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Barclays again
My wife knew she would be £2.78 overdrawn last wednesday so i went to the bank on tuesday and put in £90, i got to the bank at 3:10 stood in the queue and waited and waited eventually paying it in at 3:40, she has just got a letter saying she has been charged £22 for going into her reserve account, she phoned the bank and…
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Fraudulent activity on my current account
II logged onto my internet banking earlier today and I have apparrently bought tickets off Ticketmaster on friday for a gig/concert that night... with a 5 month old baby it wouldn't even be possible to go! My bank have filed a fraud claim and my card has been blocked. I never put my card details on the internet apart from…
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Abbey student account....help!
My daughter had an Abbey 16-18 account until she applied to change this to a student account last year when she went to university. They informed her that they had done this, and she thought all was fine. She got a PIN number but no new card, but she was still able to use her old one. Her student loan was paid in etc, etc.…
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Cheque clearing at Nationwide
We paid a cheque into Nationwide on Friday at 9.30am and paid #12 to use their Special Presentation service. We had been told that by using this service the cheque would be cleared by the latest on Friday. It didn't clear!! :mad: And it still hasn't. They are now saying that there is no guarentee on this service (even…
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Earn £125 for opening an A&L Premier Current Account Online
Hi All - Fancy earning £125?:beer: I am currently an existing Alliance & Leicester Online Premier Current Account customer and I could recommend you as a friend as part of their current promotion. All you have to do is let me know your first name and email address. Taken from their website: 'If you have a current account…
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Which? Award 2008 Best Current Account
The Award goes to . . . . . Cahoot! Here's what Which? is saying: The 2008 winner Cahoot offers an attractive credit interest rate of 3.65% (3.75% if you don’t have a chequebook) with no minimum monthly pay in and a low authorised overdraft rate of 11.8%. An interest-free overdraft buffer of £100 is an appealing feature.…
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anyone opened a A&L current account with quidco ?
I applied for the alliance & leciester current account through quidco last night so i could earn the £50 for opening a new account .It said to check my email to see whether i had been accepted or not ( my credit rating isnt to good so i may not be accepted ) when i checked my email it just said they will be in contact in…
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After Bankruptcy
Please could you advise me on which banks would offer me the best service, I have recently been released from Insolvancy(bankruptcy) and so have the worst credit score possible. I need as most in a modern Britain a bank account that has the following facilities- * Current account, * Standing order/Direct debit, * Easy…
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Bank Account declined due to someone else made bankrupted in same household?!
Gilfriend’s sister applied for a current account with RBS. Everything was going ok, they asked for proof of income etc, but today had a letter back saying she couldn’t have the account because her father was made bankrupted while living in the house? Can they do that, i.e decline bank accounts, loans etc if someone else…
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getting planned overdraft on Lloyds TSB
well i finally became 18 and still working from 17 also College and EMA going in. SO i thought seen as im earning 4k a year from my job and £10 a week plus £200 in bonous from EMA ill gte a planned overdraft but every time i try it always says declined and theres been like 8k thats bneen payed in that bank account seen as…
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Account to run a property
My wife and her sister have inherited a property which they plan to rent out as a medium to long term investment. They need a joint bank account to pay builders and operating costs like insurance, rates etc, so it needs to be an account with cheque book, direct debit but preferably also a level of interest? From my…
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A&L current Account
Hi all, apologies if this has been mentioned in other threads, its late and this was on my mind... Im in the process of opening an A&L current account as recommended here with the £100 cashback. just a few queries. I have a overdraft with my current account. will A&L transfer the debt if i authorise them to close the…
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debit card fraud
Someone I know has just rang me, he noticed some transactions for 02 topups on his bank statement. This guy never checks bank statements but after seeing this looked over old statements and these transactions have been going out of the accounts for months. They phoned there bank and where told that they might be able to…
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Citibank Current Account Application
Hi guys, I have recently been turned down for a Current Account with most major banks, so a few days ago I applied for a Citibank Access Account as my last attempt to get a fully fledged current account. At the end of the application it said it would send my application pack out. This morning I received a covering letter…
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Yorkshire Bank Behaviour Score?
Have been with YB a few years now and have their readycash account and a savings plus account. Was wondering if they use 'behaviour scoring' if I wanted to upgrade the account? Bo
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current account, mortgage and nothing else
for one reason or another , ever since ive worked my finances have always been a little untidy. for example having credit cards, more than one current account, as well as the mortgage. now i feel its time to get on top of it and know where i am financially by looking in just one place. i've cleared all the credit cards and…
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YB Basic Bank Account Help
About 3/4 years ago I had an account with YB and got into about 2.5k of debt with it. I buried my head in the sand and it ended up going off to a DCA. When it did that, I paid it off in full. Now I need a basic bank account and after reading YB was good for them, I decided to try and open one. Now I've got an appointment…
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Smile - supposedly closed account still open!
I asked smile to close my online account with them in June, they sent me a message saying once I replied to their message after the £12.10 paid off still owing they would close it. I replied to them immediately after paying off the amount. I have now just double checked and they have wacked on £45 worth of service charges…
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How To Use A ATM Card
I got my first ATM card a few days ago and i am not certain how to use it when i insert it in the ATM will the instructions be displayed on how to withdraw cash from the ATM ...Thank You
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Cashminder account declined
I didn't think there were any credit checks on the coop cashminder account - can anyone advise? thanks