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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Switching to Natwest select/rewards account
Just tried to switch current accounts to Natwest Rewards and because I have no photo ID (Passport has ran out and I don't drive) I have been told I can switch but because I am not providing photo ID will not get the £200 switch incentive. Has anyone else experienced this and is this the correct information I have been…
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Power of Attorney access to Nationwide accounts being limited
I've finally got Power of Attorney for an elderly relative who does all her banking with Nationwide and has a lot of money there. I'm in the process of contacting Nationwide with the POA document, but I've discovered that as I don't personally bank with them, they will allow neither Phone banking (beyond enquiries only)…
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Co Op Switch offer (seen 15th January 2024)
I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…
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NatWest/RBS/Ulster £200 Switching Offer- 15/2/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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How to find bank accounts opened for my daughter
When my daughter was born, nearly 23 years ago, a close family friend of my parents said that they would like to open a savings account in her name and pay into it on birthdays, Christmas and special occasions. They asked me a couple of times to borrow her birth certificate to open new accounts as they had maxed the one…
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TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24
TSB Switch offer https://www.tsb.co.uk/current-accounts/spend-and-save-account/
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Nationwide take over of Virgin Money
I've got several savings accounts with Virgin Money plus credit and debit accounts.... will they be affected? https://news.sky.com/story/nationwide-agrees-terms-for-2-9bn-takeover-of-virgin-money-13088922
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KYC Santander
Good morning Over the past couple of weeks both myself and my wife have received telephone calls and emails from Santander requesting information with regards to KYC We are a retired couple who receive private pension and house rental income Been with the bank over 40 years They have asked for proof of income, house…
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Chase UK discussion
Thought we would have heard something by now
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…
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Santander £185 Switch Offer: 18/03/24
From Santander website: Switch to Santander Edge, Santander Edge Up, Everyday or Private (v2) current account and get £185 Switch using the current account switch service. Within 60 days of telling us to switch your account, set up 2 active Direct Debits and pay in £1,500. Sorry we can’t offer this if you’ve received a…
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Ulster application
Applied online and opted to switch as part of application. Said I was eligible for the account and gave an application reference at the end, but no account details. Nothing received by text or email to login and upload any ID etc. Has anyone else had the same?
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Santander Switch offer.
I already have a Santander account so I was wondering if I was still eligible for the switching bonus. As far as I can remember, I’ve not had a switching bonus from them before.
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CO Operative Bank Cutting 400 Jobs
I thought CO Operative Bank was already bad https://www.gbnews.com/money/co-operative-bank-jobs-cut
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Nationwide payment reference
Can anyone with the Nationwide app tell me if they can view payment references on their transactions?
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Lloyds switch offer Feb 2024
I see from MSE news that Lloyds are, once again, offering a switch incentive. Anyone who's received an incentive since Apr 2020 is not eligible. Who's eligible for the bonus? - You can't have had switch cash from Lloyds or Halifax since April 2020. How to get the £175 bonus: - Open the account online, by phone or in…
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Anyone Used the Revolut app/bank for holidays
Just signed up with revolut and wonder if anyone has any advise on how to get the best out of it on holiday. Going away for just over a month and signed up for the standard account with no fee. I see you can have different currency accounts, does this mean buy the currency now at a good rate and when I use the card on…
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Natwest card reader
I'm trying to make a transaction (create a standing order) on my Natwest account. It says the transaction needs approval, and suggests biometric approval (which just doesn't work for me, getting my face where the app wants it is too difficult) or Use a card reader (which is shown as a link). When I click on the link it…
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Joint current account 2 savings account
I have a joint BoS vantage account with my wife and opened a BoS Regular Savings Account at 5.5% interest and thought, can my wife open one as well. So I logged in as her and yes I could so I now have 2 regular savings accounts paying 5.5%. There is only one problem, whoever is logged in cannot see the other persons…
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How to find where a payment has gone.
Hi guys, I hope you can help. My husband has a payment that has been taken out of his account by standing order every month since Feb 2010. That's 168 months. It is for £50 and is paid to Natwest, but we have no idea why. He has never had a Natwest bank account, Loan or credit card. He thinks it may be for an old debt, but…