-
Barclays fixed isa.
Hello, brand new on here hope someone can advise. I've opened a 1 year fixed isa on the 10 April with the intention of depositing my 23/24 isa full 20k plus interest, matures in Oct 2020. but it looks like l can't do this, is this correct? The said 23/24 isa was added too with three lots of cash over it life so have they…
-
A question about a maturing ISA. Does it count towards this years allowance?
Hi There and thanks for looking. I have an ISA maturing in a few days with Close Brothers and I have the option of opening a new ISA with them. It has these two lines in the declaration that I need to agree to which I find unusual. d. in particular. c. I have not subscribed/ made payments, and will not subscribe/make…
-
Transferring in stocks and shares isa
I've already used my isa allowance for this year but would like to cash in a stocks and shares isa into a cash isa and then transfer in to another bank. As banks require me to open a cash isa first with an opening deposit, I assume the deposit will tip me over the 20k allowance. If I choose an easy access isa, can I simply…
-
ISA transfer to ZOPA - FAILED
Hi everyone, I was looking for some help/advice on what I should do next? I tried to do an ISA transfer mid December when Zopa started taking transfers, It still hasn't been completed and I currently have no access to my funds. After complaining to Zopa, I found out their system had no tolerance to accept funds greater…
-
Moneybox, should I leave?
I am concerned by this thread. In this tax year I have consolidated several previous years ISAs into Moneybox and only opened the Moneybox for that purpose. If I wanted to move them out of Moneybox now into an altogether different ISA is that allowed? Thank you I am not sure from what I have read here, if I should be…
-
Transferring from stocks and shares isa to multiple cash isas
Hi , I have read information on the Gov.UK site regarding the ISA rules but would appreciate your confirmation if the following is allowed. It would involve transferring 50% from a stocks and shares isa to two cash isa's ,one immediate access and the second a one year fixed term. The cash isas would probably be with two…
-
Moneybox and FSCS
This discussion was created from comments split from: UPDATE: ISA Transfer - they lost my money! 😖 (Do you lose interest when switching?).
-
Principality building society flexible isa
Hello, I'm think of opening a branch isa with PBS its currently 4.8% or somthing like that but will probably drop soon. I've never dealt with them before but are they fairly easy to deal with? I've heard that they can be old fashion in the way they do things, compared with other banks and BS. Thank you in advance for…
-
Aldermore ISA declaration states I can not subscribe to any other CASH ISA in 24-25
I received a copy of my ISA reactivation declaration from Aldermore. It clearly stated I am not aloud to open any other cash ISA this financial year. The following is on their Web site... Aldermore offers Cash ISAs only. You can split your Cash ISA allowance between any of our Cash ISA products. This will be classed as one…
-
Trading 212 easy access ISA 5.2% APY and 1% cashback. Too good to be true?
Hi all, This sounds just too good to be true and I wonder if I have missed anything or if this is just an account that beats all the other market offers at the moment? I am a bit confused... Trading 212 offers an ISA and offers 1% cashback (not counting towards an ISA allowance). The cashback is paid within 3 business days…
-
ISA Transfer in to Moneybox
My ISA is being transferred to Moneybox. However, Moneybox asked me to specify how much I was transferring in, so I looked at the most recent value and wrote that. Will they transfer it all including the most recent interest. I don't want to be left with a tiny amount in my old ISA.
-
ISA - should I put my £20k allowance in now or wait
Hi I don't know whether to lock my ISA allowance into a fixed rate ISA now or wait until interest rates get supposedly higher. I know it's the answer everyone wants but I just want people's opinions. Thanks
-
Help to Buy ISA and Cash ISA
I have a Help to Buy Cash ISA with Nationwide that I have been paying into. It's quite likely that I will soon be using and closing this Help to Buy ISA in the next few months as I intend to buy a house soon. I wanted to make a few more payments into this ISA to squeeze the most benefit out of it. However, I was wondering,…
-
Isa transfer in…will it have the same end date as fixed?
Good morning. I am considering a 3 year fixed term isa which allows transfers in a ‘anytime’ ‘A’ I have two other isa’s ‘maturing’ in 1 year, and 2 years time. ‘B’ and ‘C’ if i were to transfer in b and c on maturity into ‘a’, would they then run to the end of ‘a’s term please? Thankyou.
-
Moneybox Cash ISA
Hi Moneysavers I signed up for a Moneybox ISA yesterday due to the attractive 5.16% interest rate. However I've already got cold feet and wondering if I've made a bad choice. What's concerning me if that unlike all the other Cash ISA's I've had in the past I can't see anywhere on the Moneybox app that tells me what the…
-
Fixed rate ISA - please help
I spent hours reading all the posts and decided to go with Virgin Money Issue 11 on the afternoon it was withdrawn. I have looked at Paragon bank but I don't know anything about them so I would value your opinions/experiences with them or other recommends. I don't like apps, I am looking for a fixed 1 year ISA to open this…
-
Transfer maturing cash ISA
I opened a new fixed ISA on 6/4/24 and subscribed £20k. I have a fix with another provider maturing on 1/5/24. Can I open a new fixed ISA with any provider to transfer this into?
-
Moneybox cash isa
I opened a cash ISA with Moneybox just before the new financial year but the interest is not protected by the FSCS until it’s paid out on my one year anniversary. Moneybox say they'd be liable if they went under but will they or the FSCS cover the rest of the funds which are sitting the holding banks? If they go under they…
-
Cash Isia or stock and shares Isia
We have a large amount to invest and want to know is it best to put into flexi account, fixed account for one year on Cash Isia or put into Stockand shares Isia . We are new to all this but really need some good advice
-
Normal savings or isa
We are looking to save some money for next year to pay for a wedding. I have been trying to look into the best opition for saving. I've looked at fixed term isa and normal bank savings. I thought Ida's had a better interest rate but natwest for example seem to have a higher interest rate. Could someone please offer some…