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First time landlord - help!
Hi, I've just accepted a job abroad which will be for 1 to 3 years and which includes accommodation and bills, so I'm going to rent my flat out whilst we're away. I'm a bit nervous because it will be the first time I've ever been a landlord. We've got a letting agent coming round to do a rental valuation next week and they…
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Burst pipes after freeze in a house I'm buying.
I am in the process of buying a house and just before we exchanged the vendors left the heating off in January (it is empty) and it froze up and all the pipes leaked. They've had two dehumidifiers going for a couple of weeks at least but despite this, there is mould on the walls still and on the plasterboard under the…
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Claims against solicitor - Drainage searches!
1 month ago I completed on a property (built ca 1820). All was fine until I emptied the bath upstairs and the water came up out of the downstairs toilet. i.e. the drain is blocked somewhere. A drain company could not find a drain, and it appears that an extension was built over the inspection cover. I did not get my own…
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Buying house - leasehold but unknown freeholder?
Hi all, Cut a long story short, found a house, asked plenty of questions, negotiated sale of said house - offer now accepted, then realised did not ask if freehold or leasehold. Turns out house is leasehold; was built around 160 years ago. In the HIP there is a property questionnaire and it says "What is the name of the…
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Help for a single parent to remortgage?
I am a single parent in a messy housing situation! I need a 70k mortgage So I can sell my one bedroom flat and get a two bedroom one for myself and my young son. I have a 50k deposit but as I'm only working part-time I can't get a mortgage on my own. I also can't seem to get a Guarantor mortgage as my Dad is 62. Renting in…
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first time buyer help
Hi, I am a first time buyer and hoping to take advantage of the stamp duty holiday for first time buyers. However, in able to obtain a decent mortgage I have added my brothers name to the mortgage and he is not a first time buyer. Therefore I believe that I am not eligible to receive this offer. Is there any way around…
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Making an offer in writing - any standard wording?
Found in an old thread http://forums.moneysavingexpert.com/newreply.html?do=newreply&p=2345066 Is this more or less what EAs would expect from a buyer? I mean the wording, not "the full asking price" of course :D Would appreciate any advice.
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Is my landlord being unreasonable?
What are my rights? A few weeks ago my landlord turned up asking if he could show buyers around in 10 minutes. I foolishly agreed and then realised what an invasion of privacy it was. The place wasn't tidied, our stuff was everywhere, I was giving the kids dinner and it was horrible having people traipsing through. I felt…
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Fake Money in my deposit !!Update pg5!!
First of all, hi there to everyone! I was linked to this site for information on how to reclaim my bank charges, so started having a look around, and thought I would see if anybody could offer me any advice on a situation I currently have. It's a bit of a complex issue, but I'll try and keep the information short and…
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Which online property site do you prefer?
Unfortunately I dont' know how to add a poll, but I'm curious to see which of the property sites you all prefer. Rightmove seems to be the market leader, but I don't think its got as many features or ways of filtering as some of the others. Globrix is pretty snazzy, but it doesn't have as widespread coverage (EA-wise)…
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How can we draw up a contract?
So my OH and I are looking to buy a house. He's extremely well disciplined and is about to be better paid than me (we are on the same wage but he's an apprentice about to qualify and triple his earnings with opps for overtime and bonus pay, I'm a graduate with the opportunity for bonuses that the bosses seem to keep…
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Query on form from solicitor. Has anyone---
WE are in the process of purchasing our new house. The solictor acting for us has sent us a form to fill in asking about joint ownership (A) If one of us died who would we leave it to, (B)and if we to both die at the same time would it revert back to own family, (C) Pass to children in equal shares, or (C)Other. Also…
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mine entry interpretive report
ive just had a buyer pull out of buying our house (postcode dy5 3us) due to mine shafts around the property, and i have been told that there is another report that i can get that would give more detail about the mines. and this is called an interpretive report and ive been told it costs £75 + vat, ive been on the coal…
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bridging loan?
Does anybody know anything about these? I accepted an offer (subject to contract) on my property recently and made an offer on another (again subject to contract)-we are in Scotland btw! However, soon after this my buyers have pulled out putting me in a position whereby I will have to withdraw the offer on the property I…
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What to offer?
We live in an area where the market never really deflated, and is certainly picking up well again. We've accepted an offer on our house, and have found one we like, but are usnure what to offer. Agents round here have inflated prices for spring. A house in our road which differs from ours only in that it has converted the…
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Foxtons Estate Agent
Has anybody here any experience of buying through Foxtons in London? There's a property I'm interested in at the moment but Foxtons are the sole agent. I know Foxtons have a dreadful rep in the rental market - my own landlord has taken them to court a while back but I'm not so sure how they are in the sales market. So has…
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Would I qualify as a first time buyer?
Hi all, Hope this doesn't sound like a stupid question.... I owned a house with my ex boyfriend and sold following our break-up a year ago. I've been renting for a year and now I'm looking at buying a house myself. Would I qualify for the first-time buyer stamp duty break? I'll be buying a house well under the £250k…
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Royal Mail could cost me £2000! Please help!
Hello, I'm afraid I'm in a bit of a pickle and am praying that some of you guys can help me out.... In September 2009 I ended a tennancy in a London flat and moved up to Glasgow. In my opinion, entirely unfairly (I won't bore you with the details), the landlady, completely unexpectedly decided to claim the entirety of our…
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Utility bills when renting
HI All Just wondering where most landlords etc stand on this - basically i am going to sign a 6 month tenancy agreement and wondered if i had the choice of Utility providor? For example getting Quidco money for switching to British Gas or Swalec etc etc??? Just wondered what the rules are on that, if its possible or any…
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Solicitor's Fees - Setup of chancel insurance
I'm buying a property in an area that may be liable for chancel payments, so my solicitor advised I could either do a full search to identify if I was liable, purchase indemnity insurance, or ignore it (which the lender may not have accepted). I opted to buy the insurance at around £60. On the solicitors bill in addition…