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Joint current account 2 savings account
I have a joint BoS vantage account with my wife and opened a BoS Regular Savings Account at 5.5% interest and thought, can my wife open one as well. So I logged in as her and yes I could so I now have 2 regular savings accounts paying 5.5%. There is only one problem, whoever is logged in cannot see the other persons…
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How to find where a payment has gone.
Hi guys, I hope you can help. My husband has a payment that has been taken out of his account by standing order every month since Feb 2010. That's 168 months. It is for £50 and is paid to Natwest, but we have no idea why. He has never had a Natwest bank account, Loan or credit card. He thinks it may be for an old debt, but…
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Keep money in an ISA and pay less deposit on Mortgage, or lay down bigger deposit
Hello I have approx 170,000 in an ISA. A property may be becoming up on the market for say around 300K. With my partner's savings, we could have 230,000 in savings. Would it be better to lay down the money on a deposit, or would it be better to keep some in my ISA? Just wondering if having money kept in ISA would off set…
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Cynergy Bank
I can't login at present, is it just me or is the system down?
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Lloyds Bank switch offer
Hi, I'm with Lloyds for so many years and I was wondering that can I still get the £175? I will use a donor bank account.
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Best UK bank to send and recieve to Australia - AUD
Hello, Looking at a move abroad, to Australia in the next 12 months or so, and looking at a current UK bank for a short interim that has the ability to send and recieve AUD. I understand there is services such as WISE and no doubt will use similar but I am looking for a bank that can do this just incase. I currently bank…
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Ulster Bank ID help!
Hi i switch to ulster to get the £200 and i put in a ni branch and i dont get a text or email? Please help!
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Zopa app: latest version = no savings
I’ve got a Zopa ISA. Zopa is all app-only. Yesterday I could see my savings, with app version 112. Today there’s nothing about savings anywhere on the app version 113. The live chat people were totally unhelpful but I did manage to get them to raise an official complaint. I'm now really worried they’ve got my money and I…
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Co-op Regular Saver Not Appearing in Online Banking
Has anyone else had issues with the new Co-op 7% Regular Saver not showing up on their online banking? I applied on Thursday when it went live, but couldn't do it from the online banking page as it wasn't showing on the list of accounts available to apply for, so I had to find the page on the main site and apply from there…
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Switching to Ulster Bank and Natwest
I applied to switch to Ulster Bank on Friday and a switch of another account to Natwest on Saturday. As far as I could see, both applications did complete ok. I don't recall Ulster Bank confirming the application online or giving me any information at all and I have not had an email yet. Natwest confused me because on the…
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Switching from Lloyds to Ulster, letter from Lloyds
I opened another Lloyds account to use to take advantage of the Ulster switch bonus. The Ulster account is now set up but the switch hasn't come through yet. I got a letter from Lloyds saying: ”We have received a request from your new bank to switch your account away from us. Unfortunately we are unable to proceed. If you…
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Validating payments to people who don't use online banking
My wife recently agreed to take over ticketing for a local event for the organiser. When it came to paying all the money online I suggested that she paid £1 into the individual's bank account and ask him to confirm receipt. She has paid the £1 and the account holder's name showed a match but he says that he won't know…
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Bank account issues - need an account
Hi all, Apologies in advance for the long post. Hoping someone can point me in the right direction. So basically I need/want a bank account, but simply can't get one. Some background so this all makes sense. I've been married for 15 years. Always had joint bank accounts which was fine as we only just earned enough money to…
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Are simultaneous account switches possible?
I note some switch deals are expiring around the same time, and some people (me) leave things to the last minute. If I have multiple current accounts, is it possible to start a second account switch while a previous one has not as yet been completed, i.e. have two simultaneous switches switching two different accounts to…
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TSB Bank App chat with support times out and logs us out while typing
While using the TSB Banking App chat feature if we type a longer than usual message, the App times out and logs me out. I've complained to TSB Bank. They've said only sending and receiving messages count as 'actions' and typing does not count as an 'action'. They've said it's a security feature, but they've also said…
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£100 Ulster Bank NI switch offer - ends 19 November 2020
This has been mentioned in passing in the £100 RBS switch offer thread but I reckon the offer does deserve its own thread. Summary: By 19/11/2020: switch a current account to a new Ulster Select, or to an existing Ulster current account By 31/12/2020: deposit a minimum of £1,500, and log in through the Ulster NI app By…
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Basic expat information and orientation
Immigrating to the UK with my family has been stressful enough, without the additional challenges most consider to be "self-evident". More stressful is the absence of advice, with "advisors" either intent on selling one a policy or product, whilst most others refusing to give any sort of useful advice in fear of legal…
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Problem paying my HSBC credit card
A while ago I opened an HSBC current account and went through their qualifying process to gain the financial incentive, I also tried to open a linked savings account for my granddaughter as the interest rate was decent, unfortunately they said I did not qualify for the incentive even though I had followed all of their…
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Lloyds switch - Application through app - No correspondence
Dear forum, I applied for a Lloyds Club account a week ago through their app. I went through everything - Passport scan - Credit Check - Acceptance - Switch Agreement - Setup of online login details, then final screen that I should now look out for an email. I have not heard anything since. Not in my spam, not anywhere.…