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Section 75 - have I paid via credit card or Paypal?
Hi I've tried making a Section 75 claim on a closed credit card account. They say I used paypal to pay for the item therefore I have no Section 75 protection. My question is how can I tell if I used paypal or not? I can see the transaction in my paypal account - it says paid with Amazon credit card (which would've been a…
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Which 0% credit cards have a 1% minimum repayment fee?
As above. I know they all vary. Seems virgin expect 1% back per month. Do any others?
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S75 help
Just looking for some advice. I bought something from a company that has subsequently gone into liquidation. The company was based in America and I didn’t get the service that I paid for. I submitted a section 75 claim from the credit card provider and have received an email to state that a payment will be made to myself.…
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Balance transfer - possible to transfer to more than 1 new credit card?
Hi all, I'm in a bit of a pickle. I have a credit card with £3800 on it, of which the interest free period is up on 25/4.after doing the eligibility checker, I am currently only eligible to borrow £1200- £1500 from a new credit card. I wonder if it is possible to split the balance transfer over two new cards?Or of anyone…
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Mistakenly in Applying for Credit Card to Pay Off Paypal Credit - Some Questions
Hi, I am trying to get my finances in order before hopefully buying a house next year. This morning, my credit rating was listed as 'Fair'. I just applied for a 0% interest balance transfer for 20 months credit card with Barclays via Credit Karma, and requested a £1900 limit. I was approved and given a (terrifying!) £6500…
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Trying to clear PayPal credit
I’ve had my PayPal credit for a few years and the interest is far too high and I want to clear my remaining balance. I received a Halifax balance transfer credit card at 0% however because PayPal is not a traditional credit card with no card number or sort code, I’ve been unable to use the Halifax credit card to clear my…
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Virgin Credit Card Application
I applied for a Virgin Atlantic credit card. Eligibility check said I was pre-approved. Went ahead with the application on Friday and got a decline email today. I have good credit history, also a relatively high credit limit among my 6 credit credit cards, but without much ultilisation. What is likely the reason? Anybody…
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Uber One Membership - Auto Annual Charge £59.99
Hello, Can you please advise. I signed up for the uber one membership trial and thought I cancelled it in time. However, I have just discovered they charge me an annual fee for the uber one membership of £59.99. Can I get a refund as I did not willingly apply for this?
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Balance transfer & money transfer
I've got a new 0% credit card and done a balance transfer. The 0% rate lasts for 27 months. I was also thinking of a doing a money transfer from the new credit card to my current account. Again, the rate is 0%, but for 12 months. I assume if I do the money transfer, this doesn't affect my 27 month balance transfer rate? In…
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Monthly bill - company doesn't accept a credit card payments
Hello I am a newbie.. I wish to pay a monthly direct debit with my credit card in order to earn the points. However, the company in question doesn't accept CC payments... is there any way around this? Thanks Sazzoire
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Capital One increases
Hello how common are 4th statement increases with capital one now ive just had it come through but cant see anything its still the initial limit of £200 do they write to you or are you given the 30days notice thing yes i am aware not everyone gets them just curious if they will
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Did anyone get a sensible credit limit offer on the MBNA 0% card?
I've just tried applying for one of these and was offered a miserly £500 credit limit. Other cards I've had in the past have had limits in the low tens of thousands, and it's a fraction of my monthly income. Is the offer actually serious and have others received a sensible limit? I've got an 'excellent' score on Credit…
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Credit Balance Refund
Hi, a credit card I have is now positive after a refund. I’ve heard I should ask the bank for a ‘Credit Balance Refund’. Is this a good idea and it won’t have any adverse affect on anything please? It’s with NatWest. Thank you
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Balance Transfer To Credit Card
I am very sorry to ask this because I am not sure if this is possible or not so please bear with me because I am new to credit cards, etc :) I have got a Nationwide Member Credit Card, or a a MBNA Credit Card.. However my wife has just admitted something to me that I am totally shocked about.. She has got an Ocean Credit…
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New Card 0% Duration Help Please
Hi, I have been pre-approved for a new MBNA Balance Transfer CC using their eligibility checker 0% for 14 months. Using MSE Credit Card Eligibility checker, i have a 95% chance of approval, but it states below. 21 months at 0% if you’re pre-approved – or you could get 12 months at 0% if accepted but not pre-approved So my…
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NatWest application online message
I went through MSE eligibility checker and got 100 per cent pre approved NatWest offer but when I go through to NatWest and fill in the first page name phone etc it immediately says: Sorry we can’t go ahead we can’t continue with your application online There is no follow up email or anything, is this a rejection or some…
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Using Credit Card to Improve Credit Score
Afternoon, I've been using my credit card to try and improve my credit score.For example, I have been spending about £75 a month on it for fuel and then paying it off in full when the statement comes in (comes in on the 15th of the month). My friend said that I shouldn't be waiting for the statement to come in and that i…
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In use VM offer New offer.
Good to see VM offers continue, Latest 0% from 31st May'24-April 25. Balance t/fer/Money t/fer 4% Fee. Not much time to decide if I'm going to Add to existing 0% balance with latest offer. 1.8k limit is useful, not amazing, only Kitchen Dimplex to purchase. Considering using Savings to clear VM, though could mean Higher…
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Once I pay off 0% transfer card, could I open another In the future?
Hi! I'm 24 and made the mistake of building up some debt on an Amex card; I had it for two years with no issues but from around this time last year both my mental health and spending spiralled until around October. Overall this amounted to about £3000, but due to the massive interest on the card, this number has been…
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Barclaycard Forward. Change card type?
Hi all. Have a Barclaycard Forward card with £1200 limit, no balance, they've already reduced the APR, and hasn't been used in about a yr. Was taken as a credit builder card and it's done it's job. I was interested in changing it to another card to get fee free spending overseas, but the option to change the card isn't…