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Report Bank Charges successes and failures
Please report your Bank Charges Reclaiming Successes/failures since the Supreme Court decision in Nov 2009 here REMEMEBER BY DOING THIS YOU ENCOURAGE OTHERS WHO MAY BE TOO SCARED TO RECLAIM How to report your success/failure: 1. Click reply to enter you story. 2. Report your story in the following format: * Bank name: *…
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Reclaim Bank & Credit Card Charges sticky
💳 Here are some Forum threads you might find useful: * Credit Card Reclaiming Success Stories * Report Bank Charges successes and failures * Bank Charges Reclaiming Guide discussion * Credit Card Reclaiming Discussion 💷 And here's some relevant content from MoneySavingExpert.com: * Reclaim bank charges * Reclaim packaged…
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Cheque from NatWest, Gordons property lawyers
Hello everybody. I have just received a check from Gordons property lawyers acting for NatWest. We remortgaged several years ago and received a very vague letter and a cheque saying funds remained on our account and recommending we seek independent legal advice from our own qualified legal advisor. We haven't got a clue…
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Can’t pay credit card off due to intrest!
Hi As an OAP I’m finding it hard to pay off my credit card due to the interest they put on my card. I’ve been told you can transfer to another 0% card where you can just pay back the money you have used not the interest that has built up. Can anybody help a worried OAP couple..? Thank you
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Debit card chargeback for failed freight delivery
Hi, I used my bank card to pay for a freight forwarder in dubai to deliver a personal shipment around 70kg. Well, I don't know what happened with the paperwork, but customs refused to let it through, and the shipment has been sent back to the freight forwarder. Now I have to get a relative to collect from the forwarder and…
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completed IVA
My IVA was completed 7 years ago. The practitioner is no longer on business. 15 years ago I took out a car loan. I have just received a mail to say that I was overcharged on the loan and I am due a refund. The mail also stated that if I was in an IVA in the past I might have to pay this refund to the IVA as a windfall. The…
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Banking errors and compensation
I opened a cash ISA account with bank X to be funded by old matured ISA money from bank Y and Z respectively as secure ISA transfers I requested bank X request from bank Y the full balance of £40,000 plus the closing interest to close the bank Y matured ISA account. I also requested bank X to request 50,000 as a part…
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TEMPLATE
Hi I recently read about reclaiming bank charges on MSE was there a template letter for doing this? If not, can anyone give me the link to this article. It was recent and on the same email as reclaiming PPI for car finance. Thanks
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Studio catalogue refund
Just seeing if anyone else has had this. I got a letter today from Studio (catalogue) saying that i was due a refund because they had failed to do proper credit checks. This is an old account and for a couple of hundred pounds. Has anyone come across this?
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Amigo Loans
Hi, there was lots of discussion about the redress and I claimed. I was told that I would not be paid out, so I challenged this through the amigo portal. Today I received an email from them saying my claim was upheld in full, and to wait for further correspondence regarding redress amount etc. I’m wondering if anyone else…
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Spiral of debt and defaults caused by overdrafts - Can I reclaim bank charges?
Hello all, I'm looking for some advice as to whether it would be worthwhile attempting to reclaim bank charges from the period 2007- 2011. I had just turned 17 in 2007 and about to start university, I wasn't working and my parents weren't well off. Over the course of 2 months I was able to open up 5 student accounts with…
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Reclaiming bank charges 2024
Hello Forum This is my first post so be kind ;) I'm working on a claim to Natwest to request my bank charges & interest are refunded. I've consulted MSE of course and am using Martin's template (thank you!) but came to the forum to check out other people's experiences as I want to get it all right first time. I can't seem…
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Vueling declined payments is this a new airline scam?
Can any one help me to understand rules on declined payments and disputed payments? I am still trying to resolve the fact that the Halifax paid Vueling 2 times for flight bookings for which I received no booking codes. I told the story in an earlier thread. But to recap. Vueling airlines website said I was buying the last…
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Direct Debit Indemnity claim refused by First Direct
My kids school bus service provider had its license revoked by the Traffic Commissioner for persistent safety and other breaches on 30th January, effective 31st March (so the kids could get to school until term ends).The company immediately put out a message saying it would appeal the ruling and would continue to provide…
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Nationwide FlexPlus Letter 18.01.24
Today I’ve received a letter from Nationwide titled ‘Please consider if you need to take action as a result of this letter’. Basically, between May 2018 & April 2023 I (and I’m sure many others) have not been receiving annual letters detailing account benefits, changes and amendments - technically they have changed a…
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Issue with Samsung refund
Hi all, Apologies in advance if I've posted in the wrong thread. I've read some old posts dating back a few years but couldn't find the advice I was looking for. Basically I bought a phone and it was defective and I sent it back for a refund. Samsung were taking a considerable amount of time to refund me and when the cut…
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Bank charges on death
I have received a letter which says that the bank has refused payments which were called for and imposed charges on the account of a deceased family member. When the bank has frozen the account should they be doing this? Also, the letter says ‘in future you must ensure that there is sufficient balance on your account to…
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Elderly friend scammed by fake Nigerian website. I have tracked down their bank account...
I am not terribly sure if this is the right forum for my post, but I am posting it here anyway. Other posters were incredibly helpful on a plumbing (!) issue I had, so I feel confident I will get some helpful replies here. Basically, a very dear, retired, very elderly friend of mine has been conned out of a large sum of…
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What should I do with item credit card company have refunded
Bought something online, tried to send it back. Company ignored my emails so I contacted my credit card company who duly refunded me. They still havent been in touch with details of how to send it back, theres no address on the website just an email. How long do I need to keep the item I don't want before disposing of it?…
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S75 and theatre tickets
I went to the theatre yesterday and as soon the show started, liquid started dripping through the ceiling above and throughout the entire first half I was covered by liquid like a light drizzle. This really detracted from the show because I was trying to get help from the steward during the performance and had 4 different…
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Lloyds monthly charge
Bit of a long story. Trying to help a cousin who lives a distance away and has fallen on hard times. He's on UC, struggling last 2 years. I send food parcels at times and try to advise and help in lots of ways. I won't go into all of them but though he's intelligent I think he's quite dysfunctional, and by the sounds of…
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Old mobile bill affecting credit file.
A friend of mine is looking to get a mortgage but cannot due to a credit file blacklist that has been imposed by O2. A few years ago his son racked up a large bill on a mobile game which he did notice until after the 14 day cooling-off period. He has contacted apple and o2 multiple times for a refund but has sadly been…