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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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How long should you wait after making an offer?
Offer made on Monday. Flat in London, asking price in Nov was over 400k, sale fell through and came back on the market with guide price 425k. Made offer under 5% off asking price. Not heard from EA and do not wish to appear too keen. Can easily walk away. I assume he is arranging more viewings over the weekend before…
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Where can I park on these title deeds?? Please help
I live in a small cul-de-sac maintained by a management company. The area shown on my deeds is my property boundary. The area in yellow is a shared access area. I have been parking a vehicle in the yellow area against the fence but within my boundary (shown in other picture) only on odd occasions when parking has been…
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Father died leaving two lodgers in his house
I’m really hoping I can get some advice as my fathers solicitor has been unable to advise and I’ve posted elsewhere where I’ve had unhelpful answers very sadly my 79 year old father passed away suddenly at home on weds and he’s left me with a bit of a mess to sort re his house Dad owned his house outright and had two…
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neighbors lean to building guttering in our garden
I had an elderly neighbour who sadly she passed away recently leaving property to children who are in the process of selling it. When I brought the property (we did not notice this when we brought it) we discovered later that the guttering to neighbours lean to extension (our fence side) is in our garden and the rain water…
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HSBC asking for bank statement after issuing offer
Hello All, So after a wait of around 6/7 weeks and providing a lot of documentation to our lender HSBC. We finally got the offer on 9th April 2024. But as our initial proposed property was sold to someone else because of the delays with application we had not option but to find another home within 6 months. We did find…
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Fuse box for house is in the garage.
Looking to buy a bungalow hiuse fine but we noticed the fuse box for the bungalow is in the garage and a wire goes across to the bungalow. The garage is detached from the bungalow with a possible asbestos roof. Have put an offer in and going to have a survey Anyone seen similar before. We will get the seller to test for…
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spray foam loft insulation
Hello all, I've had an offer accepted on a property but the survey has discovered that the whole loft has been insulated with spray foam. I'm a cash buyer so no lender involved, but I've been told that if i was getting a mortgage on the property, it would probably be refused or at least the valuation would be greatly…
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Leasehold reform and buying freehold now
I'm having some issues with my freeholder as we've uncovered some changes to the floorplan of our flat made by the previous owner may not have been given permission when we came to sell the flat (its a long story but basically the lease plan in the lease we received when buying wasn't clear so we didn't know the plan had…
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Capital gains tax query
Hello, I'm trying to decipher the capital gains rules and getting super confused so would be grateful for any help in understanding what I would be likely to pay should we choose to sell. I am looking to sell my primary residence next year. So far so simple...HOWEVER I fall into one of the exemptions....Whilst I am a…
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Renegotiate or pull out?
Just reading all the paperwork from the solicitor and there is no building regs certificate for the garage conversion. The conversion consists of a shower room, utility room and lounge. Vendor assured me that had the necessary paperwork but what they have is a certificate for bifold doors in the lounge. Separately the…
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Lack Housing Options in London for someone earning £42.000
A year ago, I completely changed career and went for a job that paid a lot more than I have ever been paid previously. I thought it would be a decent enough wage to finally pursue my dream of living by myself. I'm earning £42,500 in London and I have come to a realisation that I may have to continue to live in my parents…
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Seller pulled out...mortgage offer delays HSBC
Hello, Our offer got approved on a property. We applied for the full mortgage, and it has been 3.5 weeks, HSBC has been asking questions and questions. This will be our second home, the first one to go on consent to let. No chain. The seller somehow got frustrated and pulled out of the deal and sold it to another buyer who…
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House Sale Dilemma
I have just inherited 50% of my mothers house. I would like to buy out my two younger relatives but my money is locked away until November 2024. My mum suffered from dementia & died aged 95 four months ago. I have been living in her house since 2019, when my plans to travel were curtailed. Instead I became a part-time…
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Accepting lower offer from buyer
Hi all, I’m selling my mum’s house with Lasting Power of attorney to pay for her care home fees. We had three valuations but went with the most conservative (lower) one as we were hoping for a quick sale so priced accordingly and liked the independent agent. Also aware the decor is a bit dated and could do with new carpets…
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Estate agent saying I have to buy through them
I am currently moving house and a while ago I found a property on Rightmove which was listed with two agencies (agent A and agent B) . I didn't care which I used so I picked at random agent A and booked a viewing. I did the viewing, liked the place and then booked a second viewing. At this point I put my house on the…
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Deed of Gift, or not?
My father passed away, leaving my mum, living in a house they shared plus a second property he inherited 7 years ago, in his sole name.. There is no mortgage and it is rented out. My Mum is the sole executor and beneficiary of his estate. My Mum would like my Brother and I to put the rental property in our names, but she…
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Getting out of a contract early due to relationship breakdown
Hi forum, I am hoping to get an idea of what my options could be in my current situation. I'm in an emotionally abusive relationship that I can't put up with any longer and need to get out. Getting out of the relationship is the easy part, the hard part is the living and contractual situation. We currently rent a house…
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Borrowing against two houses
My Mum (in her mid 70s) and I have our own houses, both mortgage free and currently around the same price, so in affect an house swap - around £200k (we’re up North!). My Mum would like to downsize and move into our house, we want to move as my family have outgrown it and she loves the area/house. We were wondering whether…
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Additional Subsidence report, needed?
Hi everyone, Me and my partner are in the process of buying a house, we are 2 and a half months in, the searches came back fine and the Valuation also done by Halifax, we have our mortgage offer however now sorting buildings &contents insurance we wondered if the "Property has suffered previous movement" on our valuation…
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Completion Money Lost From Mortgage Lender
Looking for advice on what to do and who is liable. My mum was due to complete on a house on Monday 15th April. This has still not occurred as of today Wednesday 17th April. As you would gather this is a huge issue causing immense stress to her and her partner, they are currently hopeless and are being told by their…