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1500 pay in Santander switch — how long?
Hi all, I initiated a switch to a Santander current account to get the 185 quid bonus (pre-4th April, so should be okay). I was wondering if anyone knew how long I need to keep £1500 in there to qualify for the bonus. Also, when do you know if you’ve qualified?? Thanks
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Bank draft in Euro
Hi Can you help me please I am still looking for a bank that allows me to open a bank account in euros and then accept bank drafts in euros? No luck so far. Any ideas? Thank you
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TSB Bank App chat with support times out and logs us out while typing
While using the TSB Banking App chat feature if we type a longer than usual message, the App times out and logs me out. I've complained to TSB Bank. They've said only sending and receiving messages count as 'actions' and typing does not count as an 'action'. They've said it's a security feature, but they've also said…
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Bank Statements/Bank Mail/Royal Mail
Royal Mail are looking to cut down 2nd class letters to 3 days a week if that maybe scrap it! So will banks still send letters/statements 2nd class or will they change it to 1st class and charge us for Bank statements E.G £0.50 or £1 per page up to £10 max or set price per month e.g £5-£10 like package bank accounts then…
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Taxable income
Apologies if this was already asked and answered. Are switch bonuses, small rewards (e.g. Blue from Barclays, £5p/m from Natwest/RBS/Halifax), cash back on debit card purchases and small compensations from banks/BS for inconveniences counted as taxable income?
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Business Bank Account that allows Bulk Payments via a file upload.
Currently running payroll manually. With HSBC and despite ringing them multiple times they don't seem to be able to set up a facility for me to upload a file and pay people in bulk. They keep asking me to visit a branch to discuss with my business manager despite most of the branches close to me shutting and when ringing…
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KYC Santander
Good morning Over the past couple of weeks both myself and my wife have received telephone calls and emails from Santander requesting information with regards to KYC We are a retired couple who receive private pension and house rental income Been with the bank over 40 years They have asked for proof of income, house…
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TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24
TSB Switch offer https://www.tsb.co.uk/current-accounts/spend-and-save-account/
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Nationwide incoming payments delayed again
Just 2 weeks after the last payment issues, once again payments to Nationwide accounts are not being received. Still no sign of a Faster Payment sent more than 5 hours ago.
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TSB cashback
When I can see the cashback of £5 where I made 20 transactions using TSB debit card?
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CIFAS report
Hi i requested a CIfAs Sdar and it said Santander undertook a search on 03 April 2024 using your details - please contact Santander for further information Can anyone explain what this means and would it stop me getting a new rental property? Thanks
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Best bank in Jeddah for transfers back to UK
I am shortly moving to Jeddah for work & was wondering what would be the best bank/way to send money back to my wife in the UK with minimal cost. TIA, LA
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What time of day do Marcus calculate daily interest?
Curious about this, it helps with getting the timing of moving money out to be as accurate as possible with regards to maximising interest. I tried searching first and found this old post on a now closed discussion https://forums.moneysavingexpert.com/discussion/comment/65197815/#Comment_65197815 It appears to details how…
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Personal Finance apps (was: Money Dashboard apps closing down)
Just had an email from Money Dashboard stating they are shutting down the apps on 31 Oct and will be focusing on B2B. I found the website view really good for tracking and analysing my budgets and spend, and none of the alternatives offered a 'money dashboard' like it. Full email:
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Calling Barclay’s
I had an offset current account attached to my Barclay’s mortgage years ago, despite never using Barclay’s as my main current account and only ever using it to pay my mortgage. The mortgage was paid off around 5 years ago, and thus I assumed that the current account would be closed at the same time as the mortgage.…
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Is payment from joint account (my login) to wife's ISA taxed? Maybe income or gift?
Hi. My wife and I have a joint bank account and manage under my login. We've set up new ISAs with a different bank. If I make a payment from the joint account to my wife's ISA, will it be treated as income to her or a gift in some way, and taxed? I read there is a limit to gifts you can give before getting taxed, or…
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Monzo pay at Post Office
Just had an email to say you can now pay into your account at the Post Office. You can still do it at Paypoints but I know people have had issues doing that.
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Santander £185 switch for existing Santander customer?
I have Santander current account, can I close my other bank and switch to santander and get £185? Is it need to open a new Santander current account?
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Does Lloyds Bank Computer Take The Weekend Off?
I've just gone into Lloyds Online banking to make a
20k deposit into an ISA in a building society for tomorrow (6 Apr) by Faster
Payment. I noticed that having completed the procedure the on screen
message said if the payment date falls on a weekend payment will be made on the
next working day! Does the last man at work in…
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Overdraft, when not really needed
Hi, I’m eligible to get an interest free overdraft on my TSB Student Account. I don’t anticipate I’ll need it, and if I did it’d only ever be for a couple of days while waiting for money from Coventry BS to come across. Presumably it’s a good idea to go for it even if I won’t really use it? On one hand, I’m thinking other…