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Why Are Customers Charged A Monthly Fee To Have A Bank Account??????
I would like to know why I get charged a monthly "Account Fee" for having my bank account with Lloyds TSB??? They have sent me a letter in the last two days saying that my Account Charge will be going up to £7.95 per month. For this wonderful increase of 95p I get them to remind me of my contact telephone numbers and I…
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halifax stole my savings!!!!!
Hello,I have been with halifax plc for 16 years and never defaulted on payments or had any bank charges against me. In dec 2007 I rang them and asked if I could have a holiday break from my loan payment of £293.00 and was told YES.!!! I then lost my job so rang them and they said that I shouldnt have been told that I could…
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close current account to avoid charges?
I have a joint account with my bf, and he used the account by mistake on paypal to pay for something costing £315. when he realised he'd made the mistake, we got paypal to refund it and repaid for the item with a CC. (14th march) when he told me what he'd done, i logged into lloyds, but nothing had happened, but just…
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Help please.
Just come back from holiday and found three letters from Alliance & Leicester basically indicating I have gone over my £400 interest free overdraft. This confused me as I haven't used the card for ages. I then found I had gone over the limit due to and under funding fee. It seems they wanted a mimimum of £500 a month…
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Alliance and Leicester.....sneaky !
Has anyone else noticed that the order of transactions can change from one day to the next to suit A&L.....for example, the following transactions take place on the same day:- Tuesday's balance check Opening Balance £0.00 Payment in of £50.00 Chq Payment out of £50.00 = No charges incurred Closing Balance £0.00 Wednesday's…
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To many Bank Accounts
Hi im new here and have a few questions. At the moment i have 3 current accounts, Halifax, Nationwide and Natwest. Now i'd like to close Natwest and Nationwide and use Halifax as my main account bills and so on. so could someone please tell if i close these two accounts will it affect my credit rateting i have no…
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ccj helpppppppp
Hi all Not sure if i can post this here. I have a ccj going back about 2/3 years - i didnt knw - but guess it roughly around the time when i moved. On checking my credit report i realised that this was probably the reason why i am normally declined for everything. I have the amount and when it was issued and a reference no…
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£700 in bank charges in a month - Help!
Hi, Can someone please help as I am out of my depth and very stressed out! We are in a lot of debt which we are in the process of sorting out. Me and my husband have had a joint account which we have had for 21 yrs with Natwest which is £3000 overdrawn, we were advised to open another account with a different bank in case…
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a & l intrest on savings
ive just tranfer some money from my savings to bank accout. as i was looki through i noticed they lost payed me intrest on the 1st of oct, as i didnt have loads in i only got 86p, but since then ive had £400 payed into every month. but i havent had any intrest for this?
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Alliance & Leicester Plus account
we switched from Nationwide to A & L as Martin recommended it on numerous occasions, but obviously he does not have an account with them. we opted for the Plus account which is Internet based. Unfortunately what we are not advised is that the technology used on their website is light years behind and ancient. With my…
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current account issue - they want all my money
hi everybody, this is my first time posting so i hope i put it in the correct section heres the issue: i've got a graduate account with abbey which did have an overdraft facility on it, recently i have been unable to maintain payments on this account and abbey have decided to remove all facilities from me. they are now…
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Halifax 'Offers for You' question..
Just a quickie.I've noticed that I have an 'offer for you' of a loan on my Halifax account that I may make use of in the near future. If I decide to take up the offer will I still be credit checked ? Ferry
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Quick Qeustion About Checks & HSBC
I'm 16 with a HSBC account, and have never got a check before and don't know what to do when(if) I get one. Also, what happens if the check is in a different currency?
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Money transfer between banks
How long should it take to send / transfer money from a Barclays current a/c to a cahoot internet banking a/c over the internet?
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Direct debit advice
:j I am in the position to make a FINAL payment to my mortgage with C&G on Monday:j . What I want to know is that I have the final figure to pay before 1st April and this is the day that the normal direct debit leaves my HSBC account, so I have bumped up the amount to what I owe so will they receive it on the same day as…
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Do Lloyds TSB report to credit agencies?
I have a Lloyds TSB current acount have had it since of 1979 ish when it was TSB....and just got my £2 credit reports from the 3 agencies, to find they have nothing on my report oh my credit card is there fine no probs (LTSB) my loan is there (LTSB) Just not my current acount, I wonder if its because is being open so long?…
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Bank Account To Use Overseas?
Hello, My brother is currently in Seoul teaching english. He has a Bank of Ireland current account but cant use his ATM card in Seoul. He is relying on using a credit card. However being charged £3 each time he withdrawls cash and also almost 17% on purchases this isnt ideal. Could someone give me the name of a bank in…
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Bank for 17 year old - Barclays or Lloyds
This question is on behalf of a friend. I've given him my advice already and told him to go with Lloyds over Barclays, however he wanted me to ask on here for him. He's 17 and has a part time job. Not sure of what he's earning. He wants a current account, however he is not sure which bank to go with. He currently has a…
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Help can they do this...?
Hi having a bit of trouble with A&L. I wasn't sure what had happened until numerous emails with a&L and statement checking! see below.... I have a current account with them and have a debit card. 4th feb paid for travel card £171.00 using my debit card - (plently of money in account to cover it.) 12th feb checked account…
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Sorting out our finances A&L account.
Hi there, I'm in the process of sorting out our finances and one thing I'm looking at is the possibility of changing current accounts. We are currently with HSBC our account is in credit and we have a personal loan with them, also a business account. I have an ISA at the Principality building society, which is earning…