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Holiday claim
Hi all, some advice would be appreciated if anyone has experienced this-my husband and I were due to go on holiday on 12th August. However, I became unwell and had a doctors appointment on 8th diagnosed chest infection given antibiotics .Still no better I retuned to doctor on 11th diagnosed with Bronchitis and different…
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PPI R40 claim for higher rate earner - will I owe tax to HMRC?
Hi All, I'm looking at whether I can claim any tax back on my PPI payout with the R40 form, but worried I might end up owing HMRC. I received two PPI payouts in the 2019/20 tax year which totalled £12,902.83 (less the fees) and had a total interest element of £8,513.60. The lenders withheld £1,702.72 in tax at 20%. I also…
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ingenuous legal
The above arranged a claim for me some years ago i had thought that they had gone into liquidation so i didn't expect to get any further compensation however i have now received an email from them offering me a nice sum for the tax i paid at the time now i don't know what is for the best is it possible its a scam thank you…
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Is ppitaxreturns.co.uk a legit website
First off I apologise if this is the improper place to put this but I had no idea where else to put it My mum got a text a few weeks ago and she filled in a form, my sister saw her speaking on the phone with them this morning (my mum hadn’t given them a signature or something like that) and suspicious, she hung up i tried…
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Car insurance hike
I was wondering if anyone else has had a similar experience recently. Last year my car insurance came to £345. I have just received a renewal quote of £770! In disbelief, I started looking on comparison sites and the cheapest I can find now is £650ish. I have not had any claims or penalties. I have 14 years no-claims bonus…
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claiming ppi tax when employed and self employed
Hi, I keep getting emails about claiming my tax back on some ppi over 2 financial years. Not sure i can claim one as its late 2019 but the others are late 2020. Its not a huge amount so i wanted to try doing it myself instead of using a company that will basically take most of it I am employed(bulk of my wages) and self…
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Boiler insurance
Hello, I feel a bit stupid making this post, but here goes. I have a plan with Domestic and General where I pay £27.61 a month. I get £700 towards the cost of a new boiler if it breaks down. I took this out after speaking to the manufacture of my boiler, Worcester Bosch, thinking I was being wise. Here is why I feel…
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R40 Claim
Settlements on upheld PPI claims made on my late husband's mis-sold policies were made to me, his widow, in the tax year 2018/2019: my husband died in 2017. I submitted an R40 Claim in respect of taxed statutory interest in March 2022. I received a response from HMRC in October 2022 which stated it was my husband's income…
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HMRC - PPI Tax Claim
Help your claim helped me claim back quite a bit of PPI, which is why I was happy for them to try and claim back overpayments in tax. I recently received Viva £34.00 back, but HMRC then sent me a new calculation for 2018 stating I owe them £1800 as my interest payments where in excess of £10,000 for that year as instructed…
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cold call PPI
First post here so go easy on me! Just had a cold call from a PPI company saying I’m owed £500ish and they’re wanting to send me a cheque. They’ve taken some very basic details (none banking) and I’ve signed a contract. They already had my address and income info. Googling the company, it doesn’t look like it’s been around…
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tax on ppi
Hi iI had a few PPI,s would like to claim tax back on this what is the case with this now ,some were more than 4 years ago .still got the paperwork ..
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PPI tax Claim
Hi, Newbie on this site. I have recently been called from the Fair Trade Practice asking if I wanted to make a claim on a tax refund for a previous ppi claim made. I done this through this company 3 years ago and had a successful payout. However, this time round I feel the detail they are asking for is excessive I.e. name,…
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Car insurance
Apologies if wrong place. Fully comp car policy for many years via Lancashire ins. Accident 8/6 driver and passenger hospitalised. All services attended and details given. Next day on hold with Lancashire over 60 minutes still in hospital,then brief details taken claim no given then told have to call another number. Same…
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PPI Tax Reclaim - To use or not to use form R40
A couple of questions please. I haven’t used this forum in
recent times so apologies if I am in the wrong section: Should I still use form R40 to reclaim tax for a previous
year (2020) in which I was PAYE only, even though I became self-assessed in the
following year and am still self-assessed. The HMRC website just says…
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Cancellation Charge on Home insurance
Hello all, I have received a charge of £48.41 ( £39.50 admin fee) from Admiral for a policy that i have never actually received. I think i have been a bit naive/stupid on this one... I had Admiral last year for my home policy. I didnt get a renewal email or letter until after my policy date was due. My fault as i changed…
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Cancellation of life insurance
I am hoping for some advice please. I had a life insurance policy, through Barclays, for more than 20 years. During Covid, I received a letter to say that the provider was no longer offering the insurance and that my policy was being cancelled. I had paid quite a lot of money each month for a long time and I am wondering…
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Completed R40 - now I owe tax!
I received £3569.48 PPI in Jan 2020. £453.69 tax was deducted to I thought I would claim it back. Turns out I now owe HMRC £150.71. Does anyone know why this is?
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PPI Tax reclaim using non-R40 route.
Has anyone tried to obtain a tax refund without using the R40 form? I have to complete a Self Assessment due to a small French pension so I cannot use the R40 form. I received a PPI refund from Black Horse bank but it doesn't show any mention of tax deducted ( or due ). It was organised by Ingenious Legal to whom I paid…
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Does Home Insurance Cover Tree Damage?
Hello I have a couple of large 30ft Cherry Trees on the edge of my property next to the footpath. I keep these in good condition. However if in a storm a branch came down and caused damage or hit someone walking past, would normal house insurance cover this eventuality? Obviously it might mention this in my policy if I…
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Home insurance claim rejected
I have an induction hob that was cracked partially when I moved into the house 6 months ago it was a very small crack that didn’t effect the use of the hob however a week ago the crack has grown and has gone through the centre of the hun so I now can’t be used . I’ve tried to make an accidental damage claim on my home…