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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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Direct debits have not transferred with CASS
Hello, we have just switched our longstanding joint current account from Triodos to Starling using the CASS (of which they are both members). None of our direct debits have moved across. There are no direct debits active on the new account. This is our main joint account from which all of our bills including mortgage,…
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NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 79 of their bank branches in 2024, after the Group announced a further 47 closures today. Read the full story: NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list, plus…
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Petrol pump shenanigans from the Co-op
Hello, I have just returned from a month in France. I filled my car up there a couple of times with no issues. On my way home, I stopped at a supermarket petrol pump to fill up. I was nearing my overdraft limit so was only allowed 16 euros. I got £500 from my brother into my account then tried again. This time I took out…
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020
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Any advice on the best way to transfer money between a US bank and my UK bank?
I know I can use PayPal with my US bank to transfer money to my wife's PayPal, and there seems to be something now called Xoom that PayPal uses to transfer money from US to UK banks. It looks like that is expensive. I'm talking about maybe 20000 USD. Thanks. Doug
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Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
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Teen banking and transfers
I am really struggling to find a teen bank account for a 15 year old which will allow him to transfer money from his account to another account (friend or family). I opened a Natwest Adapt account only to find out afterwards that this wasn't possible until he's 16. I'm trying to avoid this happening again! Does anyone know…
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Nationwide take over of Virgin Money
I've got several savings accounts with Virgin Money plus credit and debit accounts.... will they be affected? https://news.sky.com/story/nationwide-agrees-terms-for-2-9bn-takeover-of-virgin-money-13088922
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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HSBC £125 + £80 - what does before April mean?
Hi, I've just relaised I might have missed a step for Stage 2 of this incentive. Buy 5 bananas before April 2024...does that mean by the end of March or the end of April? "You'll also be entered into a prize draw to win one of 24 £3,000 cash prizes, but you can opt out." - how can I check if I did this?
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ATM TOOK MY CASH BACK
ON 8TH MARCH I WENT TO WITHDRAW CASH FROM AN ATM AT MY LOCAL ASDA STORE.I REQUESTED THE AMOUNT I NEEDED BUT AFTER TAKING MY CARD AND RECEIPT WHICH SHOWED THE FULL AMOUNT,i WENT TO TAKE MY CASH BUT ONLY GOT £100 ,THE ATM TOOK BACK THE REST WHCH I COULD SEE SITTING BEHND THE DISPENSER SLOT.MY BANK CREDITED THE LOST AMOUNT TO…
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Revolut, are they really protecting you?
Revolut has currently froze any transfers going out or coming into my account. Screenshots have been provided from all accounts to prove it is myself making these transfers After 14hrs of being on the support, they have now asked for this below!!! Any advice? I have asked if this is their policy, their reply was “we need…
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£5 note has disappeared from cash machines
OK it seems £5 notes are becoming extinct so budgeting using cash the minimum seems to be £10 from a cash machines, even post office doesn't seem to have them, also what I have noticed is the amount of £50 notes usage has increased, if you're withdrawing money, will the £5 note become a coin like the pound note. I know…
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Lost bank account from 1969
I am (Removed by Forum Team) - Born on (Removed by Forum Team). In 1969 a friend of the family set up an account in my name. I couldn't withdraw from it till I was 7 years old. it was forgotten about until my mum (now in her 80s) found the old bank book. there are just over 2 old pounds in there. The account was with Essex…
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Joint accounts with parents & benefits?
Hi I am after advice regarding benefits for the elderly. I’m trying to get my parents pension credit but it there is a section about savings. My mum has £20,000 from the sale of there house when she downsized & she’s saved this for her part rent she pays. the other money in the account is mine that I save in our joint…
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Santander 123 energy cashback
Hi Can anyone tell me if Santander pay cashback on Outfoxthemarket. Cheers
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WISE
- has £13bil of customer balance despite holding only e-money licence - complains that it is making too much profits (net interest income) from these balances https://www.bloomberg.com/opinion/articles/2024-04-19/why-wise-hates-making-so-much-money (use archive.is if blocked by paywall)
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Natwest standing orders
Does anyone know if natwest standing orders are sent via BACS or FP. As someone has set up several to pay me leaving today (overnight etc) to several different banks and non have arrived yet he says they have all gone out.
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Compensation amount
Hi all, Apologies this may be in the incorrect place but I've recently been having an issue with a consolidation loan I'd taken out where the company completing the loan have paid a different company instead of HSBC. Well they actually paid HSBC correctly first time round however they rejected that payment due the amount…