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Sent first letter of recieved 3 different letters today!
Ok Sent the first letter of 2 weeks ago couple days after recieved a auto reply saying I will hear something within 4 weeks blah blah blah. Today 2 weeks later I recieved not 1 but 3 different letters! A quick summary of what they all said - First says "Sorry to tell you we cant replace your visa card at the moment, as…
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14 days?
Are 14 days -14 working days or simply counted from the day I put my claim to the small claims court? (i.e 1.2.07 -claim due 14.2.07?) Or am I just confused?:confused: :o :o
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start the process
Been thinking about doing this for months finally got started and sent the letters and cheques off on the 25th. 2 credit cards and 1 bank account. Just had the cheque cashed for the bank so how long should I expect the statments to come through. Also I was wondering if anyone has claimed for a credit card they no longer…
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bank charge no letters recieved
Can banks charge us for going over our overdraft limit if they dont send us letters informing us of this. We never recieve letters it gets put on the bottom of our bank statements
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I'm Being Ignored!
sent my cheque away on the 14th of dec. it cleared on the 22nd and i am still waiting for my statements :mad: is there a letter template for such an issue?
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Bank charges Help Me
i stuggled for years with various debts and then there were bank charges one month the computers didn't pay me at work by mistake, i was charged 375.00 by the bank, i am now with a debt management company and my bank is on my list of people i owe, they get paid every month they must owe me thousands, can you tell me if i…
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Non Direct Debits payment charge.
Hi There I have to get this off my chest and see if any one else is fed up with this. I like to deal in cash, (crap with dd and SO's) but i find it very irritating that i am penalised for paying by cash and NTL want to charge my £5 every month for non direct debit. I realise it saves you money but not when you are charged…
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Bank's head office in Scotland
I have written the first two letters to my bank, both receiving only holding letters. I am about to submit the relevant forms to the county court but my bank's head office is in Scotland (Royal Bank of Scotland) and my branch is in Southampton. Is this likely to cause problems as Scotland seem to have different rules? Has…
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Barclays Bank
Bank: Barclays Amount: Approx £2200 I have today received a letter from Barclays (2 days before the 28 days were up) to say they have put in a defence. Since I put in my original claim I have incurred a further £200 in bank charges, and I imagine this will increase if it takes another 3 months to get a court date. At what…
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Help needed with Form 1 and 1b
Hi everyone I need some help with the Form 1 and b1, what goes in this section, I know I read it somewhere but can't find it now. This is the part of the "Summary Cause Summons" that asks "Claim (form of decree or other order sought) and is section 4 Would I just put "Repayment or bank charges" or does it have to be a…
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moneyclaim question
I am in the process but have a problem. I tried useing the template from Martins article for 'Particulars of Claim, but one can only have 24 lines on the Moneyclaim site. The template letter would not go into 24 lines. How do you use it. Thanks Gary
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Are there different rules for different branches??
Can anyone tell me if the outcome of a claim for bank charges depends at all which branch of your bank you send your claim to??? I was thinking that perhaps large city branches are seeing the bank charge claims a lot more often than the tiny branch that I am in. Do you think this makes a difference? Has anyone noticed a…
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Arrears interest - can you claim?
This could quite possibly be a ridiculous question, but I'm going to ask it anyway! I don't suppose you can claim back arrears interest on a loan? My initial idea was to use the money I'm claiming back in charges to pay it off (which I still intend to do) but could I claim back the arrears interest or is this just my fault…
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At a loss
Hi, This is my first post and Iam at a loss as what to do next. I have followed martins tips to reclaim £2,400 from the co-op bank. I used the first two templates and so am at the stage where they have fourteen days in which to respond prior to going to court, however this is my problem now? On logging on to my account…
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Reclaiming Charges - how do u add them up??
Hi, Help on this would be appreciated - how do I go about totalling them? Surely the bank won't do it for me and i don't have all my bank statements for the last 6 years.... Thanks
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Council Charges
Hi, I have missed a council tax payment and have had a court letter. The court charges are £3.00 but the council charges for this are £50.00. Can I ask for a breakdown of these charges and as bank charges, can I claim them back? Sorry if this is in the wrong thread but I think this is similar. Willow
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European Commission Report
Thanks to vanman for bringing this to my attention. It looks like Europe is also looking at bank fees. Read the article.
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Statement of Case - the same as POC???
What exactly is a 'detailed statement of case'. I have rceived a general form of judgment asking for a detailed statement of case. Attached to it was a bit of paper titled 'statements of case part 16 'and the 'section 16.4 contents of the particulars of claim' is highlighted. It appears that they are asking for POC but…
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Other Financial Fees
Hi I am brand new to this forum and have only glanced at a small peice of it. I have today started disputing credit card charges with Barclaycard. Barcalycard had passed the debt onto a debt recover company called Recover Legal, who has then started adding their charges onto the amount of the debt. Is this legal? I have…
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Very concerned (banks winning?)
Hi guys I heard something rather disturbing today and wanted to check to see if the banks had started gaining the upper hand when it came to court. To cut a long story short, someone my mum knows went to court to get a deposit bank from her ex-landlord. She won. But she said all the local banks were there versus…