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Are these charges Laws being reviewed in April?
Hi My name is Kathy, im new to all this, and finding it rather scary, Ive battled with barclays bank charges over the years, increasing loans to pay of overdrafts etc, all done secretly as I felt very ashamed. I sent my first letter in January to Barclays, as I had a parachute account (with Abbey and they have started…
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Bank charge reclaiming masterclass
On Friday 23 February I'm presenting Bank Charges II, an update of last August's programme, which was the first TV programme on bank charge reclaiming. We're looking for volunteers. From the producers: “Have you been affected by unfair Bank Charges? If so, ITV’s Tonight With Trevor McDonald Programme may be able to help…
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Black horse want me to call to disscuss my charges
Hi I wrote to Black horse finance distputing my charges using the template letter. The branch manager has written to me asking me to call and discuss the matter. I am concerned about this as I don't want to damage my case by getting caught in a verbal disussion. How should I approach this? Thanks
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Wanted: Bank charges reclaimers from Somerset
BBC Somerset is trying to track down people from the area who've successfully reclaimed their bank charges. If that sounds like you please get in touch with your tel no. (before 5pm today). Thanks a lot :)
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Wanted: Bank charges reclaimers from Somerset
BBC Somerset is trying to track down people from the area who've successfully reclaimed their bank charges. If that sounds like you please get in touch (before 5pm today). Thanks a lot :)
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martin on radio 2 now
Martin on Jeremy Vine on Radio 2 NOW..
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Just filling in the court file online
what does this mean please? Does or will your claim include any issues under the Human Rights Act 1998? what do I do yes or no? thanks
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About to do the money claim court action
Hi, I have written the two letters to Natwest and the final day they have to get back to me is tomorrow. If they do not send me a cheque my tomorrow which to be honest is highly unlikely I will start the court action. My question is I am on holiday next week will this effect court action? Will there be anything for me to…
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Who to make cheque out to..?
I know I'm being a bit thick, But who do I make the initial cheque payable to when requesting my charges? I'm sending my request to Nationwide if that help. Thanks in advance! :rotfl:
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Royal Mail Rubbish
I sent my letter before action to Yorkshire bank, signed for 1st class, on 13th feb. Unfortunatley the numpties at Royal Mail have yet to deliver it. Should I still proceed with court action as I did give them 14 days in the previous letter on 30th Jan? Or am I required to make sure they have had the 7 day warning? Dont…
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Sort of offered more than I claimed!!!
Hi, Can anybody help me? I wrote to my bank to claim approx £750 in bank charges. They've written back and offered me approx £550 (without prejudice). HOWEVER, on the acceptance form at the back of the letter which they've asked me to sign and return if I accept their offer, the amount shown for me to sign to say I accept…
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why do you have to traul statements?
why do you have to traul bank statements to work out the charges? Letter one in the proccess asks the bank for a list of charge paid, but they send back 6 years worth of bank statements ( And not all of them at that) Its basic 'O' level accounting to know which transactions have earnt them money, so why do they send…
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Intrest on charges. increases between first letter and LBA
Hi guys, like a complete Nob, i only printed out one copy of my charges with intrest sheet and sent it off with my original letter. Now when I input everything again on :money: intrest calculator i get a different figure. What should I do? Claim new figure? Back date everything to make it same as old figure? Note it on my…
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data protection act requests?
Having just had a dealing with 1st Credit, who pointed out at the start of the phone call i was being recorded, then spoke to me like i was a bit of sh**, told me they would file to make me bankrupt etc. I would like to make a complaint against their attitude. could I get a copy of the recordings under Data Protection Act…
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Urgent! Have you successfully reclaimed your bank charges?
If you've managed to successfully reclaim your bank charges, would you like to share your story and inspire others to reclaim too? A journalist from the Independent would like to interview someone who's successfully got their bank charges back. It's for tomorrow's paper so it's pretty urgent! If you wouldn't mind a quick…
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What does this mean??
Letter received today... Abbey. Claim ref No****** Dear M..... We refer to the judgement in default entered in your favour in the sum of £****.00 on 23rd December. Abbey Nat plc blah has record of having filed its AQ. This is sufficient for Scabby Nat to have your judgement set aside. Having stated that position, in the…
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judgement by default?
I have filed for judgement by default cause the bank hasnt acknowledged the claim within the 14 days. Now how long do the bank have to pay up before i can issue a warrant?
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My bank charges BBC TV story on YouTube
If you're still thinking "Should I or Shouldn't I" or you just want some reassurance, watch my BBC news appearance video clip on https://www.youtube.com (placing BBC bank charges in search) video quality not brilliant !!
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Lloyds TSB have paid but...
I got a letter through yesterday morning from Lloyds saying they'd pay me £567 which they've already paid into my account. This is great however I do want to claim back the money it cost me to file my claim, which in itself was £120. What should I do? Should I write to Lloyds and tell them I want my legal fees too? :money:
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Reclaiming Bank Charges
Hi all, I'm asking this question on behalf of a friend who is in the process of reclaiming his charges. Basically the bank have over charged him by £1500, he wrote the letter asking for it back, 28days later he gets a letter offering him £750, and they actually deposited the funds into his account, he refused this amount…