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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Estate Charges (Rentcharges) - Best Avoid or not really a problem?
Hi All, I am planning to buy a house which is freehold but has estate charges attached to it (rentcharges). I have researched a little and it sounds like things could get pretty bad if I ever fall into arrears, and may make it difficult to SELL the property in the future (as mortgage companies avoid properties with rent…
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Asking someone to move out within 6 months
I'm considering making an offer on a property with the condition of moving in within six months. The estate agent has informed me that the seller verbally agreed to this arrangement. How can I ensure that this agreement becomes legally binding?
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Shared ownership - partner not on mortgage
Hi everyone, I'm looking at trying to get a shared ownership house to get on the property ladder. I have a partner, but his credit rating is quite poor, and also has quite a well paid job which means together we would earn over the threshold and not be eligible for shared ownership. I have been through affordability and…
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Instructed Solicitor, but after reading the T&C's and prices, I want to change
Hi Sorry for the newbie question: I had my offer on my first house accepted and the estate agents recommended a solicitor. Without really thinking, I instructed them but as I started the process of completing the initial paperwork, I looked through their T&C's and realised the estate agents get a kick back for the referral…
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selling my flat
When I started my business, I did not have any capital but the nature of the business I can get grants and funding through the government schemes. So, when my employer placed me on gardening leave, which was completed last year November, I got support through the jobcentre. I was advised to go on Universal Credit as a…
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Alleyway query
I live in a terraced house on the land registry there is a red outline that starts from the beginning of my property to the end of my garage my question is the alleyway in the middle is included within the red line can I extend my garden out
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For SDLT is the developers contribution to SDLT & chattel cost deducted before calculating this?
I'm hoping someone may be able to help me get my head around this. I'm about to complete a purchase on a new build home with the purchase price being £399'999. The developers had an offer where they gave me 20K to spend as I wished in having upgrades or just having the money. After upgrading various bits and having the…
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Shared Ownership - Staircasing
Hi everyone I've been in my SO flat for 5 years now and am looking to staircase from 40% to 70%, once my fixed rate mortgage runs out in September. The goal was to staircase to 100% but the current mortgage rates are creating an issue, and I don't have quite enough equity yet. The flat was purchased in late 2018 for 260k…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Stamp duty query
My partner has just sold her house and is buying another one. I own mine outright and have no mortgage. It is in my name solely and will be left to my children. She has been told that because I have a home that she has to pay stamp duty on her new one. Is that correct. Thankyou
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Tenant referred to debt collector
Hello, I have gotten in a bit of a situation with a rental property. We have been renting for 3 years and have had rats in the house for larger portions of this. They come. The landlord puts down poison. They are gone for a while and then they come back. The landlord has failed to tackle the real issue which is access.…
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Question for landlords: lodgers and cleaning
I am looking to understand whether the lodgers are expected to contribute to cleaning of the common areas of the house and how much. I seem to be struggling to live up to the landlords expectations on this respect. Briefly, the situation is as follows. I am renting a room in the house, full time. But I am away a lot and…
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Property being sold cash sale. Renting over 10 years
I have been renting for over 10 years with the knowledge of the landlord that I wanted to purchase the property if it was ever to be sold. My landlord informed me that someone had offered them a cash sale (unsure of the amount they offered) I do not have a tenancy agreement but have paid rent (cash in hand) for as I said…
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Is seller being fishy / stringing me along?
First time buyer with no chain, saved for ages, searched for ages, found a decent flat, finally had offer accepted on it… mortgage offer, survey, searches, queries … all fine and done speedily, got right up to the point where we were nearly at exchange and then seller demands an additional 7k… when I ask why via agent he…
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Rights as a landlord?
Hi all. Looking for some much needed advice. First time landlord. Currently using estate agent on fully managed service. Have had lots of back luck: - tenants reporting multiple things broken/not working - trying my best to sort them out hands on - estate agent super slow and not really helping much. I don't talk to…
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Property Selling market advice query
Hello, What is the quickest liquid way to sell a property closest to current market prices at the cheapest fees/expenses? I know there's home cash buyers out there who post leaflets through letterboxes offering to buy houses quickly but they offer stupid offers like they offer 50% half price of the market value. Stemming…
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Possible mis-sold tenancy?
We took out a new tenancy in late August last year for a 3 bedroom house (family home). The initial tenancy agreement was for 9 months. When we questioned the initial 9 month contract as opposed to the usual 6 month initial period, the agent told us it was because the landlady wanted to give the new tenants a proper chance…
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Should I buy a flat with freehold to the whole building?
Hi everyone, I'm looking at a property which seems complicated to be in terms of the freehold and wondered if I could have some advice please. It's a 4 storey building, split into 2 properties. The current owner of the flat/duplex I am seeing owns the freehold to the whole building. I don't want to be solely responsible…
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New Build bedroom flooring still not fixed after 2+ months - grounds for reimbursement?
Moved into a new build on 31 Jan 2024, and there was a rush job the day before we move in, from the developer to redo the flooring in Bedroom 2 and 3 ( luxury vinyl tile - Karndean ) as they forgot to place the floorboard panelling underneath (even though the house had been sat finished since June 23). There were so many…