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Barclays trading as Woolwich mortgage.
2 questions please ... 1. Can I view/manage this account online? Since the move from the Woolwich, I am highly confused :confused: 2. Is there a tool that shows me the effects of overpayment? Thank you.
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Repayment problems/non-resident
Hi, My local mortgage chappie seems to be having problems resolving this, so I hope someone can help me... I have a mortgage on my house, of around £106,000, which leaves an equity of around £54,000. My girlfriend, who is Spanish and resident in Spain, wants to help me by paying off half the mortgage, and in return I want…
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Pay Off All Mortgage Or Leave A Bit?
We're in a position to pay off our mortgage, but should we pay it off completely or leave a small amount outstanding? We have heard that simplifies matters if we ever want to move house in the future. Regards, Robert & Anne-Marie
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Noob asking for advice
Hi This is my first post and of course I'm asking for some advice. The wife and myself would like some help on how to start working on paying off the mortgage (repaymentas soon as possible. We owe £38,000 at the moment with the One Account and the planned repayment date is another 18 years and 8 months. At present we pay…
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Any Advice re MFW
Hi for the first time, I have no debts well a big one (mortgage), but no loans, credit cards etc, just one monthly payment urghh! about £10K in savings - ISAs and emergency fund horrific mortgage of £180k great credit ratings for me and OH income of about £90k a year any advice re snoozing, tarting, overpaying etc greatly…
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Help please
Hello, About 5 and a half years ago I had 4 credit cards MBMA £2400, Barclaycard£750, Capital One £1000, GE Capital £1200. The payments for these began to get out of control and to be honest got me very down and in the end I ended up running away from the debts and moved away. I have heard nothing from any of the cards…
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when to overpay
We (hubby and I) moved house in January and started a 20 year mortgage of £82000. The mortgage is a repayment fixed for the term at 5.97%. Interest calculated daily. We are able to overpay be £5000 per year and have windows at years 6 9 11 and 15 to repay in full without penalty. We received some money in October that has…
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13K Challenge - Getting Back On Track
Well, £13,713.63 to be exact ....... Well, things have been a little rocky, hense my lack of posting; but im back, and more determined than ever to get back onto the MFIT and DFW bandwagon! As you can see from my sig, our total debt has gone up short of 10% - its not all bad tho, as the majority of this increase was to pay…
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Advice needed - Remortgage/personal loan?
I need some help please. I have a £20,300 mortgage which I want to pay off. I have an endowment mortgage which has 13 years left and I basically don't want to pay interest for the next 13 years and then still owe the £20k. L & C have advised that I stay with Halifax as it is not financially worthwhile changing. The house…
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Commercial MFW any advice?
I have a commercial mortgage with RBOS over 15 yrs for 150k which I currently overpay by £200 per month which should bring the term down to around 12 years. The interest rate is 2.5% over base rate. Does anyone have any ideas to get this paid off quicker? Any overpayments can be taken back later if needed with 7 days…
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Mortgage, cashing endownment or what??
Dear all, I am in a situation and cannot decide please help. I have an endowment insurance, current value £33K matures 2013 Nov at 50K or so. Have a Flexible mortgage of £30K at 6.5% and am paying £467 per month +£110 for the insurance premium. My heart says cash in the endowment, pay off the mortgage which will save me…
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mortgage overpayment amount - natwest
Hi Guys, Have put a thread somewhere else, doesn't seem to get much response, and I am gonna try my luck here.. I've been calling Natwest asking about overpayment issue, those idiots just keep giving me different answers, and complete waste of my phone bills.. Anyway.. . We've overpaid 19k last week, and received a letter…
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A quick way to make cash (read to be assured of this being legit)
It does seem pretty common that most people will try to tell you to go to a website, but in most cases its because they is some scam involved, well i just recently found this new site called gangstergreed which can be found at http://www.gangstergreed.com/?ref=29357 , if you do not believe me, your best bet would be to…
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Offsetting-how safe now?
As I want to be mortgage free I opted to offset all my savings against my 36k mortgage. (I intend to tell them to take approx 5k a year and actually pay it off "really" in stages). It's interest only and so I pay nothing monthly and can choose to just pay it off completely at anytime I want to. (I place my original monthly…
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Toisa(?) Use to pay chunk off mortgage??
I need some advice please! Have a mortgage of 30K and recently cashed in an Axa sunlife policy (as recommended by this site) and paid 3K off the mortgage. I have a Toisa?? whatever this is which was a Tessa I believe, does this make sense? and is now just sat doing nothing. No idea what interest it attracts, sorry! Its…
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be mortgage free in three
very first post so here goes . have ten years left on mortgage oweing £38000 0n a fixed repayment which ends in sept 08 . also kept my endowment on at £82 a month , 15 years left , significant shortfall , worth about £11500 next june . come next june should be able to over pay by £120 a month off mortgage. as the title…
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400K mortgage to shift
hi, im new to this so please bear with me - is it at all feasible to clear a 400k mortgage in say 5-7 years - my husband has a great salary 5k a month but nearly 3k of that goes on our huge mortgage - any ideas or support would be greatly appreciated
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Overpayments - can this happen?
My partner and I overpay our (frighteningly huge - outstanding balance of £197,342) mortgage by £300 per month. This is effectively our savings account, and to date we have overpaid by £3000. We rely on being able to have this back on demand - it is effectively a medium term emergency fund that happens to be lumped in with…
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MF Article in Daily Telegraph
For you MFW's, there is an interesting article in the Daily Telegraph. http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/11/08/cmmortgage08.xml The most interesting point is that MSE MFi3 gets a mention, since they have interviewed someone from this board! Fame at last!:T
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To offset or not to offset!
I would like to get rid of my mortgage ASAP but I don't know what the best thing to do is. Do I keep my current offset? Change to tracker? Or change offset? This is my current situation:* £67k mortgage over 16 years with IF - property worth £170k. This was taken out 5 years ago when I had more savings available. Current…