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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Joint accounts with parents & benefits?
Hi I am after advice regarding benefits for the elderly. I’m trying to get my parents pension credit but it there is a section about savings. My mum has £20,000 from the sale of there house when she downsized & she’s saved this for her part rent she pays. the other money in the account is mine that I save in our joint…
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Banking Hubs.
Hello. I've just seen in the local rag that a banking hub is earmarked near by, what are your opinions on them? Good idea or just a gimmick before cash disappears in the near future.
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Kroo transferring direct debits from another account and cheques
I have a current account with TSB which is getting no interest. Looking on MSE Kroo seems to be offering the best interest for a stand alone current account, but two things are putting me off a little. No Current Account Switching Service. How are people moving their direct debits over? Do you really have to contact…
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Revolut, are they really protecting you?
Revolut has currently froze any transfers going out or coming into my account. Screenshots have been provided from all accounts to prove it is myself making these transfers After 14hrs of being on the support, they have now asked for this below!!! Any advice? I have asked if this is their policy, their reply was “we need…
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£5 note has disappeared from cash machines
OK it seems £5 notes are becoming extinct so budgeting using cash the minimum seems to be £10 from a cash machines, even post office doesn't seem to have them, also what I have noticed is the amount of £50 notes usage has increased, if you're withdrawing money, will the £5 note become a coin like the pound note. I know…
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Overdrafts: what issues should MSE be raising with the industry?
Hi all Here at MSE we sometimes have the opportunity to talk to industry bodies, and one of our colleagues will be talking to representatives of lenders very soon. We've already scoured the forum to spot recurring issues that would be worth highlighting, but if you've had a recent experience of dealing with a bank with…
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Lost bank account from 1969
I am (Removed by Forum Team) - Born on (Removed by Forum Team). In 1969 a friend of the family set up an account in my name. I couldn't withdraw from it till I was 7 years old. it was forgotten about until my mum (now in her 80s) found the old bank book. there are just over 2 old pounds in there. The account was with Essex…
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020
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ATM TOOK MY CASH BACK
ON 8TH MARCH I WENT TO WITHDRAW CASH FROM AN ATM AT MY LOCAL ASDA STORE.I REQUESTED THE AMOUNT I NEEDED BUT AFTER TAKING MY CARD AND RECEIPT WHICH SHOWED THE FULL AMOUNT,i WENT TO TAKE MY CASH BUT ONLY GOT £100 ,THE ATM TOOK BACK THE REST WHCH I COULD SEE SITTING BEHND THE DISPENSER SLOT.MY BANK CREDITED THE LOST AMOUNT TO…
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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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Santander Bank Switch ended
I applied to open a new Santander Current Account on 4th April (Their switch bonus end on 4th April, 11.59pm). My account finally opened on 11th April and the switch started on 11th April. Am I still eligible for the switch bonus? My account was opened after the switch bonus promotion ended.…
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Bank account access/ contactless
I had my non-contactless card changed over a year ago to contactless because of this and health problems I have not accessed my accounts for over a year. I was told at the time that the only card available was contactless, then I read in the mail that they could actually switch off this ability, rendering it…
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HSBC £125 + £80 - what does before April mean?
Hi, I've just relaised I might have missed a step for Stage 2 of this incentive. Buy 5 bananas before April 2024...does that mean by the end of March or the end of April? "You'll also be entered into a prize draw to win one of 24 £3,000 cash prizes, but you can opt out." - how can I check if I did this?
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Santander 123 energy cashback
Hi Can anyone tell me if Santander pay cashback on Outfoxthemarket. Cheers
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WISE
- has £13bil of customer balance despite holding only e-money licence - complains that it is making too much profits (net interest income) from these balances https://www.bloomberg.com/opinion/articles/2024-04-19/why-wise-hates-making-so-much-money (use archive.is if blocked by paywall)
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Natwest standing orders
Does anyone know if natwest standing orders are sent via BACS or FP. As someone has set up several to pay me leaving today (overnight etc) to several different banks and non have arrived yet he says they have all gone out.
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Direct debits have not transferred with CASS
Hello, we have just switched our longstanding joint current account from Triodos to Starling using the CASS (of which they are both members). None of our direct debits have moved across. There are no direct debits active on the new account. This is our main joint account from which all of our bills including mortgage,…
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Compensation amount
Hi all, Apologies this may be in the incorrect place but I've recently been having an issue with a consolidation loan I'd taken out where the company completing the loan have paid a different company instead of HSBC. Well they actually paid HSBC correctly first time round however they rejected that payment due the amount…
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…