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Barclays ISA
I don’t know if this point has been made before because there is so much about dissatisfaction expressed on this site about the opening of this particular product. But a friend opened a Barclays ISA with the full allowance in the last tax year and the acknowledgement says it has actually been started in this, the…
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Portman/Nationwide merger - membership rights
This post: http://www.cashquestions.com/forum/showthread.php?p=24806&posted=1#post24805 on another site details the post-merger sign-away arrangements. When you break it down, whilst I can understand how Nationwide have got into this situation, it's a ludicrous situation. To summarise: - people who were ONLY "sign away"…
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FOREX Trading
This might be in the wrong forum - if so please move it and let me know. I have around £9k of debt left which has been siginificantly reduced by matched betting, casino bagging etc thanks to this site. I have since been looking into the possibility of forex trading as a way of reducing the remaining debt asap. Basically my…
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RBS Green Indices
Was offered to invest in a Natwest combi-saver just very recently, seems its a 3.5 yr bond, half the investment sits in a normal account with good interest for the first year and the following earning 1% below the base rate while the other half is used by Natwest to invest in different 'Green' companies "because that's…
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Etrade account
Hi, I have recently opened an etrade UK Equities account, and I have a few questions that hopefully someone here might be able to answer. I have bought a certain amount of shares and want to hold them and see what happens in this economic climate. Do I pay a penalty for an account that is not 'active'. If so how much would…
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Stocks & Shares ISA Advise - Sterling
I have some money to invest in the Stocks & Shares ISA and have been advised to put my money in through Sterling into the either (or more than one) of following funds that I can select and change at anytime. Schroder UK Alpha Plus, Invesco Perpetual High Income, AEGOn Ethical Equity TAM Latin America, JPM Natural…
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£15000 to save, but confused with so many choices
I need the ability to have instant access to my money, so I will not bother about the fixed rate term deposits for the complete amount. Although I can go for a term deposit or a regular saver for half the amount. If I look at a one year period, what are the best options for me?? I thought of going for a top paying Instant…
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Halifax RS
had a strange call from HBOS today, trying to convince me to move out of the 10% RS because it doesnt make as much interest as one of their other standard savings accounts. this was the arguement that it pays interest for 12 months only on the first £500. maybe its costing them too much ? Mike
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Tesco Internet Saver - Withdrawal penalty? Help?
I just opened up a Tesco Internet Saver with cashbackkings and i want to use it to save up to go to New York in April. If i start saving now and withdraw in February will i lose any of the interest rate or the 1.5% bonus? I have looked on the site and can't see anything apart from the bonus is only for deposits of £100000…
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Tax on savings - no earned income
Hi, I'm wanting to earn profit from my savings in the most tax efficient way - after exhausting ISA limits (relatively speaking - not really looking to transfer the money to an account abroad :p ). I have savings in an account with a Bank I'm happy with so I'm not looking to change accounts/banks. Just have a question…
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£650 surplus income to invest but in WOT?
Guys I have £650 per month surplus income plus i already £300 into an isa and £100 into a HSBC saving account. I would like to know what would be best for me as i dont own a property as i live with my girlfriend who owns her house. I am 38 with an income of £30k to £35k.Would i be best to get onto the property ladder and…
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Quidco?
Whats it all about? How does it work?
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Kaupthing Edge - Login Problems
Thanks to MSE, I've opened a Kaupthing Edge online savings account. However, attempts at logging in aren't successful most of the time. Is anyone else having the same problem? I've emailed KE for a comment on why their system is so unreliable but so far no reply. I'd be interested to know how others feel about KE. Cheers.…
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Legal & General Cash Accumulation
Hi guys hoping I could get your help over something I was a little confused about :confused: I have recently sold a number of fund units within my H&L Stocks and Shares ISA and now have cash sitting there. I want this cash to earn some interest (I do not want to remove it from the ISA wrapper) and be safe. Would it be…
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Can I put 25k in my Dads Tax free account
Just a thought, but I have 25k maturing in a weeks time from a 1 yr Bond, can i simply gift it to him in order to take advantage of the tax free savings he qualifies for ?? ...
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Deed Polls and New Savings
I have just married, and we both double-barrelled. We both used deed poll. I am looking to open a joint savings account in our new names (for our gift money) does anyone know if the deed poll documents will be enough, or will I have to use it to get new ID first? Thanks :)
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Understanding TrustNet data
Hi all, I am trying to get my head around investmest data. My employer is currently in the process of changing pension fund providers and one of the possible replacements is Friends Provident. So I have decided to look at some of their funds as an exercise to try to understand the kind of info that sites such as TrustNet…
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Index-tracking ISA and "buy in" price
I'm thinking of getting an index-tracking ISA with Legal and General - probably the UK Index or UK 100 Index one. Once my application is processed, is my money immediately invested (so say the FTSE 100 was at 5050.60 when the application was processed, would that be my entry point) or is it within the ISA and I decide when…
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Employee Share Options
Hi All, I'm in an employee share options scheme at work and I've just had my first lot of options vest. The problem that I have is that I'm getting a lot of conflicting info as to what I can now do with my options, the main cause for disagreement seem to be as the current share price is lower than my "option" price. I have…
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Alliance & Leicester ISA Interest
Hi, I transferred my ISA from last year to an A&L ISA and whereas on my previous ING ISA the interest used to be added monthly, there has not been any interest added to my A&L ISA at all. Do A&L add it at the end of the year instead? Thanks Dan :)