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Offer from Egg to repay PPI
:j:j Hi all Just had an offer from Egg to repay PPI premiums from two loans in 2002/2003.:T I have replied to say i am not accepting their offer as i dont believe the following ....* They have not offered to refund the original ammount. They seem to be saying i have already had a refund of some of the premiums. I disagree…
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Help Please with reclaiming PPI for Debenhams Card?
Hi, I am new to this so please forgive me if I have posted in the wrong section. I was missold a PPI with my Debenhams card and would like to reclaim it. Would someone be able to point me in the right direction, how to get my statements etc and how many years I can claim? Debenhams card used to be GE Capital but more…
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success on 3 counts
thank you for the use of your letter templates. i have been successful with 3 claims so far, 2 from BOS and 1 from Northern Rock. still a few more to go but bless this site for all its help
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Advice for newbie
Hi all, I had a loan with Sainsburys 2005 with no PPI then I added to it in 2007, which ment they re-calculate everything and give it to you as a new loan my partner was on the phone to them and the PPI question came up and I did say at the time that I didnt require the PPI, she said to him we dont want the PPI, but then…
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Update from new boy!!
Hi, I posted on here towards end of last week highlighting the 3 potential claims I thought I had! Nothing major has happened over the weekend but I found it so useful hearing about the various stages people go through and so thought I would do the same! Have this weekend sent off my first 3 letters!!! 1 - To Santander…
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Halifax Address
Does anybody know the address to write to for Halifax to reclaim mis-sold PPI on a loan?
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Next step?
Hi all, I have received a letter from the Financial Ombudsman and am confused as to what my next step should be. I have already tried calling the adjudicator for my case but unfortunately he is on holiday. My letter states that the RBS has made an offer of settlement before my adjudicator could finish his investigation and…
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Advice - what to do next
Hi im wondering if anyone can point me in the right direction. I have managed to track down the details of a policy from 2003 which covered our mortgage payments. The policy was sold through a mortgage broker who have now been struck off, i want to know who i complain to? I think it may have to be the financial services…
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PPI Info and Queston
Hi all and thanks for a first class forum. Currently written to HBOS re. miss-sold PPI on a personal loan taken with Capital Bank in 2004 and PPI charges applied to a BOS Preference Account I had running since 1983. After about a week I recieved a call to discuss the problem further which they have agreed to investigate…
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Halifax asking to look at my claim again?
Hello, early last year i put in a PPi reclaim, all with halifax, got 2 out of 3 back so far. mortgage ppi is with FOS now, but yesterday got a letter from Halifax asking if they could look at my disability claim again as they are reviewing their policies. so they would like to take another look to ensure their decision was…
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HFC bank info
I had a couple of loans through HFC bank several years ago probably about 10 or 11 if memory serves me correctly.I know there was PPI on them but do not have any of the paper work still. Is it possible to put a claim in or is it something that should be just forgotten about?
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hsbc
Hi we got called into our local hsbc when they decided that they were changing their insurance provider and our policys may not be adequate. so we went inand was take though a finantial eval.and told they had policies that were more suitable for us. We took out the new Life choices policies for illness, critical illness…
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MBNA success
I have lurked for a long while and finally got myself together and followed your advice. I sent the first formatted letter to MBNA on the 3rd March - the reply came today. Our stance was simply that we had cover in place through out via employer. As a 'goodwill guesture' we have been refunded all our PPI payments back to…
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PPI and Car Finance
Hi there i had a car accident in my financed Pegeout. Unfortunately due to my stupidity i was drink driving and as a result did not get an insurance payout on my personal insurance or my gap insurance. I am now paying almost 5,000 back with no car to show for it. i have never used my ppi, and i used a company belmont…
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anyone had any joy with actual insurers ??
my complaint about nortons who were the broker for my first plus loan has been with FOS for 12 months and they have just sent me a reply saying they cannot help as loan in 2004 :mad::mad::mad::mad: But have asked for the actual insurers name and are looking into that route...... Any one gone down this rout with FOS ?
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Am I to late to claim?
I have already had success with claim PPI mis-sold from my Welcome Finance & Capital one. I have just found some old paper work that included a Halifax Load Agreement with what can only be Insurance/PPI included in the loan for £1163.52. But my query is, its from 2000. Can i claim for this PPI from this date?
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Me vs Mbna ppi - SAR recieved
Hi all. Starting a new claim with mbna. Had a scan through my SAR and its about £400 + interests. My arguement is that the only info I recieved was a 2 minute chat on the phone. I was not told of the exemptions nor did I have a chance to read any t&c before agreeing. No ask of pre existing condition(ie asthma). Also i'm…
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PPI claim when in a DMP
Hi I am in the process of trying to reclaim PPI from HSBC, as I am in a DMP and the debt was passed to debt collection people, would a refund (if sucessful) come back to me or go to the dca??
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Egg Card PPI
I opened a Egg CC in August 2007 and have been paying PPI of around £10 pm since, i wrote to egg on the 19th April and received a reply this morning (very quickly) enclosing a screen print which shows a box stating "Payment Protection, Accident, Sickness, Unemployment and life" this appears to be an internal section and…
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Seven marketing ltd
Hi all, This is the first time I've just the site so forgive me if I am covering a topic previously discussed. Unfortunately the above named Company contacted me asking if I had been mis-sold PPI etc. I was cautious at first but everything seemed to check out. Much play was made, by them, of being Ministry of Justice…