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Cash Stuffing
Does anyone here cash stuff? (I think it's an American thing but catching on elsewhere) My daughter started hers a couple of months ago and I've now started it. Since starting it I have managed to save money towards car insurance, home insurance, car maintenance etc for next year using money that would've been in my…
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USE UP ALL COSMETICS BEFORE BUYING ANY MORE
So I went through all of my make up, shower gels, body lotions etc and…………it’s bad
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Make £10 a day in June.
Here is the shiny new thread for May. Get creative and lets see how we do this month. Threads like this have ben going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling stuff…
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Jubilant June's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during June. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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NST June 2023 Flotsam and Jetsam
NST June 2023 FLOTSAM and JETSAM We all use the phrase 'Flotsam and Jetsam' to mean all sorts of odds and sods but the words have specific legal meanings. When a boat is sinking, any cargo which floats off into the water as a consequence is Flotsam. Any items jettisoned by the crew in an attempt to save lives or the vessel…
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Make an Extra £10 a Day in Marvellous May
Here is the shiny new thread for May. Get creative and lets see how we do this month. Threads like this have ben going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling stuff…
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NST Sweet May 2023 - Pick 'N' Mix Challenge
Here it is turtles, be gentle with me!! Everyone is welcome to join, turtles new and old, lurkers and occasional posters. Ninja Saving Turtles Challenge May 2023 The sweet month of May pick
‘n’ mix selection When the British
institution Woolies’ collapsed in 2008/9, the officially-certified-last-ever
bag of pic ‘n’…
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Magnificent May's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during May. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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Marvellous March's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during March. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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NST April 2023: April adventurising
NST April 2023: April adventurising Welcome to a new NST (Ninja Saving Turtles) challenge! NSTs
are a group of Money Saving challengers from all over the place, who are always
up for new money saving ways, fighting our way to debt freedom, sharing tips
and new money saving discoveries, general chat, support and good…
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Make an EXTRA £10 a day in Amazing April 2023
First time starting a post like this, but it appears @CMD79, has not been around lately, so we are hoping she is ok and attempting to start the new thread. Threads like this have ben going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each…
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Amazing April's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during April. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If…
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Payment plan
I have an American Express account that’s getting out of hand with interest, I’ve been offered a payment plan with them which will get it repaid quicker and there will be no more interest, however they can’t tell me what that could do to my credit score. I want my debts paid but I don’t want to make it harder to get…
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Make an EXTRA £10 a Day in March 2023
February was a fantastic month for Make an Extra £10 a Day challenge, and saw a number of participants achieve their Personal Bests, which is so inspiring - particularly for the shortest month! Here is the MARCH thread ready for some Spring Joy! For anyone looking for a new challenge to get their money looking a little…
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Marston Debt Collectors - Enforcement Fee
My debt to the council tax was passed to Rossendales who then passed it to Marston. One payment was missed when another company charged me twice and emptied my account. I contacted both the council and Marston but Marston are claiming an enforcement fee of £250 which is exactly one quarter of the original owed sum?? There…
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Advice is appreciated
Hi everyone, Im new to this and have read some posts over the last few days. I currently have about 20K debt over my head which I’m really wanting to clear but unsure wether an IVA is best to take out or I’m unsure what defaults are which I’ve read a lot about on here? i currently pay a loan, credit cards and I’m also self…
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NST March 2023 LIONS and LAMBS
Ninja Saving Turtles Challenge March 2023 LIONS and LAMBS The month of March has just blown in To say that Spring will soon begin March roars in like a lion with a bluster and a slam! And tiptoes out gently like a quiet little lamb So are you a lion Sometimes you have to be a lion so you can be the lamb you are (Yvonne…
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1p challenge
Hello can I be added to the 1p savings challenge please?Haven’t posted since 2012(!) so not sure if I’m in the right place…..
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Moved discussion
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Being chased for an old debt over 15 years old
Hi, I've recieved a letter from resolve call for a credit card debt which they obtained from capquest, I've not heard anything on this debt for more than 15 years and as far as I'm aware I've never been given a ccj concerning it I'm just wandering where I stand