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FOS Decision - Help Needed
I have ben trying to reclaim PPI on credit cards from HSBC. I had 2 rejections from HSBC and presented my case to the FOS to take up. I have just received a letter saying that the FOS have upheld my complaint. They have written to HSBC to reccomend a settlement be issued tome but HSBC have not replied to them. The letter…
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Lifestyle Protection by the Post Office
Had a letter from the PO regarding our Lifestyle Protection. It is now cutting the amount it will pay out to me if I have to claim from £2500 to £1500 per month and is also upping the monthly premium from £94 to just over £100 per month. I feel totally ripped off by the Post Office and feel they are playing on peoples…
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Mortgage PPI help
when we took out our last mortgage in 1996 we were told that we had to have Abbey's PPI, I argues with this and was eventually told that if we did not have Abbey's PPI that we had to have one they aproved of they gave us a list. we went with AVIVA's PPI because we were told we could use it to pay other bills if we needed…
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Questions about No PPI Policy for Loan
Question 1 In 2001 i took out a loan with The Associates Capital Corp plc which i now think uses the name Citifinancial.looking back i have a copy of the loan agreement but do not remember ever being given a copy of the PPI Policy or the Terms and Conditions or an Account Number for it but £995.61 was added to my loan for…
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Can i reclaim ppi from abbey now santander?
Has anyone on the forum had the need to reclaim PPI from one of the banks that have been taken over by Santander? If so, is the proceedure the same or are there difficulties
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Barclays loan - Anyone Reclaimed ppi if claimed on policy
I would like to know if anyone has reclaimed there ppi on a barclay loan if they have claimed on the ppi policy. I have a barclayloan and have in the last 9 months claimed ppi on the. policy due to redundancy. However the ppi payments did not cover the monthly payments I was paying and this policy was sold as a single…
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barclaycard ppi reclaim advice
Evening all I am going to be starting a claim with Barclaycard for refund of the PPi,when i originally had the card i was not asked if wanted/needed PPI but it appears from the statements i have that they charge it as a matter of routine unless you opt out? i have only got about 6 statements but wording has changed from…
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Please help PPI problems!!!
I have just been informd by my bank that they are going to reimburse me my PPI but now they are putting up my intrest on the remainder of the loan to 21.4% from 19% can they do this??
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Another Welcome Finance problem
Hi folks, I'm a bit confused as where to start. So any advice is much appreciated. Silly me took out a loan for £1500 in early 2005. I was working full time and payments were taken out every four weeks as this is when I get paid. I then fell pregnant and dropped my hours to part time just before I went on maternity leave.…
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FLM Loans
I am new to this can i ask if anyone is or has recent dealings with FLM Loans i have been offered a loan it has a high interest rate but i dont have a very good credit rating and you dont have to pay a fee up front, like some of the companies listed to avoid. It does, however have a good early settlement rebate on the…
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GE Money
Can you advise me l have sent letter to GE Money as l had a secured loan in 2002 through them with First National. In 2004 l paid loan off in full over £60,000 and know l was missold the PPI as this was arranged through a broker call ed Personal Loan Express but l contacted First National (GE Money) on receipt of…
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Can i reclaim this
Hi Guys, I've currently recieved my first cheque from Alliance and Leicester with regards to a refund on PPI and am awaiting another one from Welcome Finance. Question tho. a few years ago i bought a laptop fro Dixons and bought it on finance. However i have problems I can't remember the name of the compant I can't…
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still waiting for ppi refund
Hi all I was awarded just over £2500 from halifax 5 months ago for missold ppi but I have still not received the money. I have sent 4 letters asking why but there is still no reply, any one have any ideas, cheers.
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mbna
i received this letter back from MBNA and will now go to fos, but can anyone explain why they would write a letter like this, as with this letter they sent a list of charges and ppi payments, and i have not wrote back to them asking for anything, they just sent this letter and that was it as far as they were concerned main…
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Halifax Mortgage PPI
Hi all, Just looking for confirmation more than anything. My wife moved the mortgage from Northern Rock to Halifax about 6 years ago, whereby they put on Mortgage Protection Insurance, however, it turns out that she wouldnt be able to claim on part of the cover due to previous medical condition, she was never asked about…
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Clydesdale Bank
I have been trying to get a refund on my ppi I have on my car loan it is in the amount of over 6000 pounds. Clydesdale bank has been telling me that I have to get a new loan in order to get rid of the ppi. When I went in and tried to re-finanace the loan I was lead to believe that I may not get approved. The loan officer…
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flogging me off
hey everyone i have two complaints in at the moment on PPI claims. the first is on a burtons card for the account cover insurance i was miss sold, and the second is on a bank of scotland credit card preference account in which i was also miss sold PPI. i used the template letter and wrote to Santander cards and told them…
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Can i reclaim PPI even though i am in debt management?
Can i reclaim PPI even if i am in debt management and have defaulted on the said loan?
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Help please?? how shall I progress with my PPI complaint??
This is my first time posting, so I hope I am at the right place. I was the classic 'head in the sand' person for a few years over debt. For the last 10 months I have been sorting it slowly and live by a very tight budget. I had a Morgan Stanley credit card with PPI, which at the time I got because I thought it helped my…
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PPI Claim with Ombudsman for 2 years now!
Just looking for some advice please re a claim against Lloyds TSB which we went to the Ombudsman with almost 2 years ago now! I have e-mailed them a couple of times but i just kee getting told there is a backlog and they cant tell me the timescale for getting to my claim. Is this timescale normal for a PPI claim? Thanks