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Mis-sold ppi
Hi Can anyone advise me please on who to send the letter of complaint. I might be being a bit thick but do I send the letter to Blackhorse with whom I signed the credit agreement or to Pinnacle insurance who seem to be the provider of the ppi. many thanks for any advice theresa1a
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Lloyds TSB PPI reclaim question???
I am hoping someone can help me as i am a bit unsure about claiming my PPI back : Over the past 8 years i have had several loans with Lloyds TSB, some of them i have paid in full over the allocated period of time and some i have paid off early when i have refinanced the loan for a larger loan (bad with money when i was…
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Calculations help please....
I have to reply to WF in the next few days with regards to their offer which I am going to decline but want to provide figures to justify why I think the offer is too low. I would be grateful if any of the calculations experts could help me out? I have posted some figures here for one of my loans…
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RBS Loanguard Insurance on an overdraft
Hi people I'm a newbie and this is my first post so hope it's in the right place. Basically I've been living in my overdraft off and on for over 6 years now. When I took my overdraft I was told I had to take out the RBS Loanguard insurance for it. So basically I'm wondering if it (a) falls into the mis sold category (b)…
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Egg full and final resolution
Hi PPI Team, Good news:j:j:j When I got home last night Egg had replied to our offer of acceptance via the Ombusdman, they had until the 8th of Feb to reply. The ombudsman had withheld our complaint that when Egg refunded us the ppi from our loan they should have also included 8% interest and £200 compensation and loan…
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A & L PPI offer - deal or no deal?
Hello As a newbie, I'd appreciate some help... I took out a £3000 loan with A&L in Dec 2006 and pay £69.38 (£11.81 per month in PPI payments). A&L have offered to refund the PPI, but I have little confidence in their calculations as their offer is £555.23. Could someone have a look at the figures to see if their offer adds…
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The bank is refusing to give me my account number
A new of years ago my partner was mis-sold PPI. He has since paid off the loan (five years ago). Now he wants to claim he has no longer got the account details. When phoning ALliance and Leciester (who he still has a account with), they are withholding his account details on that account he was mis sold. Is there anything…
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Northern Rock claim
Hi I had a northern rock loan a few years go. I paid it off when I got some cash that came my way. I did pay protection on it for around 18 months though that I did not ask for when I signed up but they included it anyway. Would I have a chance claiming anything back I had always assumed not but you never know. It was for…
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Help Your Claim Ltd...advice
Hello folks. I was recently cold called by Help Your Claim Ltd with reference to an Abbey PPI policy i had which secured my old mortgage with them. FYI the borrowing was repaid and the policy cancelled circa 2 1/2 years ago. Where i'm slightly uneasy about making a claim is that, due to an issue with my employer, I sought…
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GE Money strange Response, so what now?!?
Hey folks, I recently attempted to claim back PPI from GE Money for a loan for a car. I sent them the FOS questionaire and they now have responded BUT they say that although they did provide the finance, it was not them that sold me the initial loan. They said the company that sold me the loan (and sold me the PPI) was…
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EGG PPI Advice Needed
I put in a claim to Egg re PPI mis-selling on a loan. I was told when I applied that unless I took out the PPI I couldn't get the loan. Today i got a letter saying that because my loan ended more than six years ago my claim has been rejected. The loan was paid off 27 Jan 2004. Is it worth while persuing this further and…
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HFC Email address
Hello I hope i have posted this in the correct place. Does anyone have an email address for HFC? I have searched the forum, any help would be great! Kind regards :)
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Offer from Welcome Finance...........
Morning all, Well yesterday I received a letter from Welcome Finance telling me that they had upheld my complaint and offering me £1008 (and a few pence I don't have the letter with me with the exact figure). Now when I originally worked out my total PPI for 3 loans it was nearer £3000. So what do I do now? If I posted…
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Reclaiming PPI when i have a DMP Help?????
Hi im currently under a debt management plan for credit card debts, but was looking at your site and wondering if i could still try and claim back my PPI from them, is this a bit cheeky, but it might help clear most of the debt off! HELP ME PLEASE
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Time limit for banks to respoond to a request?
Hi, On 04/10 I sent my bank a request for a copy of my original loan agreement. Is there a time limit in which they must respond? Or does the 40days only apply to a SAR? Thanks.
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LTSB PPI claim advice
Hello, In 2006 I have taken out a loan from LTSB for £5000. I have also "opted" for the PPI policy, which has almost been forced onto me with sales talk. However, I cannot remember the exact content of the conversation. The total cost of loan was around £6500 (with PPI) paying £120 per month, of which around £20 is for…
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Lloyds
been a while so just updating hubby jhad ppi on credit card had no paper work Lloyd s said they did nt have them so its been left with the adjuictor decided too give them a quick email and they replied saying that beecause Lloyds have not replied to them it is now waiting too go too the ombudsman ,emailed them back and…
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Where to Start... I have potentially quite a bit to claim.
Heya everyone. I really want to claim back my PPI insurance, as both of my creditors have fallen into default, and neither company told me I had them. As well as that, one of the creditors didnt allow me to claim when I moved employment to avoid redundancy. The first is a £3000 loan with Natwest; and the second is a credit…
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Lloyds tsb PPI reclaim
Hi, I had PPI on my Lloyds credit card only for like 3 months before I cancelled it almost 2 years ago. I'm thinking of claiming it back as I believe it was missold to me. The total PPI I've paid is less than £100 so just wondered is it worth the effort... Anyone knows how long does it take to claim it back, what are the…
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Claiming PPI after bankruptcy
Can anybody tell me please if it's possible to reclaim PPI after a bankruptcy? I have had a company contact me saying that the will operate on a "no win no fee" basis and charge 39% Is there anybody who has been successful in doing this? Thank you!