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RBS royalties acc
What is the CHG showing on my statement of £6.95 ? Is this a monthly charge for having the account ? (I am never overdrawn or anywhere near it). Would I be better off with a different kind of account?
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Full marks to First Direct
On the basis that good service should be mentioned as loudly as complaints... Had an issue yesterday where due to something not quite going as it should with a receiving bank under faster payments I got charged by another institution - on speaking to FD they said that they had found an issue with this other bank and now…
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Switch card fraud
Someone has used my switchcard (obviously with pin number) to withdraw £300 from a local cashline machine. Abbey has given me the time and I can assure you that I was at work at that time. Can anyone help me by telling me if the bank that the money was withdrawing from would let me see the camera with the picture of who…
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Student Account + Bad credit rating...
I'm going back to college in Sept and was wondering if you can get a student account with a bad credit rating?! I dont really think i'll need one for another year but just curious! Thanks in advance!!
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Time Scale on direct debit indemnity
I have had to complete a direct debit indemnity after Eon took over £2000 after they forgot to cancel a scheduled payment, it has now been 48 hours and the Halifax have not refunded the money. They stated yesterday that because i had not completed the paperwork in my home branch that it had gone to one of their business…
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A&L - How Long It Takes!!!!
I opened an A&L account and need to put £500 in monthly to gain teh good interest. Unfortuantely employer not changed in time so I thought would get my partner to move £500 from their account and I move it back straight again so I have had £500 in account. So think move £500 on 9July and move £500 out on 9July; even if…
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Nationwide Reducing Flexaccount Interest rates???
Today I received a letter from the Nationwide telling me that from 1st August FlexAccount "in credit" interest amounts will be reduced from 3.5% AER to 0.1% AER. In the current climate I can't believe they're pretty much telling everyone to go and bank somewhere else. Anyway it's given me a shove up the backside to finally…
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Opening a New Bank Account Plus With Natwest
I received an application form through the post today and it states I will not be charged tax for the first £100.00 I receive each week. I'm currently unemployed and I don't get charged tax on my HSBC current account. Could anyone please explain what Natwest mean by income over the value of £100.00 being taxed? Many thanks…
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As a Sole Trader - do i really NEED a A&L Business Account?
Hi guys, i'm a Sole Trader and have a small internet-based business. I get the odd sale here & there but not making huges amounts, by any stretch of the imagination!:( I have an Alliance & Leicester Business account which i pay £5 a month for the 'privelege' of using.:mad: I don't have a Debit or Credit card either, so why…
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Confusion over student overdrafts
Okay, I am presently confused over student overdrafts. I (think I) understand the whole concept, so let me explain my confusion. Now, to start with I assumed overdrafts quoted were cumulative, i.e. with Natwest for example at present in year 1 you have a total overdraft of £1,250, and in year 2 this is increased to £1,400…
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Barclays have lost cash i paid in, where do i stand?
Hello to everyone and thankyou in advance for your replies. I paid £490 in cash into my local barclays branch on Monday, at 12.10pm. I deposited it in the drop deposit box as the Q was massive. I kept my tear off slip portion of the envelope and everything was filled out correctly, including the paying in slip. Come 7pm…
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Online Budget System
Hi Sorry for crossposting, but I never realised that this board existed before posting on the Techie board. Anyway - this post - http://forums.moneysavingexpert.com/showthread.html?t=1024059 may be of interest to some here. Again, sorry for the crossposting.
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Abbey's telephone banking - unbelieveably poor security
I'm posting on behalf of a friend regarding Abbey's lax security checks for their telephone banking service. Last week my friend telephoned Abbey to request a transfer of funds between two of his current accounts. Normally, he claims, Abbey ask for your name, date of birth, address, account number and password as a measure…
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OH has a problem (Nationwide)
My OH has a problem, would like some advice Basically she has written out two cheques (total £1000) from her Nationwide account, she was expecting a payment to go in there by now it hasent, the cheques were banked yesterday (mon 7th) If she went into there tommorow and asked for a temp o/draft to cover the amount would…
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ATM Fraud Scarborough - Check your Statements"
" CRIMINALS are thought to have stolen thousands from people's bank accounts using an elaborate scam at two Scarborough "hole in the wall" cash machines. Police have warned the public to be on their guard after reports of the scam at the ATM machines, which are outside Abbey in Westborough and at Proudfoots in Newby."…
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Bad credit bank account help
I have a bad credit score due to owing money. I have been with halifax for 6 yrs. They refuse to give me a basic visa debit card, i dont want an overdaft, and not asking to borrow any money. I have the visa electron and a lot of places are slowly not accepting them anymore, so i cant buy certain things on the net, ect.…
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Where to return my R85 form for A&L Premier Direct Current Account
I am applying for tax-free for my Premier Direct current account. I found the R85 form and finished it, but I did not find any address that i could return to! Would you please give me a link or the address? Thank you very much in advance!
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cheque paid into my account
Just wondered what will happen,as in what is the bank protocol,for a cheque that has been paid into my bank account,that isn't mine? Just checked my online account, and a cheque had been paid in last thursday,cleared today,for just over 2 grand :confused: ,and I am 95% sure it's not mine! Will the bank just remove that…
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Post Office Account Card
I need some advise please. My Mother in Law is a pensioner with no bank account. She only has a Post Office Card Account. Recently she paid two seperate shopping catalogue bills by withdrawing the cash from her card then paying the bills by cash. She was charged Transcash £2.35 per bill. One was for £10 so this cost her…
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Current acc to pay myself a monthly "wage"?
Hi, I'm returning to university for an MSc. Fortunately I am being funded :j however the payments are quarterly. My A&L current account requires monthly funding. I don't want another overdraft - I am already living in one! Therefore my idea was to open a simple account to receive the quarterly funding and dish out the…