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Interest calculator
Is there a calulator that could work out the interest im expected to get in April on my ISA? If the interest rate was fixed for 12 months this would be easy to work out, but it hasnt. During the past year the interest rate has been: I have just under £10000 in and wanted to know the amount of interest i can expect as a…
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Natwest ISA 6.7% fixed 'con'... Did you move and lose?
Hi all A friend of mine opened a fixed rate Natwest ISA a few months ago, when they appeared to be offering a fixed rate of 6.7% for 12months. The rate has since dropped, and Natwest is now very proudly assuring that only the bonus rate (of a couple of percent - maybe more..:confused: ) was fixed. I considered moving my…
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How do i select a Stocks & Shares ISA ?
Do i really need to use a Financial Advisor for this ? Can i review performance tables to include initial start up fees and annual management fee rates. ps non high rate tax payer, thankfully
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Corporate Bonds - Good value?
H&L are currently promoting the Jupiter Corporate Bond fund and Invesco Perpetual Income Fund as good opportunities at the moment for lowish risk investment(my interpretation). I am currently looking to invest this years remaining ISA allowance (£3.6K) and all of next years in s&s isas. With a medium risk overall profile…
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Comparing fund discounts
Hello, Does anybody know whether there is a quick way (some 'comparison site' perhaps?) of comparing the discounts offered for UTs/OEICs by different fund supermarkets? SM
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Legal & General Index Tracking ISA
Any advice is appriciated... Just opened a Legal & General Index Tracking ISA as per http://www.legalandgeneral.com/investments/isas/index-tracking-isa/ (£500 lump sum and £50 per month regular payment) Terms & Conditions state: I apply to subscribe to a Legal & General stocks and shares ISA for the tax year 2008/2009 and…
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Can this be put right?
Hi As far as I am concerned a mistake was made by the personal banker yesterday at Barclays when opening Golden Isa accounts for me and my husband which will make us lose out on some interest. We have the old Cash Isas, the Tax Beta Isas and the Tax Haven Isas and have not contributed anything to any of them over the last…
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Natwest and Tesco
I opened a Internet saver with Tesco, it took me over a month of hasle to do so. Anyhow, last weekend I thought it time I shifted my ISA from A&L into a Natwest account, easy I thought, Natwest even had a transfer form on their site. Filled out the form until I got to the part that askes for the account details from which…
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opened isa account, now desire another!
hi there, just started the ball rolling by opening a halifax 3%fixed rate isa, got the account number, waiting for paperwork in the post for transfer, no money deposited yet. can i now change my mind and open a first direct 3.1%!! fixed rate isa? and disregard the halifax account? thanks in advance.
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NatWest won't allow Icesave ISA transfers to their eISA account!
I have my Icesave money in a Tesco internet saver account and now want to transfer it to NatWest's eISA before the end of the tax year to get the best rate of interest of 3.51%. NatWest will only allow Icesave customers to transfer their ISA money to their cash ISA which only gives 2% interest. If I was transferring my…
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Stupid ISA questions
Can you open a new ISA, and switch an existing ISA, in the same tax year? What I mean is, if I have an ISA this year with Bank A, then open a new one next tax year with Bank B, can I transfer them both to Bank C who's offering better rates a few months later ? Also, if you switch an ISA, can you onlyswitch the amount…
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Self Select ISA and SIPP
Come the new tax year, I've decided I'm going to start scaling into stocks etc again, and I'm thinking of opening a SS ISA and maybe a SIPP as well. So my question is can anyone recommend a provider, hopefully with low dealing costs, ideally it would be good if you have products with the company/s suggested and so first…
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medium risk isa
have some money that i want to invest and no how the market is at the moment but would u put money into a medium risk isa at this moment
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How can I open an ISA without a Chq Book or current a/c?
I want to open Cash ISA accounts for each of my teenage (16+) children. At the moment their money that would be used to open these accounts is held in my name (in my offset mortgage savings pot, which I am now keen to empty as my mortgage interest rate will be just 0.99% from the beginning of next month). Anyway,…
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Post Office cash ISA question
Hi, I am going to transfer my Post Office cash ISA to Natwest's e-ISA. The online Natwest form asks for the account number of the ISA to be transferred (an 8 digit number I have been told). Now my Post Office ISA form has an ISA Number which is H00012345H. The Natwest form cannot accept this - its too long - should i just…
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Nationwide Fixed Rate ISA Bond ready to mature
I received a letter yesterday from Nationwide informing me my fixed rate ISA bond is due to mature on 7 march and asking did I want to reinvest it. Letter dated 6 February! Letter enclosed with it apolosing for the delay and offering to give the rates at the time the letter should have gone out as long as I respond by 16…
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Barclays Tax Heaven ISA
hi I subscribed to the barclays tax heaven isa last april for the year 08-09. Today i have received a letter from barclays which explains the isa rules and regulations. one of the things is that you can only subscribe to an ISA with one provider within one year. My question is when i signed up for the ISA in this year,…
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Who pays the interest on my isa ?
I'm not to up on this isas and was wondering if anyone can give me some advice... I currently have a isa with the Nationwide but i am looking to transfer it to the Natwest e-isa. I have put my £3,600 limit in this year. My question is if i start to proceed with transferring it tomorrow who pays the interest on my money ? I…
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Transfer to one account and save in another?
Is it possible to open two cash isa accounts in the same year if one is used to transfer money from a previous years ISA and the other one is used for new saving?
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Icesave ---> Halifax ISA?
Ok so i'm trying to transfer my Icesave ISA money to a Halifax ISA that I recently opened. I just phoned them to fund the account and they sent me to Nationwide (where the money is currently sitting) claiming they can't do it. Nationwide say I need to request money from Halifax' end. Can anyone tell me who I should follow…