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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Debanked by Lloyds
Hi, OH been with Lloyds for the last 1.5 years and a Club Lloyds account and a standard and Club Lloyds regular saver, both matured end of March and interest was credited and withdrawn. Now, yesterday two new regular savers were opened in the app to be funded this month as the other ones came to an end. This morning a text…
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Co Op Switch offer (seen 15th January 2024)
I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…
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Switching bank problem
Hi i recently switched my coop bank over to santander but forgot to tell my employer my new bank account details anyway my wages were sent to the coop bank on fri but on phoning they are saying they did not receive them and only transferred over the balance what was in my account my wages are also not showing in my new…
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Co-Op withdrawing Everyday Rewards
Should save me some time each month
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Blocked by Santander
I’ve been really let down by my bank of more than 10 years, Santander. I have always banked online with them, and I’ve never lived near a branch. But for the past 22 hours, since 1430 on 6 Nov 2020, my account has been blocked “for security reasons”. Briefly, I had closed my NS&I Income Bond account, because of their…
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Another reason for me to hate CO Operative Bank
Paper statements. Had one today. I thought banks didn't do these unless you opt in/don't register for app etc. Just had to opt out via app.
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Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
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Lloyds Bank Lost Multiple Incoming Payments
Hello, I am new here and in a rather bad way due to the failure of my bank. I have a sterling current account with Lloyds Bank International (based in Jersey) and due to a family health emergency I had to send seven (7) payments of €2000 each, from my Republic of Ireland Euro current account to my Lloyds account - all made…
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New to Switching, apart from buying a house soon, are there others reasons to not switch?
I'm new to switching and I read up on the guide on the main page. It says to not switch if you are buying a house soon but wanted to know if there were other pitfalls because clearly the money isn't just free. What would be the best way for someone to start today with the offers available?
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Lloyds switching offer but only from selected referrers
Just a heads up that there seems to be a new switch offer from Lloyds - but only via referral and only available if the referrer has been sent the offer. So somewhat limited, and, as it's a referral one, outside the rules of this forum to actually get involved within the forum. But worth checking your email if you're an…
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Chip Bank contacta
Hello I'm desperatly trying to get a phone number for Chip Bank that gets me to a person.Can anyone help?I hate the basic conversation by email as I need to resolve an issue extreemly quickly. Thanks in advance Graeme Craig
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Halifax App Screenshot Block on iPhone - is there a workaround?
I understand that most banking apps disable the facility to take screenshots on Android devices "for security reasons" but this has never been possible on Apple devices, and I've been merrily screenshotting away for years. However, Halifax (and presumably Lloyds too) have recently found a way to intercept the screenshot…
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Business Bank
I'm looking for a business bank account for my company. It's a small startup with basic banking needs. My preference is a digital-enabled bank so I don't have to visit any branches. Any suggestions or recommendations?
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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£5 note has disappeared from cash machines
OK it seems £5 notes are becoming extinct so budgeting using cash the minimum seems to be £10 from a cash machines, even post office doesn't seem to have them, also what I have noticed is the amount of £50 notes usage has increased, if you're withdrawing money, will the £5 note become a coin like the pound note. I know…
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Nationwide take over of Virgin Money
I've got several savings accounts with Virgin Money plus credit and debit accounts.... will they be affected? https://news.sky.com/story/nationwide-agrees-terms-for-2-9bn-takeover-of-virgin-money-13088922
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Nationwide Flex-Plus... changing travel insurance provider.
Lots of changes to proposed cover provided by Aviva. Notably.. no over 70's restriction- FlexPlus Travel Insurance provider change | nationwide
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Co-op bank's obstructive and unhelpful "anti-fraud" policies
I'm currently looking for a new bank after several frustrating experiences with the Co-op. They claim that online transfers to another bank are "generally immediate", but in my experience whenever I attempt to transfer money to a new payee, they will put the payment on hold for at least several hours, and often for several…
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Switched bank but old account still open?
Did a full bank switch from tsb to Santander for their switch offer but the tsb account remains open. Switch has gone through and all of my DD’s and my money has transferred over. So I guessing I can just contact tsb to close the account. And just to clarify I’m wondering wether or not it’s likely to affect me getting the…
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Please rate my budget - is this workable?
Hello! We have just bought a house and I want to see if my budget is workable and if there's anything we can do to improve our finances. We are DINKS. Total income per month (take home): £4336 (roughly, tax changes due to BIK) Bills: Mortgage: £1220 Insurance (life): £23.88 Income protection x2: £70.63 Home insurance:…