be affected? https://news.sky.com/story/nationwide-agrees-terms-for-2-9bn-takeover-of-virgin-money-13088922
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Power of Attorney access to Nationwide accounts being limited
I've finally got Power of Attorney for an elderly relative who does all her banking with Nationwide and has a lot of money there. I'm in the process of contacting Nationwide with the POA document, but I've discovered that as I don't personally bank with them, they will allow neither Phone banking (beyond enquiries only)…
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TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24
TSB Switch offer https://www.tsb.co.uk/current-accounts/spend-and-save-account/
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Chase UK discussion
Thought we would have heard something by now
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…
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Santander £185 Switch Offer: 18/03/24
From Santander website: Switch to Santander Edge, Santander Edge Up, Everyday or Private (v2) current account and get £185 Switch using the current account switch service. Within 60 days of telling us to switch your account, set up 2 active Direct Debits and pay in £1,500. Sorry we can’t offer this if you’ve received a…
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Ulster application
Applied online and opted to switch as part of application. Said I was eligible for the account and gave an application reference at the end, but no account details. Nothing received by text or email to login and upload any ID etc. Has anyone else had the same?
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Santander Switch offer.
I already have a Santander account so I was wondering if I was still eligible for the switching bonus. As far as I can remember, I’ve not had a switching bonus from them before.
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CO Operative Bank Cutting 400 Jobs
I thought CO Operative Bank was already bad https://www.gbnews.com/money/co-operative-bank-jobs-cut
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Nationwide payment reference
Can anyone with the Nationwide app tell me if they can view payment references on their transactions?
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Lloyds switch offer Feb 2024
I see from MSE news that Lloyds are, once again, offering a switch incentive. Anyone who's received an incentive since Apr 2020 is not eligible. Who's eligible for the bonus? - You can't have had switch cash from Lloyds or Halifax since April 2020. How to get the £175 bonus: - Open the account online, by phone or in…