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Mentally/Physically Ill person and Home Care charges
Hi, I would be grateful for some advice regarding my father. We have not been in contact with each other for some 15 years but in sad circumstances, we have regained this contact. He has a long list of medical conditions which have rendered him completely immobile and unable to stand, and he now needs to go into a nursing…
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Debts after husbands death
I am a pensioner on state pension and pension credit My Husband died in March and left me with a funeral bill of 4000 pounds ,he had a funeral plan of 2004 pounds leaving just under 2000 pounds short, I have paid the stone mason 550 pounds and owe 1350 pounds to funeral director and 200 pounds to Cardiff council. i am…
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Advice needed
Hi, I'm trying to sort out a bit of a dilemma and not sure the best path to take. Having just found I have to pay out double for my bank overdraught fee now and trying hard to pay off higher interest accounts first, I'm now faced with either paying my overdraught off to the point I'm just paying off the £1 a day limit or…
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Council tax 10 years old, Newylyn debt collectors payment plan
Hi please can anyone offer some advice? I received a letter two weeks ago from Newlyn debt collectors for council tax from 2002. This is the first I had heard of it as I thought it had been paid by my ex partner. They have said there is a liability order and I have to pay. They want 568.00 the bill is 346.00 so the rest is…
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Compensation from NatWest due to incorrect default
I recently won my case against NatWest to have a wrongfully placed default on my credit files removed. To date this has only been removed from Equifax, both Experian and CallCredit have yet to be updated. So far they have provided a cheque for 80 initially and more recently another 100 due to the ongoing 'human errors' in…
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poker staking debts
If someone stakes a player in the UK to play poker and gets them to sign a written contract and part of the agreement is that they will pay back in full the amount of money they're down (assuming they're down) when/if they decide to end the staking arrangement is this debt enforceable by law? I've had someone say it's not…
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Paying Debt Collection Agency for 6 years
6 years ago I got into financial difficultly and after turning to Pay plan, Black Horse refused to cooperate and took me to court resulting in a CCJ for £18k. Black Horse then sold the debt to DLC who I have paid £100 a month to ever since. 6 years on the CCJ went historic this month :T Problem 1. DLC have started chasing…
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Debt management company not paid
Hi, I have previously used a debt management company (Debtcom) and have recently found out that although I had made payments (which I can prove with bank statements) they had not been paying my debts with the money. What can I legally do to get this money back out of them please. Thank you
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What should I do Debtcom
Hi I have recently found out the debt management company I used did not pay the people I owed money to for over 2 years. They took a payment of £126.12 every month. What can I do about claiming this money back from them? Thank you
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Problem with Ford Credit
took out HP with Ford Credit just over a year ago and recently sold the car privately and sent a cheque to Ford to settle the finance. The settlement figure was given to me as £6,014.96. I sold the car for that exact price as I did not want to make any money from the sale just wanted to be able to walk away finance free.…
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Very Costly Travel Loan Error by Employer
Hello, I work for a very large company in London and have recently ended a maternity cover role to move back down to an intern contract for the next six months. In doing this I needed to apply for another travel loan for the next six months, which is when the following took place: In May (when I was on a higher paid…
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Being taken to small claims court
Hi, I got married on the 25th August 2012, which cost easily over £10,000 just for the venue. I also paid for all 11 of the rooms for the family guests that we wanted to stay. The day after the wedding we all checked out and all was fine... the day after that I was contacted by the hotel saying there was a coffee stain in…
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Getting repaid a CCJ debt
Me and a friend were cheated out of £15000, I took the person to court and last year we won the case, so I have a CCJ of £15000 owed to me. This cheater does have money, however, he has been ducking and diving all his life, he used a false address on all the court papers and is not registered for council tax, uses his…
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Car debt arrived with new partner
Hi There, My girlfriend and I found out we were pregnant recently but weren't living together. My parents helped us get a deposit and we bought a house. Sadly she was given her notice at work before she was entitled to and maternity pay and we have struggled with the change of income since accessing govt maternity…
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Charge For Payment recieved
Hi there Not even sure I'm in the right place, sorry! I've only just come across this forum in the past week, I had my savings account arrested & have had £872.38 taken from me for council tax arrears. I missed the Charge For Payment as I wasn't around at the time. I've been served another Charge For Payment for £1073.40 &…
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Been sent a County Court Claim Form
Hi I'd be really grateful for any advice on this. On the 19th September the Freeholder of my property sent me an invoice that covered Buildings Insurance and Ground Rent. On the 13th November I received in the post a County Court Claim Form dated 9 November. I don't have a problem paying the bill but I think this was quite…
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Claiming back Money loaned to a friend?
Hi, I loaned a friend £2000 to help with publishing a book of thiers and I paid for a loan agreement contract off of the internet to be made up for us both to sign which stated the monthly amounts to be paid by my friend, the date, the amount and what would happen if non payments were made etc etc I received 3 months…
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eBay
Hi, 2 months ago I had a dispute about charges they levied on an item I sold... I will say by the way that the charges were correct according to ebays t&cs. However they said that they would look into itand someone would speak to me within 72 hrs also that they would put a £20 spending credit? To my account. I was happyish…
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unavailable bank - debt increasing?
Is there another way to contact the Halifax from abroad??? (other than the phone no on their website, which is the only method they give?) Halifax (I'll be there) is NOT there for friend who is currently volunteering overseas in area without mobile coverage and cannot ring the number. He certainly can't afford to phone…
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Debt collection says they dont need to prove
Hi, I have been contacted by a debt recovery agency about a debt I dont recognise. I sent them the standard "prove it" letter to which they have replied saying that because it is an "O2 mobile phone account" they do not have to produce any documents. Is this true and do I just have to pay a bill I dont think I owe or are…