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M&S Money
Having successfully claimed back from Barclaycard I am in the process of arguing with this lot over PPI I have paid to them since 1993! I had had several responses, the first one said "Nope you are not getting a refund" the next one said "you ticked a box saying you wanted it and would have qualified for this whether…
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Egg refusing to supply info?
Hi. Apologies if this has been asked before, but I could not find any info I took a loan with Egg in March 2005 and PPI was added because it was strongly suggested by the sales person that I "should" have it as I had not long been in my job. I also had an Egg card. Three months later Egg wrote to me and kindly offered to…
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Lloyds TSB - Can I claim back PPI?
Hi everyone, I'm new to the board and looking for a bit of advice on whether I can claim back PPI. On spec I phoned the TSB and requested a copy of my previous loan agreement. They were very helpful and advised me that I had actually had 2 loans with them and they would send the paperwork out. The first loan was taken out…
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Lloyds Tsb trustcard and self employment.
Hi all, I started my business in 1998 and during a meeting with my then TSB business bank manager I had casually mentioned that I had been refused a TSB credit card despite being a longstanding customer, having a mortgage and having had several personal loans and absolutely no defaults. She said 'leave it with me' and 'hey…
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Please help. Halifax has rejected my Credit card PPi complaint
Hi, just wondering if anyone can advise me about a complaint about PPI on my Halifax credit cards. Halifax have rejected my complaint on the basis that I applied for these cards online. The cards were taken out in 2000 and 2004 but I have no way of knowing if the boxes were pre ticked or not. Is anyone able to tell me how…
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PPI reply from welcome finiance
i sent a letter 2 weeks ago asking for my ppi to be refunded i have been sent a reply today from them a photocopy of the obud questionnaire to fill in and return i will do this tonight and keep you all updated at lease they didn't say no straight away . i do have a case i took out the loan in a hurry and when the paper…
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Benefical Finance
Hi - I have looked through this board and also the addresses to try and find details of who I should send a letter to requesting a copy of my loan agreement, but not had any luck. I had previously sent 2 letter to an address in Birmingham but they have yet to respond. Can anyone help please?
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PPI I am eligible to reclaim
Hello, I have read the reclaim guide and believe I am eligible but just wanted to double check if I can start the reclaim process so would be grateful for any advice. I had a Barclaycard Visa account - now cancelled. I can't remember the exact start and cancellation date. It could have started as far back as 1995 and think…
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welcome finance ppi claim
my orig hp was for a car loan back in 1998, however, it was changed over to a personal loan a couple of years later with additional money released. We still pay this off at 20 quid per month, with around 1000 still on it. 1st letter to welcome came back saying final response and its been rejected, spoke to ombudsman today…
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Welcome Finance - Again - Please Help
Hi I sent my first letter to Welcome on 10 March 2010 & have checked with Royal Mail and it was delivered/signed for on 11 March 2010 As I have not heard anything from them I telephoned today to make sure they were dealing with my PPI reclaim, after 45 minutes waiting for my call to be answered, they told me that they have…
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Confused if I can claim PPI refund?
First time poster, long time follower. I am confused as to whether I can claim back a refund on loan that finished on January this year??. I started the loan in January 2006, for a sum of £10,000 for a period of 48 months @6.7% APR. £266.02 per month I have just looked at my loan details, and I paid an insurance premium of…
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Natwest Credit Card Claim
Hi All I have had another knock back, this time from NatWest Credit Cards. However, they have sent the payment protection policy leaflet with the letter which has some very interesting clauses to it. Firstly, it states that if you are in temporary work you will not be eligible for cover. I was temping at the time - I was…
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Consumer Credit Services
Hello Wonder if anyone can help I have been approached and subsequently entered into an agreement with C-C-S or Consumer Credit Services In order to recover PPI and Credit card charges. I had to pay an upfront cost 200 quid of which I get a pack sent to me which I have received include paperwork and send back. Has anyone…
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how long have they got
we have written to the bank about being mis-sold PPI they have just returned a letter saying it may be another four weeks or more , they have had four weeks allready is this normal. they are refusing to pay out after we made a claimwhen my husband was made reduntant due to age any help would be good thanks guys
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Advice Please re PPI complaint
Hello, Thanks for reading and any advice for this. I cancelled my PPI, or so I thought and so I complained about this. During this I have realised may have been missold, I THINK i was a student and I also am sure that i thought at the time it would increase my ability to get a higher limit and be accepted on the credit…
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Barclays and London scottish
Hi All, Needing some help. I sent a letter into barclays on February last year. they sent me out a questionaire thing to fill in and send back which i did. I then got a letter stating that i would have a response by end April Last year. Forgot all about it till September last year and i sent them another letter didn't…
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ppi letter
Hi all new to site posted letter regarding ppi to my lender received reply with copy of agreeement but nothing else other than letter saying if anymore info wanted a £10.00 charge is this ok even though the letter requesting info on any ppi info
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Offer from Egg to repay PPI
:j:j Hi all Just had an offer from Egg to repay PPI premiums from two loans in 2002/2003.:T I have replied to say i am not accepting their offer as i dont believe the following ....* They have not offered to refund the original ammount. They seem to be saying i have already had a refund of some of the premiums. I disagree…
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Help Please with reclaiming PPI for Debenhams Card?
Hi, I am new to this so please forgive me if I have posted in the wrong section. I was missold a PPI with my Debenhams card and would like to reclaim it. Would someone be able to point me in the right direction, how to get my statements etc and how many years I can claim? Debenhams card used to be GE Capital but more…
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success on 3 counts
thank you for the use of your letter templates. i have been successful with 3 claims so far, 2 from BOS and 1 from Northern Rock. still a few more to go but bless this site for all its help