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Debt killing me
Sorry, I'm new to the forum. I took a loan about 15000 in 2008 and due to the problems in 2009 I couldn't meet the repayment. I don't know how to get myself out of this problems since. I've developed a serious hypertension and lack of sleep as a result. please help
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Weekly Savings Challenge 2015
Originlly set up by splodgethefirst last year, I thought this years participants would like a new thread! There are lots of different ways to approach this Starting with £1 in Wk 1 up to £52 in wk 52 starting with 50p in wk1 up to £26 in wk 52 starting with 10p in wk 1 up to £5.20 in week 52 Let us know how you plan to…
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Weekly Spend Challenge w/c 27th September
Morning everyone. So sorry that I forgot to put a thread up last week for those who want to be involved with this. I need to track carefully this week, as I have my son's birthday party today and a funeral to attend later this week, which is going to add to spends. I hope some of you will come and keep me company. Hello…
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The Splendiforous Transylvanian September NSD Challenge!
September is but days away....and the NSD gang en masse are heading off to Igor's uncle's health spa in sunny Transylvania to take the airs,the waters and anything else going... Care to join us? There's always more room in the Tardis if you fancy locking down your purse or wallet and cultivating a few moths! I just hope…
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~8 year Anniversary of Make £10 a Day Thread September 2015 ~
:hello: Hello and welcome everybody This challenge is officially 8 years old :j:beer: This is the 97th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I…
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Joint property query
My partner ( we do not live together, nor are we in a civil partnership) has generously offered to pay off my mortgage. I would like to give him a proportionate share in the property ( my main home). Does anyone know the best way to go about this, and if there are tax implications for either party? I'd be so grateful for…
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NST: September: the Turtles go Wombling
NST: September : the Turtles go Wombling * 12 months from now, you will be one year older. * But will you be one year better? * If you want to change where you are in your life, it is up to YOU and you alone. * Where do you want to be in 12 months’ time? * Plan for your future. * Make the decision to change. * Take Action.…
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Pay a debt or reach a goal in 2015 challenge? Yes please!
Hi All I have 2 loans and 2 credit cards left to pay. Yes, that means it was once worse! You can see from my signature that I still owe a lot. I'm so focused on paying off my debt and I already have a diary however I wanted to have a 2015 goal diary. My goal is to pay off my large credit card in 2015. The balance on it…
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Septembers 'Take your Lunch To Work' Challenge.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for September 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the…
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Where do I go next ?????
Hello people, I am a very hard working man who has in the past been duped or dumped by wiser business people which has gained me outstanding debts of over 85k between 18 creditors. In order to honour these I set up a debt management plan with Baines and Ernst paying £350 per month. My wife and I are partners in a freehold…
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Weekly Spend Challenge w/c 13th September
I'm going for a frugal week ahead. It's DD's birthday next weekend and I need to make sure I have a bit of £ even though I already have her pressie. Please sign up and keep me company Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On…
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Weekly Spend Challenge w/c 6 Sept 2015
After last week's success I thought I would go for week 2 of a weekly spend challenge. Please feel free to join in - I spent way less last week than I normally would. Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please…
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Resurrected - The Weekly Spend Challenge w/c 30th August 2015
Hi everybody, I was inspired by another post to look for a thread that really used to motivate me when I started lurking on here a few years ago, called the Weekly Spend Challenge. Well, I found it and I wondered if it was worth me resurrecting it. We'll soon see... Here is the idea: Hello everyone. Welcome to the Weekly…
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The Absolutely Awesome August 'Silly Season' Holiday NSD Challenge!
August is almost upon us.Yes,time to hunt out your suitcase,slap on the suntan lotion and try to squeeze into your bikini/swimming trunks - it's holiday time and the silly season starts!There is a 'sub challenge' just to stop any trace of boredom: just how silly can things get?Knowing the residents of Ennessdee Towers I…
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~Make £10 a day August 2015 ~ everybody welcome to join
:hello: Hello and welcome everybody This is the 96th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
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NST August - AB's Amazingly Aware August Challenge
Hi All So this is the 8th Ninja Saving Turtles challenge of 2015, it’ll be the end of the year before we know it! We’re now well into the summer holidays (for those of you who have kids, or are teachers), and might be thinking about heading off to somewhere warm, or just somewhere different. August also seems to be the…
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August 'Take Your Lunch to Work' challenge.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for August 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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1 debt vs 100 days part 19
Hi everyone! Welcome in the challenge again �� this challenge starts 11th May and finishes August 19th. There's one rule: take a debt, however small and pay it off within 100 days. Good luck! 1. Mrs Save £150.20/693.08 2. Hope78 £956.70/1000 3. Jubilee76 £1000 4. Gettingtheresometime £241.11/500 5. Calling14 £758/1000 6.…
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14/8 win 4 x pair of grandstand tickets for York Ebor
linkz.mobi/sc/ghasq- Sorry not able to post links but have been a member got a while
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Protect Pension Fund From Old Debt
I am currently paying off some old debts which are over 6 years old.I am soon to be able to access my pension fund which is not that big but I intend to put it to good use by buying a franchise which should enable me eventually to clear all debts and provide a good income in the future.My concern is that companies that you…