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Life insurance & income protection confusion!
Can someone please explain to me what I currently have and advise what I should have instead please? Am doing a money makeover and trying to cut back on our outgoings. We are currently paying £96.90 per month for a joint 'Lifestyle Plan' with Zurich. From what I can gather this covers us each for life cover and critical…
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Is this discrimination?
Hi My partner recently had her car stolen and went through the usual 'fraud' interrogation. After at least 20 phone calls over the last 5 months the insurance brokers have voided her claim and cancelled her insurance as they say she gave false imformation when she took out the insurance. When she took out her policy she…
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Nightmare with car insurance..please help!
OK....so I've been through the AA for my car insurance for quite a few years but decided to switch to another company back in April to save some money. I changed to Equity Alliance and Leicester, paid a deposit, and was left with a monthly premium of £31.10 paid by monthly direct debit They said they didn't receive my…
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Travel insurance versus home insurance for holiday robbery losses
This question has been prompted by reading another thread,and is something I had not considered. Baldly, and leaving the emotion out of it:o we were in Barcelona:mad: ,en route to the airport for our flight home,and our 3 sons wanted to visit the Nou Camp stadium. We left our hire car on a boulevard at 12 noon,in the city…
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House and contnets insurance - best way to get quote with claims history?
Can anyone advise. Tesco have declined my renewal due to some claims I have made this year. Seems that Tesco are only happy when making risk free profits. It's been an unfortunate year as I have claimed for 2 broken laptops and a broken pair of glasses under accidental damage cover on my contents. The total value of all 3…
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Cancel my car insurance policy after a claim
and i get no money back - is this right?!? I took out a policy about 2 months ago for approx £1000, unfortunately made a claim recently for relatively minor damage to my car approx costs £700. I've since decided to sell the car, so phoned to cancel the polcy, and was told that i get no money back for cancelling, even…
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Car insurance refund VENT
I'm so cheesed off right now, I canceled my car insurance last week because I wanted to change my car and the quote they offered to change the vehicle over (third party F&T cover for the remaining 9 months of the policy) was 3 times as expensive as a brand new quote for fully comp from a different company......... they had…
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Company offering insurance for excess for car hire?
Had some advice from this forum a couple of years ago which suggested a company which we used that offered insurance against excess waivers for a hire car which were much cheaper than paying the car hire company directly. Unfortunately we cannot remember the name of the company. Can anyone help please?
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Motor legal protection, worth the extra?
Wondering whether this is worth it when; a) Aren't we covered against uninsured drivers by the moror insurers bureau? I understood a proportion of our premiums went into a fund for this anyhow. b) Courtesy car provided- local garage we use for anything we can't do oursleves provides one if it's available, otherwise they'll…
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Insurance troubles
Hi everyone. Just bought myself a 57 plate corsa sxi, 1.4 petrol and its a group 4 insurance. But I'm struggling to get a good quote. I know I know, I'm 20 and male, but I do have 2 years no claims. Any advice???
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Zurich Insurance - Snooty call handlers
Hi I have just put in my first ever insurance claim to Zurich and they way their call handlers talk to you is disgusting, i was claiming for accidental damage to the washing machine ( using tile cutter on work surface and the water leaked out the back of it & down the front of the washing machine all into the controls and…
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Insurance wanted for container to Australia
A friend of mine is emigrating to Australia and is looking to insure a container that will be carrying household contents plus all his tools and garage equipement (auto mechanic) that he needs to take..........worth quite a lot of money. Total contents will probably be worth £60,000 plus. He's not too happy about the…
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Unoccupied house insurance
I'm lucky enough to be able to travel out to the sunshine every winter. :j I currently use Saga for my house and contents insurance as they are one of the few that can offer cover for my UK house being continuously unoccupied for 5 months each year. They have a good reputation but are expensive. I have just got a quote…
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two companies
Have over K20 in both Bradford and Bingley and Legal and General.One matures next week. Should i move either of them as I understand they are connected and i would lose out if one was in trouble. Thank you
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Anyone use First Direct for car insurance?
Just had my renewal for £448.00. Did the all of the comparison sites and couldn't get the price below this. Stumbled across an advert for First Direct claiming to beat your renewal by at least 10% http://www.firstdirect.com/insurance/car.shtml Did a quote and came back at £403.00 which is 20p over 10% so it seems their…
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no claims
hi all, i have three years no claims that i have on my private car, had an accident few weeks ago my fault i was driving someone elses car as a named driver, my insurance is up for renewal have i lost my 3 years no claims thanks for any advice
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Car insurance policy address
I moved a month or so ago and have left my car at home with my parents. Its currently up for sale, but not had much interest at the moment. My insurance is due at the end of the month, and is currently registered at my last address as the car is there. As I want to keep it insured until I sell it i'm going to have to renew…
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Car Insurance - legalality of non-payment?
Ello, Just a quick enquire on behalf of a friend who is due to renew her policy soon in September. She is planning a holiday for 3months from Jan til March but obviously needs to be covered from Sept until end of Dec. Having asked Direct Line, they were not overly helpful and said that you have to buy 12 months regardless…
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No Fault accident claim
Some advise please, i had a "no fault accident " in my car on 6/8/08, the car is going to be repaired at no cost to myselft and my no claims bonus will not be effected - great.... However, hubby's car is now due for car insurance renewal and when he mentions me as an additonal driver who has just had a "no fault claim" his…
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Anyone used Swiftcover?
Swiftcover.com is coming up cheapest for car insurance and rebates £45 via a cashback site. After a bad experience of my present insurer has anyone any experience of these people? I understand they don't have a call centre which seems rather inconvenient to say the least.