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Do we keep ours to rent out for future pension
Hi All we have lived in our house 19 years this month and only owe 10k It’s worth around 170k and we want to move house. new house will be approx 230k. We have savings of around 40k My questions are; 1. Would keeping ours so we have something for the future to sell for our pension, and would renting it out be worth it…
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Budgeted Service Charge issues
I purchased share of freehold flat in December 2023. I have just been issued with a Service Charge Budget identifying a cost of c£2k for communal electric for the year. This would be shared between 6 flats. We are a 3 storey building with 6 flats. This is an extortionate amount of money . Where I lived before it was…
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Very Hard Water
Hello hello! I live in a very hard water area, and looking for remedies to prevent limescale on appliances. Upon researching (googling) there are so many options - Combimate - limescale prevention Water softeners ScaleGuard - limescale remover I am more inclined towards ScaleGuard. Has anyone used it? It is any good? What…
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Management agent informed solicitor about leak
Hi all, I'm just trying to understand our position legally. We are in to process of selling a leasehold conversion flat (not exchanged yet but close). We have had a leak from a mains pipe supplying the flat above that is buried into an external wall. This has caused part of the ceiling to collapse. We have located the leak…
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Tenancy agreement questions
I have a tenancy on a flat until Aug 24, but I have moved in with my new partner early. I understand I am liable for both my rent and council tax payments but can I stop paying for other utilities ie water/electricity/gas, TV licence etc? Any info/help would be appreciated, thanks in advance.
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Land registry Search
i looked up the title register for a property owned by my parents on the land registry. It was inherited from my grandparents and kept in the family. I paid £3 for the title register so assumed it will be up to date. Lo and behold the named owners on the title register are still my grandparents, one of whom, my grandad…
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Bath only, no shower in concil property
Hello all I viewed the property today and there is only a mixer tap, no shower in the bathroom (even though on the advert it says shower over bath). I wasn't going to turn it down over that because you only get 1 offer and if you reject it, you are suspended for 6 months My question is, do I have to wait 12 months before…
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Link Detached
I am considering a link detached property which is linked by 2 garages (house-garage-garage-house). I am guessing that the risk of sound travelling is fairly minimal considering it would have to go through my garage, but wondered if anyone had any experience. It’s a new build and I haven’t seen the covenants yet so I’m not…
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Property has suffered some movement & trees within the influencing distance
Hi, I am planning to buy the property. Its the end terrace property. Year of construction is approximate 1900 as per the bank valuation report Below is the report which I received from the bank (a) Is the property in an area that (to the best of your knowledge) has suffered flooding or is at risk of flooding? No (b) Is…
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Solicitor held my money for 20 years should I get interest on top of the capital amount
My solicitors who acted in conveyance for me in a sale of my property just contacted me. They found they had accidentally withheld a significant amount of money on my file/account - unbeknown to me. They rang me to ask for my details to pay me the amount. After confirming it was the solicitors and not a scam they took my…
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Redeemed a mortgage without Solicitor
In the process of redeeming the mortgage. The bank gave me the option of using a solicitor or not. I want to do it myself. The bank has sent me 3 things now. DS1, TR1 and a power of attorney. The forms are all filled out and signed by the banks solicitors. I know I need to sign panel 12 (on tr1) Once this is done, I intend…
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Buyer asking for us to fix things following survey
Hi, we’ve recently accepted an offer on our 1930s house, and the buyers have had their survey done. We’ve just received an email with some issues the survey has found, with the buyers saying “Ideally the vendors will fix these before exchange, but we can have a discussion regarding price if preferred.” I think they are all…
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"Agreed Distribution" on TR1 form dividing solicitors
Hi all, Another long time lurker here 🙈 Thanks to everyone's post I've been already getting so many answers to some things and so much reassurance. Unfortunately, I just hit a roadblock in my purchase that I couldn't really find anything about and was wondering if anybody has had that issue before. I'm currently selling my…
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Blended family splitting bills
My partner of 2 years and I have purchased a house and are blending a family. We both have 2 children who live with us full time. Our relationship is very good but we are unable to agree on finances. By moving into this house my partner will lose tax credits and child benifit due to my earnings. We are deciding how to…
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Subfloor void and wall cracks survey concern
Hi, any thoughts on these survey findings? Level 3 survey report on a late Victorian house we have put an offer in, a few tings came up but our main concern is things that have been marked as condition rating 3 needing urgent attention 1. the cracks on the wall 2. the subfloor void ventilation concern Is this something we…
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Sellers/Sellers solicitors not being honest about progress
Hello, I'm looking for some advice or guidance on, if anything, I can do about the current situation we're in. We're currently in the process of buying a property (£350k). The offer was accepted at the start of November last year, and the seller who did the viewing told us that they were in a rush to move. Our mortgate…
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Delaying viewings or delaying listing going live?
Hi there, Me and my husband are going to be putting our house on the market soon, we have selected an agent who came to do photos yesterday. We realised though last night that the field opposite our property is hosting a circus for a week in about a week's time. We are concerned how this would come across to potential…
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Should I ask for a house price discount
Hi all, I put in an offer of 330K on a house back in June. Myself and my partner are currently renting so are at the bottom of the chain. We were told in early September probate was completed on the house the seller is buying and exchange will likely be mid October. Then I found out last week that the seller pulled out of…
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Why would someone accept an offer when another viewing was booked?
I got a call today from an estate agent I was due to view a house through on Monday. They called to cancel the viewing because the vendor had accepted an offer. I’m a first time buyer who doesn’t need a mortgage and the estate agent knew that. So my question is, why would the vendor accept the offer on the table and cancel…
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What counts as reception rooms?
In my house the rooms are arranged in a circuit. You come through the front door into the entrance hall. Then it goes: Kitchen, utility room, playroom (large), study (small), living/dining (large) and back to the hall. How many "reception" rooms is this? Someone told me once that only a room opening off the hall is a…