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Gatehouse Bank Savings Question
So I opened the 7% Regular Savings Account before they stopped it, now the app is saying: Your Nominated Account must be authenticated before it can be used for withdrawals. Few things: 1) How do I do this?, can't see an option in app.🤔 2) Do I need to do this?, the account is for a year anyway 🤔 Gatehouse Bank is new to…
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Buy/Sell prices T212
Is it possible to see buy and sell prices on T212?I can only see buy prices. Most other platforms show both
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Transfers FROM Vanguard, what's the deal please?
I'm contemplating transferring an ISA from Vanguard to IWeb. I've read some absolute horror stories about transfers from Vanguard taking an unacceptable long time and simply stalling in many cases. The ISA is a couple of hundred grand so there's an argument that whatever it costs me in fees at least it's not "stuck" in an…
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Crypto question
Ive done alright on some crypto investments, if i draw them out could i put some tax free into my sipp?.
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Share save options
Hoping someone can shed some light on this for me,I’ve done a bit of digging/searching but can’t find much to match the exact query so: Ive just had a sharesave scheme come to an end and the options I was offered was Transfer the shares to global nominee-what is this? Transfer to S&S isa with scheme provider Receive shares…
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All savings in money market funds
I currently have a large chunk of my savings in a money market fund tracking the BoE rate. To not worry anymore about banks' generosity on interest rates, I'm considering to move all my savings in that fund. The reason I've been reluctant so far is the bank account has FSCS protection, whilst the fund doesn't. However, the…
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Sanctuary Bond from Equfund (IPS) Ltd.
I purchased this bond in 2020 and it was due to mature October 23. I received the first two year's interest payments on time but not the final year's interest or capital, despite many phone messages, emails & letters. The organisation purports to provide affordable housing and are still issuing application forms for…
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Children's Bonds - NS&I Scam - 1990's
In the early 1990's my wife and I invested a few thousand pounds from the little we had at the time in Children's Bonds for each of our daughters. Now they are in their early 30's and needing some funds for the next stage of their lives we decided it was a good time to cash in the bonds. It is not easy to apply for a…
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Cheapest Platform to Buy Gilt
Looking into putting money into a gilt, and want to ensure I am using the most cost efficient platform. What is the cheapest platform to buy a gilt? Is there a platform with a sign up incentive? Does it depend on how much you are putting in? Does it depend on what Gilt you are selecting? If it helps, I will be going for a…
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CGT event?
I see that Interactive
Investor now offer the I class units of WS Blue Whale Growth Acc. My wife and I both
have investments in WS Blue Whale Growth R Acc across our trading accounts. Would changing from R
class to I class by selling the R and buying the I in our trading accounts trigger
a CGT event?
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Savings Accounts
I have noticed that to open many of the savings accounts and ISAs advertised now, you have to have an app to earn the higher rates of interest, no alternative way for opening these accounts is offered. This seems unfair to me, would be interested to know what others think.
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Company Shares or ISA
Hi all, I currently have around £69k in shares with my company, the value has risen from around £9 a share when I started to £28.50 a share currently, peaking at £40 a share early last year. I believe the shares are going to bounce around their current value for the foreseeable. I have the shares split between myself and…
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How to pay tax on savings interest?
Hello I have savings in ISA and the interest is going to be above the PSA £1,000 I thought since this was in an ISA I wouldn't be required to declare anything. However upon reading the article below, it suggests that if I do an annual Self-Assessment (which I do as I rent out my old flat), then im required to include this?…
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Capital Gains - Shares & HMRC
Hi, I made a little money on some shares I've held for a decade or so recently. I'm not a wheeler dealer, but I do owe a small amount of capital gains - do Hargreaves Lansdown (my broker) notify the HMRC for me or do I need to do a self assessment? Ta
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Oxbury notice accounts
Am I right in thinking that interest must compound on this account so in order to withdraw it, you need to serve the notice period?Also factsheet says that money must go from/to linked account. Can anyone confirm if they'll let you do internal transfers from other Oxbury accounts?Thanks in advance.
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Gifting money
So my mum has come into a large inheritance and would like to gift my brother and I 20k each and then would like to give me 8k for my wedding this year. The topic has just come up about gift tax? We had no idea and now are worried about how to go about this with the least amount of tax, especially considering they have…
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What to do with 10,000 at 18?
Hello all, im 18 and going to uni for 3 years soon. I want to pool my money somewhere where i’ll earn more on it without having to manage it a lot. by a lot i mean i don’t want to have to watch it constantly, i don’t mind taking active control sometimes. I was thinking a blue chip stock (namely visa as it has a lot of…
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Property or savings
Is it better to have savings or upgrade to bigger house, (which will inreaase value in future), use some savings, and still be mortgage free. Rather than savings sitting in bank?.
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Insurance money
Hi all My daughter will be receiving a large amount of money from a car accident and I've had the solicitors write to advise I open her a trust fund where she cannot access until she's 18 that will be accepted by the courts. It'll be over 10k. Could anyone point me into the right direction please 🙏 she's 10. Thanks
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Most Tax Efficient Gilt Today
What is the most tax efficient Gilt available today, for the shortest length of time? I basically want to store some money until the new tax year, as I have maxed out premium bonds, and I am getting taxed 40% on what I am earning above the £500 interest.