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ppi refund and a debt relief order
can i make a ppi refund claim after a DRO has been approved and still on
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HSBC again against PPI charges
Hi and welcome to everybody. Today I've been in HSBC branch, I have made apponintment for tommorow to disscus my PPI removed from my personal loan. I was told already that I gonna have to take another loan, a bit fackts: I took a loan at 5th July 2007 and was told that have to take a PPI with it otherwise will not be…
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Do I have a case?
Hi all, I took out finance on a car at 'Yes Car Credit' in March 05 and have four payments left. Although I wasn't sold PPI, the lady (and I use this term loosely) told me that I could only access the finance if I took out GAP, Mechanical Breakdown and Rescue & Recovery insurances; the latter two for just 24 months. These…
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confused !! FOS
I spoke to my adjudicator today and he has has to pass it on to another dept as Norton finance have told the FOS that the FOS are not authorised to make a decision as my loan was in 2004... Help what does this mean ! have i totally lost the case ? are norton finance a bit worried to pull this stunt ? Please help any one…
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Carcraft / barclays : S
Hello All, I am new here if anyone could please help me or point me in the right direction I would be very greatful. The problem started in August 2008. My partner bought a car which he needed to get to work. Being brassic he bought it from Carcraft. Because it was a little car and the loan was for less than 5k, he ended…
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Can I claim for this!!!!!
Hay guys Barclay Card cancelled my PPI without informing me, does this fall under the mis-sold policy?? Do they have a right do to this ?? :confused:
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Abbey National / Abbey PPI reclaim
Hi and Happy New Year to all. I have had an Abbey card for years now, which has also had PPI on the account for years too. I intend to attempt to reclaim my premiums but am not sure where to write to as the Abbety card is now administered by MBNA, but was originally issued by Abbey National. I also suspect that the account…
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Nationwide rejection - next steps
Happy Xmas all! I received a rejection letter from Nationwide on Xmas Eve (Bah humbug), and have drafted the following response - they have enclosed a direct dial number which I did try to call but I'm not sure if phone call/ letter or both is the best route to take... I haven't requested an SAR; the first loan was…
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Success Against First Plus
Hi I came on this site just a year ago in a dreadul state of stress having uncovered the truth about our PPI. I just wanted to let you all know that following my referral of the case to the Ombudsman FP agreed to settle and put me back in the position had I not taken the PPI. They have today sent me a cheque for the 41 PPI…
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Ticking the box..............
hi there does it matter when claiming for PPI that I had ticked the box on the application form for the CC's I had?? It was also shown on every statement I received, apparently!!, not that i ever get into the habit of looking at my statements, stupid I know. will the above go against me as Im being put off by the…
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Please can anyone help ?
I wrote to my bank about my loan PPI and my credit card PPI which I had not even asked for, their response was negative on both, I then instructed a company to try and get my PPI back, they wrote to the bank, who delayed response, untill my 6 months window to the ombudsman had gone, and now the company have closed my file,…
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Welcome Finance
I put a complaint in with welcome finance about my ppi on 9th december 2008, waited 8 weeks heard nothing, gave them another letter giving further eight weeks nothing, sent another letter giving 14 days or would go to financial ombudsman and heard nothing. Contacted financial ombudsman who took ages due to backlog but…
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Company called TTL sending claim pack for £59.99!
Hi I've just been contacted by a company called TTL on my mobile phone claiming that they will send full legal detail documents through to me at my house which I only need to sign and forward to the building society who I have my mortgage with. They stated that I can make a claim for missold PPI over the last 12 years of…
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Should I accept this offer?
Hi, I recently wrote to Sainsbury's asking for my credit card charges to be refunded to me plus interest(the charges were £175). In the same letter I requested £1400 plus interest back as they were charging me for PPI on this credit card that I never asked for and never signed for on the credit agreement. They have sent me…
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Help Lloyds PPI response/offer - advice please?
I wrote to Lloyds in Oct 2009 regarding a misold PPI on my loan taken in Jan 2006. The one off premium I am claiming back is £5154. I raised a few points using the standard template letter but my main point of claim is that I am self employed on short term contracts and the policy exclusions make it almost impossible for…
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PPI Charges Payout!
Just a Very Big Thankyou for your encouragement and advice on the PPI CRIME! On New Years Eve I got back £1800 from Barclays Bank! They had just updated my information from the previous loan I had and I was now partly Self-Employed. I have now paid off the loan early and can start living again without the hefty monthly…
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The Halifax and Blair Oliver and Scott
Back in March last year I was made redundant but couldn`t claim on my PPI. I claimed mis-selling and was refunded my premiums. After long drawn out correspondence and with the help of the local CAB I eventually agreed a £10 per month payment plan. I contacted the FOS over the treatment I had received from The Halifax, the…
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PPI Claim - Retract an offer?
After about 6 months of doing battle with Firstplus regarding mis-selling of PPI i finally received an offer from them in late November 2009 advising that they were making an offer as a "gesture of goodwill". with the letter came a formal acceptance form for me to sign and return. The offer was exactly what i was after so…
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PPI Help
Hi I would be really grateful for some help as i'm a little confused! I have been reading this site recently and have read about PPI claims and then remembered being misold PPI on a loan we took out with Paragaon (via Click Finance) as they said we HAD to take out the ppi insureance otherwise we wouldn't get the loan. I…
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Alliance & leicester mis sold ppi
Hiya everyone, I took out a loan from alliance & leicester in 04 when I was made to believe that I had to have PPI and it was not optional and was a requirement of getting the loan. I am also a long suffering diabetic, and was never told about pre-existing medical conditions being excluded which meant I would never have…