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"frontloading interest"
Hi all. I want a loan for 5k, i went to Lloydstsb (my bank) and they said ok, i havn't taken it yt thou, as i dont need it asap. They said that they wont frontload the interest unlike other compnaies. I said i would like to borrow over a 5 yr term. He sid, if i can pay it off in three years, i will only pay off three years…
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Help needed with Welcome Finanace
I recently took a loan out with the said company. The payments were what I thought were high at the time. After a death in the family and having to pay out for funerals etc, I am unable to meet the repayments what they want. I have offered them half of what they have wanted a month, but they are refusing it. Saying that if…
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Can You Make An Offer To A Loan Company
Hi there, i was wondering if any of you guys can help, i'm currently dealing with my late brothers estate and he had several (4) loans amounting to over £40k (10K per loan) as well as a mortgage. when the house has been sold and the mortage has been paid off i will have approx £20k left to pay 4 loans companys, do i just…
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Anything I Can Do?
Morning all, I am after some advice! In September 2003 I took out a personal loan with an organisation who are affiliated with a large High Street bank. At the time I had a poor credit rating and desperately needed the money, and this was my only option. I borrowed £2,500 to be repaid over 51 months, the total amount to be…
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Online Finance
Has anyone else had duplicate payments taken today from this company? I have and it's made me overdrawn with 2 direct debits pending which will probably be rejected and I'll be charged for. Online Finance best be paying my charges!!!
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Loan help and advice needed
Hello, please can anyone help? :confused: We have got our self in a bit of a mess and I really need to get it sorted. To pay all of our credit cards and existing loans I need to borrow £30,000 :eek: . As far as I know our credit rating is fine I’ve never been refused credit and have never missed any payments. Because of…
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payment book?
Hi there, does anybody know if it's possible to get hold of a payment book or slip for loans owed, we had to cancel the direct debits for our loans whilst we were getting a new bank account so that they were'nt taking the payments from the new one as they were the priority bills, we are in the process of asking them for a…
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ge money ppi
i recieved a letter today,it says: "you are one of our customers who brought payment protection insurance during 2005 or 2006. as a reminder, payment protection insurance covers your payments on your dfs account if you are unable to work for more than 30 days due to involuntry unemployment or disability. our investigations…
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9 Months interest free query
OK, 2 years ago I bought a digital slr camera from warehouse express on 9 months interest free credit provided by Clydesdale financial services, which gave me time to save up the money and pay it off, so no interest to pay.When the nine months were up Clydesdale F/S sent a letter giving me the chance to pay in full…
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£500 over three years
hi guys im buying a £500 laptop from dell but their finance rate of 19.8% leaves me sour and I'm sure theres better rates out there what would be my best option for a small amount such as this ?
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PayDay Loan Company
1 wrong thread 2 slighlty inappropriate 3 seems very dodgy
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Help me get a loan..
Hi everyone, I thought I'd post and get some advice for getting a loan having just been rejected by Alliance & Leicester to avoid the rejection spiral.. Having been married last year and making the stupid decision to buy a car on a credit card rather than get a normal loan, I'm trying to obtain a loan to pay off some hefty…
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Financing a used car
When searching for lenders I noticed that there are a number of companies that claim to specialise in financing cars. Is there a good reason to use them or rather just to look for a personal loan with a lower APR?
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Same name credit history problem
My friend and his dad both have the same first and last name and have previously lived at the same address. My friend's dad has had bad credit in the past and this has now resulted in my friend not being able to get loans etc because they think he is his dad. What should my friend do to get round this? He seems to have hit…
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Moneyexpert/unsolicited calls
Hi all, I love this site - spot on what Martin says about people power, and great to see somebody empowering the people to stand up against the greedy and corrupt. However, I did a search for a loan today on moneyexpert (not this site the other one wth the annoyingly similar name;)) - sort of on a whim (after a lifetime of…
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Why oh why....
Why Spam, when it is a post with links to a credit union?:confused:
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do you have to have equity in your house for a secured loan??
we have 10k approx debts - car loan etc. it would make sense to us to put all together and have one lower payment. thanks
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25k over 10 years
Hi, My SO is looking to consolidate all is student debt (25k) with a lower interest loan over 10 years or more. He's renting now and having just found out today ( the date of entry) that his mortgage application has been refused because there was no real bedroom in flat) - he wants to stop looking for 6 months or so. We…
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which loan? I'm confused!!
:confused: I need a car now but we are waiting to sell our house & until this is done we cannot afford the £6000 we would like to spend on a car, so an unsecured loan appears to be the best option. Once the house is sold, then the loan would be paid off immediately. Does anyone know which loan company offers the best deal?…
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PPI Payments!!!
I took out a secured loan on my property two years ago and accepted the Payment Protection insurance with Halifax Bank. Due to the recent documentaries and watchdog programs about PPI and are you covered I checked my PPI and it does not cover my occupation as a freelancer. Basically I have been paying for something that is…