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Cifas marker help
Good afternoon , I was made aware I had a cifas marker placed on me a month back by Barclays I got my subject access returned data form back and the reason I’ve got one placed is Misuse of facility the case type is falsely reporting a loss and the role within case is falsely disclaiming transaction. So I opened 6 Barclays…
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Whats the difference between these two Allica accounts...?
Forgive my ignorance but doesn't a current account have more features than a savings account? And generally speaking a current account would have a lower rate of interest than a savings account? So for purely the rate of return only, I'm choosing the current account here...right? Easy access save @…
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Serial switcher
Hi all, Over the last year or so I've switched to various banks got the reward then switched to the next bank. So far I've had rewards from: HSBC SANTANDER LLOYDS BANK ULSTER BANK TSB I had to stay with TSB for 6 months to get the additional £75 now I'm ready to move again. I think these all belong to different banking…
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Wise (Transferwise) new Interest accounts
Hello, I have a Wise account and use the features regularly. Wise has recently started advertising a feature where you can earn interest. It sounds like a regular bank account with interest but also... not! It mentions "Capital at risk" but also that it is backed 100% by the government. Is anyone using this…
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Hating the look of the Nationwide Banking app
Just got the new app. Hate it!! The text is soo big . Just checked - you can read it from more than 2 metres away!!. No more checking the account in a public place. So big that I have to scroll through 2 screens to check my accounts. Worse of all the actual page the balance and the date are half the size of the transaction…
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Bank account for a baby
Hello, we had a little girl last month and are looking into the best option for a bank account. There doesn't seem to be a huge range of accounts available to set up in her name (we have received a few cheques in her name so need this pay them in). Does anybody have recommendations of an account with a good interest rate?…
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SMS confirmation messages for secondary credit card holder - how?
Me and my wife are emigrating and consolidating bank accounts to leave a single UK bank account remaining in the UK we can use for anything we still need to do in this country. Our main account for many years has been a joint account with the HSBC, so we thought that was the natural one to keep, but we didn't have credit…
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FCA 'won't stand in the way' of an end to free banking, says boss
Looks like the City Watchdogs have paved the way for banks to charge customers for current accounts in an end to free banking. The FCA have stated the regulator would 'not stand in the way' of banks opting to charge customers to hold accounts. While some providers already impose fees to maintain certain accounts that offer…
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Debit Card Subscription
I have cancelled my John Lewis insurance which, for the last year was paid via debit card subscription. It was previously direct debit but they changed it at renewal. On cancellation I asked them to remove the subscription as my bank won't let me do it myself. After several emails going back and forth they just kept…
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Standing Order in to a Closed Bank Account?
I'm helping sort out the finances of an elderly relative who will soon be the subject of a Power or Attorney. She has of late been confused and scarcely able to run her own financial affairs. In 2020 she closed a Bank current account, but it appears she never stopped a monthly standing order going into it, from her…
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Direct Debit
Hi, newbie to the site. My ex partner has been having a lot of problems with her housing assoc, i wont go in to all the details as not relevant here, but my question is...when a housing assoc is asked to change a direct debit with a bank, how long after should it be before the new amount shows up on her online banking as…
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Issue with withdrawing money online from a Leeds Building society account
I have had this account for about a year and this was the first time that I had tried to withdraw any money/transfer to another bank. I got stuck at the point when a security code is sent to my phone because nothing arrived. After 3 attempts to generate one, I rang them up. The person suggested a problem with my internet…
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First Direct regular saver
My 12th payment comes out today. When can I transfer the money out to another account without losing the 7%interest? Does it need to stay there until the complete 12 months has elapsed ? The first payment was made 7 May 2022.
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Hyperjar Cashback offer in MSE email Dec 2023
Hi, I've signed up to Hyperjar using the link in Martin's email: The articles says: "Up to 2.5% cashback for the first three months (5,000 available)." I have followed the terms of the offer and ordered the free physical card. How do I tell if I am one of the lucky 5000? Don't want to switch spending to this card unless I…
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PayPal - different currency conversion upon receipt of funds
Dear All, In the last few days I’ve used PayPal for the first time to send money as a gift to a friend in France. My first transaction I sent £50.00 GBP sterling, PayPal converted to €56.08 - 1.12 conversion (approx). 48hrs after making the transaction my friend sent me a screen shot of the amount they received €53.38…
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Anyone else having a problem with the Halifax app saying their phones rooted/Jailbroken
I had this error pop up after the app updated back in Nov.The phone's an Android, never been rooted and has been running the app for over two years without a problem. I was told that the next update would fix it. The update rolled out last Friday and nothing's changed!Called the helpline a number of times, and they have no…
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Nationwide sending letters to dead customer
My partner died 18+ years ago. He had an account with Nationwide. It had about £1 left in it and I’ve been unable to close the account as I wasn’t the executor to his estate. Every year at about this time I receive a letter from them about something or other. This time relating to Virgin Money. This time the only contact…
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Direct debit
Why are companies allowed to take over a direct debt without asking permission after taking over a company
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Depositing a cheque via the Starling mobile app.
I have had a Starling bank account for over a year now but never needed to pay in a cheque before. Next month a customer will pay me by cheque. I have had a look on the app and can see where I need to go to make the deposit and take a picture of the front and back. Just wondering if anyone has had success or failure trying…
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HSBC App
I've just been trying to register onthe HSBC banking app and it wants me to tap nearly 400 times from Jauary 2000 back to my birthday to enter my date of birth! Unbelievable. Anybody else had this problem? I can't seem to be able to enter it manually.