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Problem With Nationwide
Tried To Set Up A Basic Account With Nationwide But They Keep Telling Me To Close Original Current Account Down First!!!! How Can I!!!! I Have O/d With Bank.:confused:
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Sinking feeling!!!
Hello guys :) hope someone can help me here...again!...we've been with a (useless) debt management company and have now ceased payments to them in the run up to BR for us both (on the advice of Payplan). I've received a letter today from Halifax stating a judgment is against me and if I don't comply with the terms etc…
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Bancrupt And Default Notice
I was declared bancrupt last week the 19th,my name isn't on the register yet and i have started to receive default notices from creditors that i have informed that i am BR what does this mean for me. Im not sure were i go next,i have a telephone interview for 2 weeks time arranged over the phone at the court after my BR,i…
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bankruptcy advice due to job cutting hours from 26 a week to 11!!
:confused: hi my job as a teacher/lecturer on 23-26 hours a week has just been reduced to 11 hours. my perm contract is 11 hours and the 12-15 hours a week extra x 36 weeks were hourly paid, since day 1 at the college. They have reduced due to my undiagnosed illness and basically ahve said there is no sign of it increasing…
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Bank account
Hi all , hope you can help , i tryed to open a co op account which i applied for but i received a letter which refused me for this account ??? what account can i get?:confused:
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Problems Setting Up Basic Bank Account
My Ptnr and I have tried to open a basic account with citibank but they have turned us down after credit check, This is a nightmare, has anybody had same problem?:eek:
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Reduced BR fee?
Do you have to be claiming some kind of state benefit to get the BR fee reduced to £335? I left my job 2 weeks ago voluntarily, this means I can't claim anything from the state, however I do not want to, but I would like if possible to get my BR fee reduced to the lower amount, from what i've read you need to be on some…
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Finance Agreement/Car & BR
Evening everyone. I have read the advice on cars and BR but am still lost in my own situation. I hope that somebody will be able to help me out a little. I am currently 13 months into a 36 month agreement and have come to the decision that the OR would be extremely reluctant to let me keep the vehicle. It is worth about…
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Big Banks, Big Brother......
Took joint mortgage with partner, HSBC, 2nd charge on my home, sole name. 3 years ago, sold joint house, paid off HSBC monthly and in full. July 06, partner went bankrupt, to HSBC business, his sole account. Next Tues, HSBC taking me to court for possession of my own home, very little mortgage, fully paid up. Previous…
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Need Some Help
Hi there a newbie here and got myself in some real trouble. I have a few debts ( none of which are being paid at the moment), it all started last winter when I suddenly became very ill, it turned out to be seasonal depression, anyway letters went unopened,phone calls were not taken, I had a job to stay awake or even get…
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Scared, troubled and new here, Hello
Hello to everyone on the boards, I would like to say reading this forum has given me the strength to go to the court tomorrow and pick up my forms, which I have been putting of for what seems like an eternity. I am a disable single mum, well I say single I do have a very nice boyfriend, for now anyway but that seems to be…
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When you go bankrupt...
And they freeze your bank account/s, what happens to any state benefits that get paid into them as that is the only money I have to live on for me and the kids and they take that long to sort payments out anyway, I'm scared I'll be left with nothing to support us. If you hold a basic bank account, would they still freeze…
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Civil Partners - BR does it affect my CP or do i need to include their SOA
Hi My partner and I are civil partners. My partner went BR in aug 05, and was discharged mar 06. didnt pay anything. however i am now in dire straits with my wages being cut by over hald, and no other source of income that is viable to fit in with my current work. I dont drive so cant commit to jobs further afield. Need…
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Has anyone on here dealt with the ORs at Chester
just wondering if anyone has dealt with the or at chester as i am really nervous about my interview
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Pre-BR - Should i sell house quick?
Hi all, I got my first court summons today from a CC company. I've been off work and on disabiity since January which is the reason I havent kept up payments on the card. After the obligatory CCA request, assuming i have to admit the debt etc. I will make a token payment offer on the court papers. £5 a month for a 8k debt.…
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Bankruptcy and CCJs?
Sorry if this question has been asked/answered before but I haven't managed to find anything. I don't currently have any CCJs (AFAIK anyway!) and am probably going to go bankrupt in around a months time (waiting to get advice from CAB first) but I'm curious as to how long it takes to acquire a CCJ, and what happens to it…
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Do you think they will suggest bankruptcy?
Hi guys. We are currently on a dmp with CCCS paying £232pm, and hoping to be debt free in 7 years. BUT we have had a few changes in circumstances since paying £232. I am currently on mat leave (baby due in 3 weeks:eek: ) Hubby was working away mon-fri but this was destroying our relationship and my hubby wants to be there…
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Cleared from credit file?
Just a quick question about my bankruptcy (if anyone might be able to help?) Does it get wiped off my credit record 6 years from my date of bankrupcty or 6 years from my discharge date?
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Would anyone mind if I came back?
Hello... Sheepish and Proud at the same time.:D I've watched and disected and analised all the goings on since I announced Id leave. I look at this site all the time as well as my own... But I really miss and love this site. I so hate the crap thats gone on with the trolls and want to try help.... If u will have me back...…
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OR telephone interview
I have my or telephone interview on thursday at 2pm he said it will last between 1 to 2 hours. What is discussed and what do I need to have with me to discuss with them?