-
New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
-
Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
-
My property fraudulently offered for rent
Hi Everyone, Many apologies if this post unsuitable / mis-posted. I'm a bit stuck with where to direct - any advice enormously appreciated.... It seems my property and others in my street (perhaps elsewhere locally?) are being falsely offered for rent on Facebook (maybe on other platforms as well). I haven't been able to…
-
Can a flats residents association get a bank loan for major repairs?
I live in a flat complex of 50 flats where the structure is that we all own a share of the freehold. We need some major repairs doing on the roofs, they might need replacing completely. This could cost up to £200k. We all pay about £100 a month service charge, and unfortunately there isn't anywhere near enough in the…
-
Section 21 Invalid
Hi any advice is welcome. I have been given a section 21 and I have made sure all the correct documents were included and everything has been done correctly. The only issue I can see is that the agency I have my contract with is not the agency name that appears in the section 21 or the cover letter. They may have been…
-
Affordable housing
Have a query about "affordable housing" How exactly does that work. Surely the cost of a house is governed by the free market Say for example there's a nice house in a nice area. Young professional couple think, this is where they want to raise their children and their family. They have saved, work and can afford a…
-
Advice re withholding of deposit paid
My son left his rented house on 20 February and has not had his deposit back yet. The house was rented via an Estate Agent for a private landlord. 8 weeks after leaving he received an email detailing the cost of some things the landlord has paid for since he left, however, we disagree with the amount of money he is…
-
tenants in common or joint tenants?
I advised my son and DIL to change their house ownership from joint tenants to tenants in common, thinking of possible future care fees. they have two almost grown sons who would inherit from each. I'm now wondering how this affects CGT as the sons will no doubt leave home at which point CGT will kick in. can they mitigate…
-
Re-issued tenancy
hi, complicated question but a bit of background first, moved into property in 2017 on a years tenancy, since then the tenancy has been rolling, no new contract issued, numerous rent increases through a s13 there has been a change of owner twice, same management company. The properties now have another new owner who want…
-
Blended family splitting bills
My partner of 2 years and I have purchased a house and are blending a family. We both have 2 children who live with us full time. Our relationship is very good but we are unable to agree on finances. By moving into this house my partner will lose tax credits and child benifit due to my earnings. We are deciding how to…
-
2 weeks and noone has viewed the house
We have had our house up for sale for 13 days now and not one viewing, is it the house, the estate agent, or just the uncertainty of the housing market at the moment. Our estate agent was full of promises when she came around to value, saying she already had a cash buyer and another buyer who was extremely interested in a…
-
New Build Garden - Slope/Drop
Hi, Does this look like it requires some sort of retaining wall or structure behind to secure our garden? It looks like the fence has been placed right up to the edge of the slope and I’m worried over time the ground will fall away. Some of the soil close to the fence on our side has started to sink and drop away under the…
-
Should I buy freehold?
Hello, I live in a maisonette, one of the four apartments in a property. The leasehold has 990 years left. Now the landlord who still owns an apartment considers to offer freehold and other two neighbours are very keen. Can anyone advise the benefit of having the freehold? Is there any responsibility against it? I live on…
-
Why would someone accept an offer when another viewing was booked?
I got a call today from an estate agent I was due to view a house through on Monday. They called to cancel the viewing because the vendor had accepted an offer. I’m a first time buyer who doesn’t need a mortgage and the estate agent knew that. So my question is, why would the vendor accept the offer on the table and cancel…
-
New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
-
Oak Tree on Purchase Property. NIGHTMARE!
Good afternoon. I was after some advice, general validation and a place to just vent! We're close to exchange on a property we're buying. The property in question was part exchanged by the original occupier to a property developer as they decided to buy a new build. We're buying the property from the developer. About 3…
-
Another "what to offer" thread (sorry)
We have
been looking for quite a while to buy somewhere and haven’t found anywhere we
really like. We viewed somewhere recently that we know we could make great for
us. The problem is it’s been advertised as “high spec”/”needs nothing doing”
etc. Looking at the pictures from the listing it looks amazing but we went to
view…
-
Paying off debt in lump sum before applying for mortgage
Hi all, My partner and I are looking at buying a house together. I own my current house by myself. Income £70,000 combined per year. In total, combined, we have around £28,000 of debt.Mine being £12,000 (2 personal loans taken out for home improvement - set monthly payments). 2 credit cards if needed but don’t utilise them…
-
Measuring up?
Is it normal for a buyer to want to measure up after offering on a property?
-
Redeemed a mortgage without Solicitor
In the process of redeeming the mortgage. The bank gave me the option of using a solicitor or not. I want to do it myself. The bank has sent me 3 things now. DS1, TR1 and a power of attorney. The forms are all filled out and signed by the banks solicitors. I know I need to sign panel 12 (on tr1) Once this is done, I intend…
-
General tips for improving a house's saleability (or even value)
Hello. I have very limited experience of moving house and would be really grateful for any advice on what can make or break a sale (and perhaps anything worth doing to improve a house's value). I am looking to try and be in a new property within the next 18 months and any personal pointers would be appreciated. One example…
-
House offer for dad - guaranteed-chain cash buyer - was this offer too low?
Hi all Just wondering people's opinions on an offer I made that was rejected and whether it was fair considering my dad's position. I've just been helping my dad search for a house due to his current mortgage-free house being purchased by a developer for a large regeneration project. They will tear it down and build over…