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Lloyds PPI Claim & EDS - Advice Needed
Hi, I sent a letter off to Lloyds TSB on behalf of my mum to claim back PPI, this week she has received a Final Decision letter from Lloyds saying the loan was sold by a company who was outside of the the Lloyds Umbrella this company is called EDS (Electronic Data Services) my Mum has never heard of this company and when…
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How long will PPI reclaiming last?
Hi all, I just wondered if anyone has any opinions or stats on how long the PPI reclaiming will go on for? I mean right now the FOS are reporting record figures for it but when will it all die down just like endowment claims died down in the past? Any views, stats or opinions would be appreciated. Thanks
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Simones Freedom / bespoke / welcome finance nightmare moves on!
Hi All, I promised you all an update way back in 2007 when something happened on this nightmare of a PPI claim - and I now have news!! After years (literally) of going back a forth between the above companies, I managed to find out who the underwriters for the insurance where (took a formal request via the FOS), and it was…
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Reply from HFC
After sending off the 1st letter I have recieved a reply from HFC stating they cannot locate any of my paperwork even though the account is still live, this loan is 8 years old but surely that should have the paperwork on it??? What do I do now? I do not have original paperwork or account number as I am paying Wescot for…
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Egg Success - should they be paying me interest?
Hi, I recently wrote a letter to Egg stating I felt the PPI on a loan I took out was mis-sold. The loan has been paid off. The complaint was upheld and I have received a letter offering the following amount: PPI Premium - 1309.83 Less any ppi premium refund taken off loan - 232.62 (because I paid the loan off early).…
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TSB PPI number?
When requesting a refund for PPI, do I need the insurance number, or just the loan number, as it was all done through TSB (loan and insurance)? I sent TSB a letter asking for the documents for the loan that I took out, including all details for the PPI. They got back to me within 5 days, with the paperwork, but doen't…
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lloyds credit card ppi
Hi Have recieved a letter from lloyds tsb today saying that they have calculated our ppi which we are to be refunded. It says all our premiums payed plus interest were appropriate, which is £414. There is no mention of a 'stress/compensation' payment. Do you think I should ring them? because they mentioned that a financial…
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Lloyds TSB PPI Blatant misselling
Hi, I came across your great site on Monday and having read some of results of PPI claims. I decided that I to would reclaim. Story: I told out a loan with TSB in August 2004 for £5000 over a period of 72 Months. I have course told out PPI as well because I got the feeling during the telephone conversation that I would not…
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Can anyone advise on Lloyds TSB letter?
Hi, I have just received a letter today from Lloyds TSB regarding my PPI. The good thing is the letter says I am getting a refund for PPI paid on my credit card however the letter does not give any total. There are several bullet points on the letter one of which is: 'The refund figure will only be processed when I receive…
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PPI Halifax Credit card
I was misold ppi insurance as i was a student and as a result i was plugned into a world of debt where the interest payments each month were £100, i came into a lump sum of money and paid off the debt. i've wrote to complain and received a chq last week for all ppi and interest paid on this however, i want to claim all the…
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Cento Client Review
Probably like alot of people, when Cento contacted me I thought "yeah, why not let someone else do the leg-work". How stupid did I feel when they told me that their fee was calculeted as a percentage of the cash settlement PLUS the savings I would make by having the PPI cancelled. Fortunately the refund is going straight…
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please help me
Hi guys iv rang national debt help line and they suggested eather goin bankrupt or starting my own debt managment with the lenders im not so good with any paper work and is easly misled. could you please give me you advice and all the matters please.also i was in the armed forces when i opened my loan and was sold ppi and…
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MBNA Loan PPi
Hi there I am currently in the process of reclaiming my ppi from mbna on a loan that I took out in 2004. I have been asking since last november for a copy of the original credit agreement too but still have not been given it. I had a telephone call from their customer advocate office and was told that it was being…
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Help please with Ge
I took out a store card with Debenhams back in 1999 and also PPI, I've sent the standard letter asking them for a refund on my PPI. They have responded back with which I presume is a standard letter and a copy of my agreement basically saying that as I have signed for this they are not willing to look into this any…
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PPI Reclaim Endevour Personal Finance
Hi, Can anyone give me some advice on who i should apply to for mis-sold PPI. Basically i had been paying a secured loan through Endevour Personal Finance with PPI added. I spoke to Endevour today to start the ball rolling and they have advised me that although the loan was with them the broker was Ocean Finance and and i…
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Letter templates
Hi I have used this site before and used a letter, and just filled in my own details to claim back PPI. I cant see the template anywhere, please could someone advise me where to find it now. Thanks:o
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Blackhorse/DFS
Hi all My husband wrote back on the 2nd March have not heard a thing, can anyone tell me the next step and if anyone has had any dealings with the above?! Thanks all!!
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High Number of Calls from Claims Companies
Hi there Please could advise as to what is the best thing to do about the number of calls that we are receiving at home from various different claims companies. The callers ask for me or in some cases my partner, when we explain their not in they then push to speak to me or him - questioning about being the home owner,…
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Halifax credit card PPI reclaim
Hi Guys Please could anyone advise. I wrote one letter to Halifax for misselling PPI for my DW. They wrote back and upheld the complaint :T and said that they would get back with how much. I noticed that Halifax had made a payment onto the Credit Card (we are on a DMP, so we are happy with that) for £700. Today we have…
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New to board-need help!
Hi, hope someone can help me with my question. Have recently discovered that i have been paying accident death cover on my barclaycard for the last few years. Not sure if this is another name for PPI? Am really ashamed that i only just noticed this on my statements! Really cant remember taking this policy out or even if i…